818-251 Jarvis Street, Toronto, ON

Moss Park, Toronto · MLS® C13459606

$488,000
For Sale
Listed 35 days ago
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2Bedrooms
1Bathrooms
0Parking
500-599Sq Ft

About this home

Location, Location, Location! Rare Split bedroom layout. Situated in the heart of downtown, this stunning 2-bedroom condo at Dundas SquareGardens boasts an exceptional 100/100 Rider's Paradise and 97/100 Walker's Paradise score. Enjoy the convenience of being within walkingdistance of everything you need. Residents have access to outstanding amenities, including a rooftop sky lounge, expansive rooftop gardens, afully equipped fitness centre, and an indoor swimming pool. Just steps from the Eaton Centre, Toronto Metropolitan University (formerly RyersonUniversity), George Brown College, major hospitals, and TTC transit, this prime location offers the ultimate urban lifestyle.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13459606
Bedrooms
2
Bathrooms
1
Size
500-599
Cross streets
Jarvis and Dundas st
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$561/mo
Exposure
South
Property tax
$2,330 / 2025
Days on market
35
Listing brokerage
RIGHT AT HOME REALTY
Moe’s TakeTeam Asgarian · Broker
In line
$499Kest. value

Listed at $488,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In Moss Park lately, sellers have been getting about 96% of asking and homes sell in about 34 days.

Based on 55 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 55 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $403K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $520K
  • Bedrooms +$16K
  • Adjusts to $536K

That comparable adjusts to $536K; the $499K estimate above is the median of all 55 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$464KGreat deal$569KOverpriced

Total price vs nearby homes. Fair value about $499K, median of 55 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Comparable listingsCurrently listed nearby in Moss Park · asking prices
$486kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

709-70 Princess Street$490k1311-50 Power Street$490k1740-135 Lower Sherbourne Street$480k3809-251 Jarvis Street$512k1923-251 Jarvis Street$460k

The 5 closest of 8 active listings nearby.

See all comparable homes
488kThis home490k490k480k512k460kThis home vs active comparables
Live market pulseActive comparables in Moss Park · median list $549K
$888this home / sqft
56active listings nearby
35days on market
100sold nearby · 90 days
$612Kmedian sold price
96%of asking, on average

This home lists 1% below the area average of $898/sqft.

34 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$561K
Bay Street Corridor
$489K
Waterfront Communities C8
$760K
Waterfront Communities C1
$593K
Niagara
$553K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 55% meet the provincial standard

Affordability & Mortgage

Affordability
$2,224/mo
$105KIncome needed
4.6×Price ÷ income
$513Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $2,224Property tax $194Condo fee $561Total carry $2,979

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,083per month

Mortgage amount $390,400 · 4.14% over 25 years

$97,600Down payment (20.0%)
$390,400Loan before insurance
$0CMHC premium
$2,838Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,083
Property tax
$194
Condo / maintenance fees
$561
Heating
$0
Estimated monthly cost
$2,838

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,235
Toronto municipal land transfer tax
$6,235
Estimated closing costs
$12,470

Plus your down payment of $97,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,530/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$234,596Total interest paid
$624,996Total of all payments
Principal $390,400 Interest $234,596
YearPrincipalInterestBalance
1$9,146$15,854$381,254
2$9,528$15,472$371,726
3$9,927$15,073$361,799
4$10,342$14,658$351,457
5$10,775$14,225$340,682
6$11,225$13,774$329,457
7$11,695$13,305$317,762
8$12,184$12,816$305,578
9$12,694$12,306$292,885
10$13,225$11,775$279,660
11$13,778$11,222$265,882
12$14,354$10,646$251,528
13$14,955$10,045$236,573
14$15,580$9,420$220,993
15$16,232$8,768$204,762
16$16,911$8,089$187,851
17$17,618$7,382$170,233
18$18,355$6,645$151,878
19$19,123$5,877$132,755
20$19,923$5,077$112,832
21$20,756$4,244$92,077
22$21,624$3,376$70,452
23$22,529$2,471$47,924
24$23,471$1,529$24,453
25$24,453$547$0

At the end of your 5-year term

Total paid over the term
$124,999
Principal paid down
$49,718
Interest paid
$75,282
Balance remaining
$340,682

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $2,330− Condo fees $6,734− Insurance $600− Vacancy & upkeep $2,244Net operating income $8,492

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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