3211-575 Bloor Street, Toronto, ON

North St. James Town, Toronto · MLS® C13458076

$538,000
For Sale
Listed 30 days ago
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1Bedrooms
1Bathrooms
0Parking
500-599Sq Ft

About this home

Luxury One-Bedroom Suite At Via Bloor! A Balcony With North Facing Views, 9-Foot Ceilings, Floor-To-Ceiling Windows, And An Open Concept Living Space. This Suite Comes Fully Equipped With Keyless Entry, An Energy-Efficient 5-Star Modern Kitchen, Integrated Dishwasher, Quartz Countertops, Contemporary Soft-Close Cabinetry, Ensuite Laundry, And Window Treatments.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13458076
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
Parliament st & Bloor St E
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Foundation
Unknown
Roof
Unknown
Maintenance
$525/mo
Exposure
North
Property tax
$3,008 / 2026
Days on market
30
Listing brokerage
CENTURY 21 ATRIA REALTY INC.

Rooms

Living RoomFlat0.00 × 0.00 m

laminate · w/o to balcony · open concept

Dining RoomFlat0.00 × 0.00 m

laminate · combined w/kitchen · open concept

KitchenFlat0.00 × 0.00 m

laminate · b/i appliances · quartz counter

Moe’s TakeTeam Asgarian · Broker
Above comparables
$434Kest. value

Listed at $538,000, this home is about 24% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 20 similar homes nearby, adjusted for size, beds, and baths.Median of 20 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $526K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $398K
  • Adjusts to $398K

That comparable adjusts to $398K; the $434K estimate above is the median of all 20 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Bloor St East at Parliament St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$405KGreat deal$538KOverpriced

Total price vs nearby homes. Fair value about $434K, median of 20 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby in North St. James Town · asking prices
$465kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2805-120 Homewood Avenue$466k1211-609 Sherbourne Street$558k1706-120 Homewood Avenue$440k1109-28 Linden Street$398k

The 4 closest active listings nearby.

See all comparable homes
538kThis home466k558k440k398kThis home vs active comparables
Live market pulseActive comparables in North St. James Town · median list $555K
$979this home / sqft
27active listings nearby
30days on market

This home lists 12% above the area average of $878/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

North St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

80/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bloor St East at Parliament St, about 68 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$577K
Annex
$1.57M
Waterfront Communities C8
$1.19M
Waterfront Communities C1
$672K
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Winchester Junior and Senior Public School
76%
Winchester Junior and Senior Public SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 76% meet the provincial standard

Affordability & Mortgage

Affordability
$2,452/mo
$115KIncome needed
4.7×Price ÷ income
$566Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,452Property tax $251Condo fee $525Total carry $3,228

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,297per month

Mortgage amount $430,400 · 4.14% over 25 years

$107,600Down payment (20.0%)
$430,400Loan before insurance
$0CMHC premium
$3,072Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,297
Property tax
$251
Condo / maintenance fees
$525
Heating
$0
Estimated monthly cost
$3,072

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,235
Toronto municipal land transfer tax
$7,235
Estimated closing costs
$14,470

Plus your down payment of $107,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,790/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$258,632Total interest paid
$689,032Total of all payments
Principal $430,400 Interest $258,632
YearPrincipalInterestBalance
1$10,083$17,479$420,317
2$10,505$17,057$409,813
3$10,944$16,617$398,869
4$11,402$16,160$387,467
5$11,879$15,683$375,588
6$12,375$15,186$363,213
7$12,893$14,668$350,320
8$13,432$14,129$336,887
9$13,994$13,567$322,893
10$14,580$12,982$308,314
11$15,189$12,372$293,124
12$15,825$11,736$277,299
13$16,487$11,075$260,812
14$17,176$10,385$243,636
15$17,895$9,666$225,741
16$18,643$8,918$207,098
17$19,423$8,138$187,675
18$20,236$7,326$167,439
19$21,082$6,479$146,357
20$21,964$5,597$124,393
21$22,883$4,679$101,511
22$23,840$3,722$77,671
23$24,837$2,724$52,834
24$25,876$1,685$26,958
25$26,958$603$0

At the end of your 5-year term

Total paid over the term
$137,806
Principal paid down
$54,812
Interest paid
$82,995
Balance remaining
$375,588

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $3,008− Condo fees $6,298− Insurance $600− Vacancy & upkeep $2,244Net operating income $8,250

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.

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