131 Estelle Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13456178

$2,670,000
For Sale
Listed 35 days ago
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5Bedrooms
5Bathrooms
2Garage · 6 parking
3500-5000Sq Ft

About this home

**HEATED --- RADIANT HEATED DRIVEWAY**HEATED DRIVEWAY****Welcome to 131 Estelle Avenue---This home is situated in the highly-desirable Willowdale East Community and offering a TOP-RANKED SCHOOL--EARL HAIG SS -- Elegant custom-built home with fully finished walk-out & separate entrance to basement. This residence masters the art of space with all principal room sizes, natural sunlight and ultimately functionality. Providing a harmonious of contemporary interior and beautifully-crafted wood trims-RICH wainscotings, and built-in bookcase & more! The main floor welcomes a grand and spacious foyer, beautifully appointed with all principal rooms, ideal floor plan with airy-spacious-open concept-comfortable flow, and main floor office provides a home-work opportunity with RICH-intensive millworks. The dream kitchen offers stainless steeles appliances, a centre island, spacious breakfast area, easy access to a private-tranquil backyard. The exclusive and open concept family room features a gas fireplace, for entertaining & family gathering place. Upstairs, the primary bedrooms suite offers a hi-ceiling, large windows overlooking treed backyard, and its own private-lavish ensuite and walk-in closet. The additional bedrooms provide all generous room sizes, own & semi-ensuites for privacy and comfort. The fully finished lower level with separate entrance, a walk-out to private-deep backyard is designed for family gathering and party, featuring a 2nd kitchen for versatility(potential rental income, $$$$) & bedroom!! Nested in the centre of all amenities, schools, parks, community centres, TTC transportations and highways

Key facts

Property type
Detached, 2-Storey
MLS®
C13456178
Bedrooms
5 (4 + 1)
Bathrooms
5 (1 half)
Size
3500-5000
Lot
43 × 150 ft
Cross streets
N.Empress Ave/W.Bayview Ave
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Separate Entrance, Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Other
Roof
Shingles
Sewer
Sewer
Property tax
$17,804 / 2025
Days on market
35
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

Bedroom 2Second4.35 × 3.90 m

4 pc ensuite · hardwood floor · moulded ceiling

Dining RoomMain5.40 × 4.70 m

hardwood floor · built-in speakers · coffered ceiling(s)

LaundrySecond0.00 × 0.00 m

window · laundry sink

KitchenBasement0.00 × 0.00 m

Combined w/Rec

BreakfastMain2.74 × 2.60 m

limestone flooring · skylight · w/o to balcony

Bedroom 4Second4.90 × 3.92 m

semi ensuite · hardwood floor · moulded ceiling

KitchenMain4.85 × 3.50 m

stainless steel appl · granite counters · centre island

Family RoomMain4.45 × 3.62 m

gas fireplace · pot lights · moulded ceiling

Bedroom 3Second4.08 × 3.94 m

semi ensuite · hardwood floor · moulded ceiling

Primary BedroomSecond5.70 × 4.95 m

6 pc ensuite · walk-in closet(s) · pot lights

BedroomBasement0.00 × 0.00 m

Laminate

FoyerMain0.00 × 0.00 m

limestone flooring · closet · 2 pc ensuite

OfficeMain3.15 × 2.85 m

hardwood floor · b/i bookcase · pot lights

RecreationBasement9.45 × 4.74 m

walk-out · laminate · combined w/kitchen

Living RoomMain5.40 × 5.00 m

gas fireplace · hardwood floor · moulded ceiling

Moe’s TakeTeam Asgarian · Broker
In line
$2.64Mest. value

Listed at $2,670,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In Willowdale East lately, sellers have been getting about 96% of asking and homes sell in about 38 days.

Based on 33 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 33 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.84M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $2.45M
  • Bedrooms −$60K
  • Bathrooms −$30K
  • Adjusts to $2.36M

That comparable adjusts to $2.36M; the $2.64M estimate above is the median of all 33 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

Its public catchment (Earl Haig Secondary School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$2.41MGreat deal$3.29MOverpriced

Total price vs nearby homes. Fair value about $2.64M, median of 33 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby in Willowdale East · asking prices
$3.49Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

347 Elmwood Avenue$2.88M218A Holmes Avenue$3.25M128 Anndale Drive$3.15M209 Spring Garden Avenue$3.40M167 Church Avenue$4.79M

The 5 closest of 7 active listings nearby.

See all comparable homes
2.67MThis home2.88M3.25M3.15M3.40M4.79MThis home vs active comparables
Live market pulseActive comparables in Willowdale East · median list $3.15M
$628this home / sqft
18active listings nearby
35days on market
100sold nearby · 90 days
$1.91Mmedian sold price
96%of asking, on average

This home lists 25% below the area average of $833/sqft.

34 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$4.46M
L'Amoreaux
$1.54M
Danforth Village-East York
$1000K
Highland Creek
$1.60M
Birchcliffe-Cliffside
$1.69M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Finch Public School
72%
Finch Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 72% meet the provincial standard
Avondale Elementary Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$12,169/mo
$516KIncome needed
5.2×Price ÷ income
$2,808Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $12,169Property tax $1,484Total carry $13,653

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,398per month

Mortgage amount $2,136,000 · 4.14% over 25 years

$534,000Down payment (20.0%)
$2,136,000Loan before insurance
$0CMHC premium
$12,882Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,398
Property tax
$1,484
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$12,882

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$53,225
Toronto municipal land transfer tax
$53,225
Estimated closing costs
$106,450

Plus your down payment of $534,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$13,845/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,283,547Total interest paid
$3,419,547Total of all payments
Principal $2,136,000 Interest $1,283,547
YearPrincipalInterestBalance
1$50,039$86,743$2,085,961
2$52,132$84,650$2,033,829
3$54,313$82,469$1,979,516
4$56,585$80,197$1,922,931
5$58,951$77,830$1,863,980
6$61,417$75,365$1,802,563
7$63,986$72,796$1,738,576
8$66,663$70,119$1,671,914
9$69,451$67,331$1,602,462
10$72,356$64,426$1,530,106
11$75,383$61,399$1,454,724
12$78,536$58,246$1,376,188
13$81,821$54,961$1,294,367
14$85,243$51,539$1,209,123
15$88,809$47,973$1,120,314
16$92,524$44,258$1,027,791
17$96,394$40,388$931,397
18$100,426$36,356$830,971
19$104,626$32,155$726,345
20$109,003$27,779$617,342
21$113,562$23,220$503,779
22$118,312$18,469$385,467
23$123,261$13,521$262,206
24$128,417$8,365$133,789
25$133,789$2,993$0

At the end of your 5-year term

Total paid over the term
$683,909
Principal paid down
$272,020
Interest paid
$411,889
Balance remaining
$1,863,980

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
2.2%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $17,804− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $59,294

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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