80 Churchill Avenue, Toronto, ON

Willowdale West, Toronto · MLS® C13460116

$2,200,000
For Sale
Listed 30 days ago
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6Bedrooms
5Bathrooms
1Garage · 5 parking
2500-3000Sq Ft

About this home

Discover this exquisite custom-built home situated on a valuable 50' lot in the highly desirable Willowdale neighborhood. Elegant Main Floor: Featuring 10' ceilings, A versatile office space perfect for working from home, The kitchen boasts custom cabinets and a breakfast bar. Each of the four large bedrooms comes with its own en-suite bath. Enjoy the convenience and privacy of your own driveway and separate garage. Just 3.5 blocks from Yonge Street, this prime North York location offers unparalleled convenience with easy access to transit and a plethora of amazing

Key facts

Property type
Detached, 2-Storey
MLS®
C13460116
Bedrooms
6 (4 + 2)
Bathrooms
5 (1 half)
Size
2500-3000
Lot
50 × 100 ft
Cross streets
Churchill Ave/ Tamworth
Parking
1 garage · 5 parking (detached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$11,515 / 2025
Days on market
30
Listing brokerage
BAY STREET GROUP INC.
Moe’s TakeTeam Asgarian · Broker
In line
$1.86Mest. value

Listed at $2,200,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Willowdale West, so I widened the search to the surrounding area.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.38M, higher than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.80M
  • Bedrooms +$30K
  • Adjusts to $1.83M

That comparable adjusts to $1.83M; the $1.86M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Willowdale Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$1.83MGreat deal$3.16MOverpriced

Total price vs nearby homes. Fair value about $1.86M, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Worth verifying
Comparable listingsCurrently listed nearby in Willowdale West · asking prices
$2.49Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

372B Hounslow Avenue$1.89M338A Horsham Avenue$2.54M210 Horsham Avenue$2.54M21 Farrell Avenue$3.00M

The 4 closest active listings nearby.

See all comparable homes
2.20MThis home1.89M2.54M2.54M3.00MThis home vs active comparables
Live market pulseActive comparables in Willowdale West · median list $3.28M
$800this home / sqft
22active listings nearby
30days on market

This home lists 1% below the area average of $809/sqft.

29 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Willowdale West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Newtonbrook West
$1.75M
Bedford Park-Nortown
$3.02M
Lawrence Park South
$2.13M
Downsview-Roding-CFB
$1.06M
Wexford-Maryvale
$865K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Willowdale Middle School
78%
Willowdale Middle SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 78% meet the provincial standard

Affordability & Mortgage

Affordability
$10,027/mo
$416KIncome needed
5.3×Price ÷ income
$2,314Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $10,027Property tax $960Total carry $10,986

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,392per month

Mortgage amount $1,760,000 · 4.14% over 25 years

$440,000Down payment (20.0%)
$1,760,000Loan before insurance
$0CMHC premium
$10,352Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,392
Property tax
$960
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,352

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$41,475
Toronto municipal land transfer tax
$41,475
Estimated closing costs
$82,950

Plus your down payment of $440,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$11,407/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,057,604Total interest paid
$2,817,604Total of all payments
Principal $1,760,000 Interest $1,057,604
YearPrincipalInterestBalance
1$41,231$71,473$1,718,769
2$42,955$69,749$1,675,814
3$44,752$67,952$1,631,062
4$46,624$66,080$1,584,438
5$48,574$64,130$1,535,864
6$50,606$62,098$1,485,258
7$52,723$59,981$1,432,535
8$54,928$57,776$1,377,607
9$57,226$55,478$1,320,381
10$59,619$53,085$1,260,762
11$62,113$50,591$1,198,649
12$64,711$47,993$1,133,937
13$67,418$45,286$1,066,519
14$70,238$42,466$996,281
15$73,176$39,528$923,106
16$76,237$36,467$846,869
17$79,426$33,279$767,443
18$82,748$29,956$684,695
19$86,209$26,495$598,486
20$89,815$22,889$508,671
21$93,572$19,132$415,099
22$97,486$15,218$317,613
23$101,564$11,141$216,050
24$105,812$6,892$110,238
25$110,238$2,466$0

At the end of your 5-year term

Total paid over the term
$563,521
Principal paid down
$224,136
Interest paid
$339,384
Balance remaining
$1,535,864

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $11,515− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $43,155

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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