315-222 Finch Avenue, Toronto, ON

Newtonbrook West, Toronto · MLS® C13456516

$550,000
For Sale
Listed 30 days ago
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3Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

Welcome to Unit 315 at 222 Finch Avenue West, a bright and exceptionally functional southeast corer suite in a boutique low-rise building in the heart of North York. Offering 2 bedrooms plus a large enclosed den, 2 full bathrooms, and abundant natural light, this well-designed home is ideal for families, professionals, and investors alike.The spacious open-concept living and dining area is framed by floor-to-ceiling windows and seamlessly connects to a modern kitchen featuring granite countertops, stainless steel appliances, and a convenient breakfast bar. The primary bedroom offers a generous closet and a private 4-piece ensuite, while the second bedroom provides ample space for family members or guests.A standout feature of this home is the enclosed den, complete with its own window and closet, making it an excellent option for a third bedroom, nursery, guest room, or private home office. The southeast exposure fills the entire suite with natural sunlight throughout the day, creating a warm and inviting atmosphere.This unit also includes one underground parking space and one storage locker for added convenience.Perfectly situated just steps from Finch Subway Station, TTC transit, parks, schools, restaurants, cafés, and everyday shopping, with quick access to Yonge Street, Highway 401, and Highway 404. A rare opportunity to own a move-in-ready, meticulously maintained home in one of North York's most connected and desirable communities.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13456516
Bedrooms
3
Bathrooms
2
Size
800-899
Cross streets
Finch/Senlac
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$1,001/mo
Exposure
South East
Property tax
$2,805 / 2025
Days on market
30
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

BedroomFlat3.47 × 3.17 m
Bedroom 2Flat3.35 × 2.74 m
DenFlat2.43 × 7.11 m
Family RoomFlat4.26 × 5.50 m
Moe’s TakeTeam Asgarian · Broker
In line
$589Kest. value

Listed at $550,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $583K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $638K
  • Adjusts to $638K

That comparable adjusts to $638K; the $589K estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Northview Heights Secondary School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Finch Ave West at Glenborough Park Cres West Side is about a 1-minute walk away.

List price
$494KGreat deal$629KOverpriced

Total price vs nearby homes. Fair value about $589K, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby in Newtonbrook West · asking prices
$576kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

409-5740 Yonge Street$599k2009-5740 Yonge Street$629k1904-5740 Yonge Street$638k207-5940 Yonge Street$440k

The 4 closest active listings nearby.

See all comparable homes
550kThis home599k629k638k440kThis home vs active comparables
Live market pulseActive comparables in Newtonbrook West · median list $600K
$647this home / sqft
16active listings nearby
30days on market

This home lists 1% below the area average of $652/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Newtonbrook West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

61/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Finch Ave West at Glenborough Park Cres West Side, about 37 m away

20+ transit stops20+ dining20+ parks8 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale West
$770K
Willowdale East
$441K
Banbury-Don Mills
$500K
Annex
$1.57M
Church-Yonge Corridor
$577K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near R J Lang Elementary and Middle School
60%
R J Lang Elementary and Middle SchoolPublic · Elementary · 1.1 km awayBelow the GTA average · 60% meet the provincial standard

Affordability & Mortgage

Affordability
$2,507/mo
$125KIncome needed
4.4×Price ÷ income
$578Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

67%mortgage
Mortgage $2,507Property tax $234Condo fee $1,001Total carry $3,741

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,348per month

Mortgage amount $440,000 · 4.14% over 25 years

$110,000Down payment (20.0%)
$440,000Loan before insurance
$0CMHC premium
$3,583Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,348
Property tax
$234
Condo / maintenance fees
$1,001
Heating
$0
Estimated monthly cost
$3,583

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,475
Toronto municipal land transfer tax
$7,475
Estimated closing costs
$14,950

Plus your down payment of $110,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,852/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$264,401Total interest paid
$704,401Total of all payments
Principal $440,000 Interest $264,401
YearPrincipalInterestBalance
1$10,308$17,868$429,692
2$10,739$17,437$418,953
3$11,188$16,988$407,765
4$11,656$16,520$396,109
5$12,144$16,032$383,966
6$12,652$15,525$371,314
7$13,181$14,995$358,134
8$13,732$14,444$344,402
9$14,306$13,870$330,095
10$14,905$13,271$315,190
11$15,528$12,648$299,662
12$16,178$11,998$283,484
13$16,854$11,322$266,630
14$17,559$10,617$249,070
15$18,294$9,882$230,776
16$19,059$9,117$211,717
17$19,856$8,320$191,861
18$20,687$7,489$171,174
19$21,552$6,624$149,622
20$22,454$5,722$127,168
21$23,393$4,783$103,775
22$24,371$3,805$79,403
23$25,391$2,785$54,012
24$26,453$1,723$27,559
25$27,559$617$0

At the end of your 5-year term

Total paid over the term
$140,880
Principal paid down
$56,034
Interest paid
$84,846
Balance remaining
$383,966

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.9%
Gross yield
− Property tax $2,805− Condo fees $12,009− Insurance $600− Vacancy & upkeep $3,564Net operating income $13,422

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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