431 Roxton Road, Toronto, ON
Palmerston-Little Italy, Toronto · MLS® C13460010
About this home
Welcome to this architectural gem nestled in the heart of Toronto's Little Italy. This exceptional family home offers nearly 3,000 sq. ft. of pristine living space across 4 levels. The open-concept main floor features a custom chef's kitchen with a beautiful central island and built-in appliances, alongside a dedicated home office, powder room, main-floor laundry, and mudroom area. The upper levels boast 4 well-designed bedrooms with 3 en-suites, including TWO incredible primary suites. The 2nd-floor primary includes a 4-piece en-suite and a showroom walk-in closet, while the 3rd-floor primary retreat offers a 5-piece en-suite and floor-to-ceiling sliding doors opening to a private balcony with unobstructed CN Tower views. The fully finished lower level functions perfectly as a nanny or in-law suite, complete with a 2nd kitchen, 2nd laundry, a separate walk-out entrance, and two versatile rooms ideal for a gym or guest bedroom. Step outside to your private backyard oasis featuring a massive deck with a natural gas BBQ line, a pet-friendly green area, and a double-car laneway garage equipped with a dedicated electrical panel and a Tesla Universal EV Charger. Tenant pays all utilities and is responsible for snow removal and lawn care.
Key facts
- Property type
- Semi-Detached, 2 1/2 Storey
- MLS®
- C13460010
- Bedrooms
- 6 (4 + 2)
- Bathrooms
- 5 (1 half)
- Size
- 1500-2000
- Lot
- 21 × 121 ft
- Cross streets
- Bloor/Ossington
- Parking
- 2 garage · 3 parking (detached)
- Driveway
- Lane
- Basement
- Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Rolled, Asphalt Shingle
- Sewer
- Sewer
- Days on market
- 29
- Listing brokerage
- FIRST CLASS REALTY INC.
Rooms
Combined w/Dining
hardwood floor · combined w/living · open concept
3 pc ensuite · b/i closet · hardwood floor
Combined w/Living
picture window · combined w/dining · open concept
Large Closet
Picture Window
4 pc ensuite · walk-in closet(s)
Large Closet
hardwood floor · b/i closet
b/i appliances · pantry · centre island
5 pc ensuite · walk-in closet(s) · w/o to balcony
Listing history
- Jul 18, 2026Listed$2,580,000
- May 18, 2026Listed$2,580,000
Price and status history from the listing board. Deemed reliable but not guaranteed.
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent leases and give you a straight answer on what it will really take.
Ask Moe if this price is fairIts public catchment (King Edward Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a very walkable address with everyday errands close by. Harbord St at Ossington Ave East Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Open-concept layout: modern, sought-after flow.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Currently tenanted: confirm the lease terms and vacant-possession timing before closing.
- Value driver
- Lifestyle
- Weigh carefully
- Worth verifying
24 days longer than the Toronto average (5 days).
View comparable listingsNot enough sq ft data to place this home on the area price curve.
Neighbourhood & location
Palmerston-Little Italy, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Harbord St at Ossington Ave East Side, about 111 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $8,800 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $47
- Property tax
- $7
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $54
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $55
- Toronto municipal land transfer tax
- $55
- Estimated closing costs
- $110
Plus your down payment of $2,200. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $2,818
- Principal paid down
- $1,121
- Interest paid
- $1,697
- Balance remaining
- $7,679
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FIRST CLASS REALTY INC.. MLS®/PropTx.