PH02-20 Edward Street, Toronto, ON

Bay Street Corridor, Toronto · MLS® C13457082

$8,800/mo
For Lease
Listed 30 days ago
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4Bedrooms
3Bathrooms
1Parking
1800-1999Sq Ft

About this home

Fully furnished with designer decor! A flawless, luxurious penthouse that has been newly built in the heart of downtown Toronto! Large floor-to-ceiling windows provide breathtaking panoramic views. Perfectly located just a stone's throw away from Eaton Centre, Dundas Square, restaurants, schools, hospitals, and other amenities. This home boasts three bedrooms, each with expansive windows equipped with convenient automated Shangri-La roller blinds, plus three bathrooms and an extra den area. The study Can be used as 4th bedroom. The spacious terrace offers an ideal spot to unwind, revel in the downtown scenery around the clock.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13457082
Bedrooms
4 (3 + 1)
Bathrooms
3
Size
1800-1999
Cross streets
Yonge St/Edward St
Parking
1 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Exposure
South East
Days on market
30
Listing brokerage
PRESTIGIUM REAL ESTATE LTD.

Rooms

DenMain2.67 × 2.67 m
Dining RoomMain5.05 × 3.43 m

Large Window

FoyerMain0.00 × 0.00 m
Bedroom 2Main3.15 × 3.07 m

large closet · large window · 4 pc ensuite

KitchenMain5.05 × 3.43 m

modern kitchen · stainless steel appl

Primary BedroomMain4.37 × 3.53 m

large closet · large window · 4 pc ensuite

Bedroom 3Main3.15 × 2.90 m

large window · large closet

Living RoomMain5.87 × 5.00 m

large window · w/o to balcony

Moe’s TakeTeam Asgarian · Broker
In the wider range
$8,765/moest. value

Listed at $8,800/mo, this rental is within the range of a wider set of rentals, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 25 similar rentals nearby, adjusted for size, beds, and baths.Median of 25 comparable active listings, adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $4,800/mo
  • Size difference +$2,690/mo
  • Bathrooms +$100/mo
  • Adjusts to $7,590/mo

That comparable adjusts to $7,590/mo; the $8,765/mo estimate above is the median of all 25 comparables, which is steadier than any single home.This uses comparable active listings, not leased-deal prices. Condition, finishes, and exact inclusions are my in-person call.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Yonge St at Gould St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$8,457/moBelow market$9,697/moAbove market

Total price vs nearby homes. Fair value about $8,765/mo, median of 25 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Value driver
Live market pulseActive comparables in Bay Street Corridor · median list $3K
25active listings nearby
30days on market

On the market now.

View comparable listings

Not enough sq ft data to place this home on the area price curve.

Neighbourhood & location

Bay Street Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

87/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Yonge St at Gould St, about 70 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$3K
Waterfront Communities C8
$3K
Waterfront Communities C1
$3K
North St. James Town
$2K
Dovercourt-Wallace Emerson-Junction
$2K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.8 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$40/mo
$5KIncome needed
1.6×Price ÷ income
$9Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $40Property tax $6Total carry $46

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$38per month

Mortgage amount $7,040 · 4.14% over 25 years

$1,760Down payment (20.0%)
$7,040Loan before insurance
$0CMHC premium
$43Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$38
Property tax
$6
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$43

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$44
Toronto municipal land transfer tax
$44
Estimated closing costs
$88

Plus your down payment of $1,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$46/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$4,230Total interest paid
$11,270Total of all payments
Principal $7,040 Interest $4,230
YearPrincipalInterestBalance
1$165$286$6,875
2$172$279$6,703
3$179$272$6,524
4$186$264$6,338
5$194$257$6,143
6$202$248$5,941
7$211$240$5,730
8$220$231$5,510
9$229$222$5,282
10$238$212$5,043
11$248$202$4,795
12$259$192$4,536
13$270$181$4,266
14$281$170$3,985
15$293$158$3,692
16$305$146$3,387
17$318$133$3,070
18$331$120$2,739
19$345$106$2,394
20$359$92$2,035
21$374$77$1,660
22$390$61$1,270
23$406$45$864
24$423$28$441
25$441$10$0

At the end of your 5-year term

Total paid over the term
$2,254
Principal paid down
$897
Interest paid
$1,358
Balance remaining
$6,143

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PRESTIGIUM REAL ESTATE LTD.. MLS®/PropTx.

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