89 Beatrice Street, Toronto, ON
Trinity-Bellwoods, Toronto · MLS® C13453740
About this home
Client RemarksWelcome to an exceptional opportunity in the heart of Toronto, 89 Beatrice St is a fully self contained four unit property offering the perfect blend of lifestyle and investment. Whether you are an end user looking to live comfortably while generating income, or a savvy investor seeking strong rental potential, this property delivers. Each of the four separate units is thoughtfully laid out, providing privacy and functionality for tenants while maximizing cash flow. Live in one unit and have the others help cover your mortgage, a rare chance to build equity while offsetting your monthly costs. Ideally located just steps to the vibrant energy of College Street, you are surrounded by top rated restaurants, cafes, boutiques, and everyday conveniences. Enjoy easy access to transit, parks, and some of Toronto's most sought after neighbourhoods, making this a highly desirable location for tenants and owners alike. A turnkey, income generating property in one of the city's most dynamic communities, opportunities like this do not come often.
Key facts
- Property type
- Semi-Detached, 2 1/2 Storey
- MLS®
- C13453740
- Bedrooms
- 6 (4 + 2)
- Bathrooms
- 4
- Size
- 2000-2500
- Lot
- 18.5 × 102.5 ft
- Cross streets
- College/Beatrice
- Parking
- 2 garage (detached)
- Driveway
- Lane
- Basement
- Apartment, Finished with Walk-Out
- Kitchens
- 4 (3 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $8,250 / 2025
- Days on market
- 31
- Listing brokerage
- RED REALTY GROUP INC.
Rooms
hardwood floor · closet · bay window
hardwood floor · closet · bay window
hardwood floor · w/o to deck · 4 pc ensuite
ceramic floor · w/o to deck · combined w/kitchen
Above Grade Window
ceramic floor · combined w/kitchen · w/o to yard
above grade window · broadloom
hardwood floor · french doors · fireplace
hardwood floor · french doors · bay window
ceramic floor · ceiling fan(s) · w/o to deck
hardwood floor · closet · 4 pc bath
Listing history
- Jul 10, 2026Listed$2,300
- Jul 10, 2026Listed$2,400
Price and status history from the listing board. Deemed reliable but not guaranteed.
This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.
Ask Moe if this price is fairThe assigned public school is Charles G Fraser Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Dundas St West At Grace St is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 25% below the area average of $1,005/sqft.
26 days longer than the Toronto average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Trinity-Bellwoods, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Dundas St West At Grace St, about 245 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $1,359,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,253
- Property tax
- $688
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,941
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $30,455
- Toronto municipal land transfer tax
- $30,455
- Estimated closing costs
- $60,910
Plus your down payment of $339,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $435,192
- Principal paid down
- $173,094
- Interest paid
- $262,097
- Balance remaining
- $1,186,106
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RED REALTY GROUP INC.. MLS®/PropTx.