404-181 Sterling Road, Toronto, ON

Dufferin Grove, Toronto · MLS® C13453882

$517,699
For Sale
Listed 31 days ago
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2Bedrooms
1Bathrooms
0Parking
600-699Sq Ft

About this home

Welcome to The House of Assembly, where contemporary design meets unbeatable urban convenience. *HST rebate eligible. This beautifully appointed 1-bedroom + den condo offers over 600 sq ft of intelligently designed living space, complemented by a 67 sq ft south-facing balcony that brings in an abundance of natural light. Featuring soaring 9-foot ceilings and a functional open-concept layout, this suite is ideal for both everyday living and entertaining.Set within the energetic Sterling Junction community, residents enjoy exceptional access to transit with the UP Express, GO Transit, TTC streetcars, and subway all just moments away. Discover a neighbourhood rich with local cafes, restaurants, galleries, green spaces, and creative energy that continues to shape one of Toronto's most sought-after west-end communities.Developed by Marlin Spring Developments in partnership with Greybrook Realty Partners, The House of Assembly offers an impressive collection of amenities including a modern wellness centre, yoga studio, rooftop terrace with BBQ stations and dining areas, a children's play zone, and even a dedicated dog run.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13453882
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
600-699
Cross streets
Dundas St W & Bloor St W
Parking
0 parking
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$414/mo
Exposure
South
Days on market
31
Listing brokerage
CENTURY 21 LEADING EDGE CONDOSDEAL REALTY

Rooms

Primary BedroomFlat1.05 × 1.02 m

Hardwood Floor

Living RoomFlat3.91 × 4.47 m

combined w/dining · combined w/kitchen · hardwood floor

DenFlat0.70 × 1.20 m

Hardwood Floor

Moe’s TakeTeam Asgarian · Broker
Below comparables
$608Kest. value

Listed at $517,699, this home is about 15% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $581K
  • Bathrooms −$15K
  • Adjusts to $566K

That comparable adjusts to $566K; the $608K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Perth Avenue Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. 422 Lansdowne Ave is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$518KGreat deal$666KOverpriced

Total price vs nearby homes. Fair value about $608K, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in Dufferin Grove · asking prices
$602kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

309-130 Rusholme Road$600k1107-181 Sterling Road$564k1605-181 Sterling Road$581k314-181 Sterling Road$665k

The 4 closest active listings nearby.

See all comparable homes
518kThis home600k564k581k665kThis home vs active comparables
Live market pulseActive comparables in Dufferin Grove · median list $585K
$797this home / sqft
7active listings nearby
31days on market

This home lists 16% below the area average of $944/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Dufferin Grove, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

82/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: 422 Lansdowne Ave, about 250 m away

20+ transit stops15 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$672K
Annex
$1.57M
Mimico
$800K
Church-Yonge Corridor
$590K
Waterfront Communities C8
$1.24M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Perth Avenue Junior Public School
77%
Perth Avenue Junior Public SchoolPublic · Elementary · 1.1 km awayAbove the GTA average · 77% meet the provincial standard
ALPHA II Alternative SchoolEQAO results not published
ALPHA II Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,359/mo
$112KIncome needed
4.6×Price ÷ income
$544Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,359Property tax $324Condo fee $414Total carry $3,097

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,210per month

Mortgage amount $414,159 · 4.14% over 25 years

$103,540Down payment (20.0%)
$414,159Loan before insurance
$0CMHC premium
$2,948Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,210
Property tax
$324
Condo / maintenance fees
$414
Heating
$0
Estimated monthly cost
$2,948

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,829
Toronto municipal land transfer tax
$6,829
Estimated closing costs
$13,658

Plus your down payment of $103,540. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,684/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$248,873Total interest paid
$663,032Total of all payments
Principal $414,159 Interest $248,873
YearPrincipalInterestBalance
1$9,702$16,819$404,457
2$10,108$16,413$394,349
3$10,531$15,990$383,818
4$10,971$15,550$372,846
5$11,430$15,091$361,416
6$11,908$14,613$349,507
7$12,407$14,115$337,101
8$12,926$13,596$324,175
9$13,466$13,055$310,709
10$14,029$12,492$296,680
11$14,616$11,905$282,063
12$15,228$11,294$266,836
13$15,865$10,657$250,971
14$16,528$9,993$234,443
15$17,220$9,302$217,223
16$17,940$8,581$199,283
17$18,690$7,831$180,593
18$19,472$7,049$161,121
19$20,287$6,235$140,834
20$21,135$5,386$119,699
21$22,019$4,502$97,680
22$22,940$3,581$74,740
23$23,900$2,622$50,840
24$24,899$1,622$25,941
25$25,941$580$0

At the end of your 5-year term

Total paid over the term
$132,606
Principal paid down
$52,743
Interest paid
$79,863
Balance remaining
$361,416

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $3,624− Condo fees $4,962− Insurance $600− Vacancy & upkeep $2,706Net operating income $12,708

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE CONDOSDEAL REALTY. MLS®/PropTx.

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