14 St Margarets Drive, Toronto, ON

Bridle Path-Sunnybrook-York Mills, Toronto · MLS® C13453900

$8,988,000
For Sale
Listed 31 days ago
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7Bedrooms
10Bathrooms
3Garage · 7 parking
5,000Sq Ft

About this home

Nestled on one of **Hoggs Hollow's** most prestigious streets, this * European-inspired *limestone and Tyndall stone estate backs onto the **Don River**, offering exceptional privacy, breathtaking natural beauty, and timeless elegance. Inspired by Tuscany and masterfully designed by an Italian architect, this residence is rich in old-world craftsmanship and refined luxury. A grand foyer with stained glass detailing welcomes you into elegant principal rooms, including a formal living room with a custom European-inspired fireplace and a sophisticated dining room highlighted by a copper ceiling and exquisite raised-panel wood detailing. The spectacular family room features soaring cathedral ceilings, exposed wood beams, wrought-iron chandeliers, and a dramatic floor-to-ceiling stone fireplace, all over/l gardens, pool, and river. The Italian-inspired chef's kitchen is a true showpiece, featuring premium appliances, and a separate prep kit designed for effortless entertaining. A richly finished private study-featuring leather flooring, a stunning copper ceiling, custom built-in shelving, and a balcony overlooking the *Don River-offers a one-of-a-kind retreat. Upstairs, beautiful Italian lighting leads to a grand hallway and six generously sized ensuite bedrooms, crowned by an extraordinary primary retreat featuring a fireplace, a boutique-style walk-in closet, and tranquil views overlooking the lush gardens and the Don River beyond-creating a true private sanctuary. The fully finished lower level extends the home's exceptional living space with a spacious recreation lounge featuring a fireplace , wet bar, glass-enclosed gym, custom wine cellar, second kitchen, nanny suite, and walk-in cedar room. Large walkouts open directly to a spectacular resort-style backyard with a *heated pool, outdoor fireplace, built-in BBQ, wood-fired pizza oven, elegant stone terraces, mature trees, and professionally landscaped grounds-all overlooking the tranquil beauty of the Don River.

Key facts

Property type
Detached, 2-Storey
MLS®
C13453900
Bedrooms
7 (6 + 1)
Bathrooms
10 (2 half)
Size
5,000 sq ft
Lot
90 × 195 ft
Cross streets
Hoggs Hollow
Parking
3 garage · 7 parking (built-in)
Basement
Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stone
Foundation
Unknown
Roof
Cedar
Sewer
Sewer
Pool
Inground
Property tax
$46,422 / 2025
Days on market
31
Listing brokerage
RE/MAX REALTRON ELI BAKHTIARI TEAM REALTY

Rooms

BedroomLower4.83 × 4.62 m

closet · 4 pc ensuite · pot lights

KitchenMain7.87 × 5.61 m

combined w/br · w/o to patio · overlook water

Bedroom 2Second5.28 × 4.45 m

overlook water · closet · 4 pc ensuite

PantryMain1.30 × 3.00 m

B/I Shelves

Bedroom 5Second4.93 × 4.04 m

4 pc ensuite · closet · overlooks frontyard

Living RoomMain5.50 × 4.72 m

overlooks frontyard · stone fireplace · hardwood floor

Bedroom 4Second5.56 × 4.88 m

closet · overlooks frontyard · 4 pc ensuite

Dining RoomMain5.59 × 5.00 m

overlooks frontyard · hardwood floor · pot lights

Mud RoomMain5.60 × 2.10 m

Walk Through

StudyMain5.41 × 3.91 m

w/o to patio · b/i bookcase · overlook water

KitchenLower3.07 × 2.49 m

stainless steel appl · pot lights · built-in speakers

Great RoomMain6.32 × 5.20 m

cathedral ceiling(s) · overlook water · w/o to terrace

RecreationLower9.09 × 7.11 m

open concept · walk-out · limestone flooring

BedroomSecond4.50 × 3.69 m

3 pc ensuite · overlooks frontyard · large window

Exercise RoomLower3.07 × 2.95 m

mirrored walls · pot lights · built-in speakers

Bedroom 3Second5.36 × 4.98 m

overlooks frontyard · hardwood floor · 4 pc ensuite

Primary BedroomSecond5.84 × 5.56 m

walk-in closet(s) · overlook water · 5 pc ensuite

Moe’s TakeTeam Asgarian · Broker
In line
$8.52Mest. value

Listed at $8,988,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $9.00M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $6.17M
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $6.21M

That comparable adjusts to $6.21M; the $8.52M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Lawrence Park Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. York Mills Rd at Highland Cres is about a 8-minute walk away.

List price
$7.78MGreat deal$10.03MOverpriced

Total price vs nearby homes. Fair value about $8.52M, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Value driver
  • Weigh carefully
  • Worth verifying
Comparable listingsCurrently listed nearby in Bridle Path-Sunnybrook-York Mills · asking prices
$9.56Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

11 Doon Road$8.00M7 Cedarwood Avenue$7.79M32 Arjay Crescent$12.88M

The 3 closest active listings nearby.

See all comparable homes
8.99MThis home8.00M7.79M12.88MThis home vs active comparables
Live market pulseActive comparables in Bridle Path-Sunnybrook-York Mills · median list $9.00M
$1,798this home / sqft
7active listings nearby
31days on market

This home lists 18% below the area average of $2,180/sqft.

30 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bridle Path-Sunnybrook-York Mills, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

53/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: York Mills Rd at Highland Cres, about 621 m away

20+ transit stops2 grocery20+ dining17 parks6 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M
High Park-Swansea
$4.99M
Wexford-Maryvale
$865K
Downsview-Roding-CFB
$1.06M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Armour Heights Public School
70%
Armour Heights Public SchoolPublic · Elementary · 2.0 km awayAround the GTA average · 70% meet the provincial standard

Affordability & Mortgage

Affordability
$40,964/mo
$1685KIncome needed
5.3×Price ÷ income
$9,453Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $40,964Property tax $3,869Total carry $44,833

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$38,371per month

Mortgage amount $7,190,400 · 4.14% over 25 years

$1,797,600Down payment (20.0%)
$7,190,400Loan before insurance
$0CMHC premium
$42,239Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$38,371
Property tax
$3,869
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$42,239

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$211,175
Toronto municipal land transfer tax
$360,815
Estimated closing costs
$571,990

Plus your down payment of $1,797,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$46,605/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$4,320,793Total interest paid
$11,511,193Total of all payments
Principal $7,190,400 Interest $4,320,793
YearPrincipalInterestBalance
1$168,446$292,001$7,021,954
2$175,492$284,956$6,846,462
3$182,833$277,615$6,663,629
4$190,480$269,967$6,473,149
5$198,448$262,000$6,274,701
6$206,749$253,699$6,067,952
7$215,397$245,051$5,852,556
8$224,406$236,041$5,628,149
9$233,793$226,655$5,394,357
10$243,572$216,876$5,150,785
11$253,760$206,687$4,897,024
12$264,375$196,073$4,632,650
13$275,433$185,015$4,357,217
14$286,954$173,494$4,070,262
15$298,957$161,491$3,771,306
16$311,462$148,986$3,459,844
17$324,490$135,958$3,135,354
18$338,063$122,385$2,797,291
19$352,203$108,244$2,445,088
20$366,935$93,512$2,078,152
21$382,284$78,164$1,695,869
22$398,274$62,174$1,297,594
23$414,933$45,514$882,661
24$432,289$28,158$450,371
25$450,371$10,076$0

At the end of your 5-year term

Total paid over the term
$2,302,239
Principal paid down
$915,699
Interest paid
$1,386,539
Balance remaining
$6,274,701

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$10,500/mo
$126,000Gross annual rent
0.7%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.4%
Gross yield
− Property tax $46,422− Insurance $1,400− Vacancy & upkeep $13,860Net operating income $64,318

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON ELI BAKHTIARI TEAM REALTY. MLS®/PropTx.

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