96 Whitehall Road, Toronto, ON

Rosedale-Moore Park, Toronto · MLS® C13460278

$2,990,000
For Sale
Listed 29 days ago
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5Bedrooms
4Bathrooms
1Garage · 2 parking
2000-2500Sq Ft

About this home

Welcome To This Surprisingly Spacious & Elegantly Appointed Family Home In Prestigious North Rosedale, Offering Exceptional Comfort In Absolute Move-In Condition. Thoughtfully Designed With A Functional And Inviting Layout, The Home Features 3+2 Bedrooms, A Bright Living Room With Fireplace, Formal Dining Area, And A Sun-Filled Sunroom That Brings In An Abundance Of Natural Light. The Kitchen Is Both Practical And Welcoming, While The Main Floor Family Room Walks Out To A Private Garden, ideal For Everyday Living And Effortless Entertaining. Upstairs, The Spacious Primary Retreat Offers A Walk-In Closet And Ensuite, Complemented By Two Well-Proportioned Bedrooms.The Lower Level Is Exceptionally Bright, Featuring Multiple Above-Grade Windows That Fill The Space With Natural Light. It Offers A Large Recreation Area, Additional Bedrooms, And Flexible Space Ideal For A Private Home Office Or Extended Family Living. With Its Layout, There Is Also Potential To Create A Separate Entrance, Further Enhancing Privacy And Functionality.Just Steps To Rosedale Park, Whitney Junior Public School, And Summerhill Market, This Home Is Surrounded By Top-Tier Schools, Ravine Trails, And Some Of The City's Most Sought-After Amenities. A Rare Opportunity To Own A Turnkey Home In One Of Toronto's Most Established And Desirable Neighbourhoods.

Key facts

Property type
Detached, 2-Storey
MLS®
C13460278
Bedrooms
5 (3 + 2)
Bathrooms
4 (1 half)
Size
2000-2500
Lot
33 × 110 ft
Cross streets
Mt Pleasant Rd & Summerhill Ave
Parking
1 garage · 2 parking (detached)
Basement
Finished, Separate Entrance
Heating
Baseboard
A/C
Wall Unit(s)
Exterior
Brick
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$12,480 / 2025
Days on market
29
Listing brokerage
RE/MAX REALTRON LUCKY PENNY HOMES REALTY

Rooms

Primary BedroomSecond3.84 × 4.35 m

hardwood floor · 3 pc ensuite · walk-in closet(s)

BedroomBasement6.88 × 2.77 m

laminate · pot lights · b/i shelves

BedroomBasement3.39 × 1.94 m

laminate · closet · window

Family RoomMain5.29 × 4.23 m

hardwood floor · crown moulding · fireplace

Bedroom 3Second3.15 × 4.22 m

hardwood floor · pot lights · closet

OfficeBasement3.60 × 2.46 m

laminate · window

RecreationBasement5.17 × 5.16 m

laminate · pot lights · window

Dining RoomMain4.33 × 3.70 m

hardwood floor · wainscoting · crown moulding

KitchenMain7.17 × 2.46 m

hardwood floor · pot lights · stainless steel appl

Bedroom 2Second3.71 × 4.18 m

hardwood floor · pot lights · closet

Living RoomMain2.35 × 3.76 m

hardwood floor · pot lights · crown moulding

BreakfastMain3.44 × 2.98 m

hardwood floor · w/o to yard · pot lights

Listing history

  1. May 18, 2026Listed$8,400

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Whitney Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Summerhill Ave at Maclennan Ave is about a 1-minute walk away.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Income potential
  • Worth verifying
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$2.20Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

20 Duart Park Road$2.80M443 Northcliffe Boulevard$2.29M4 Lunness Road$1.50M

The 3 closest active listings nearby.

See all comparable homes
2.99MThis home2.80M2.29M1.50MThis home vs active comparables
Live market pulseActive comparables in Rosedale-Moore Park · median list $2.99M
$1,329this home / sqft
7active listings nearby
29days on market

This home lists 7% above the area average of $1,243/sqft.

28 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rosedale-Moore Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

64/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Summerhill Ave at Maclennan Ave, about 88 m away

20+ transit stops6 grocery20+ dining20+ parks18 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

High Park-Swansea
$4.99M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
Wexford-Maryvale
$865K
Downsview-Roding-CFB
$1.06M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Whitney Junior Public School
94%
Whitney Junior Public SchoolPublic · Elementary · 0.2 km awayAmong the top in the GTA · 94% meet the provincial standard

Affordability & Mortgage

Affordability
$13,627/mo
$554KIncome needed
5.4×Price ÷ income
$3,145Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $13,627Property tax $1,040Total carry $14,667

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$12,765per month

Mortgage amount $2,392,000 · 4.14% over 25 years

$598,000Down payment (20.0%)
$2,392,000Loan before insurance
$0CMHC premium
$13,805Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$12,765
Property tax
$1,040
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$13,805

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$61,225
Toronto municipal land transfer tax
$61,225
Estimated closing costs
$122,450

Plus your down payment of $598,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$15,504/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,437,380Total interest paid
$3,829,380Total of all payments
Principal $2,392,000 Interest $1,437,380
YearPrincipalInterestBalance
1$56,036$97,139$2,335,964
2$58,380$94,795$2,277,583
3$60,822$92,353$2,216,761
4$63,366$89,809$2,153,395
5$66,017$87,158$2,087,378
6$68,778$84,397$2,018,600
7$71,655$81,520$1,946,945
8$74,652$78,523$1,872,293
9$77,775$75,400$1,794,518
10$81,028$72,147$1,713,490
11$84,417$68,758$1,629,072
12$87,948$65,227$1,541,124
13$91,627$61,548$1,449,497
14$95,460$57,715$1,354,037
15$99,453$53,722$1,254,584
16$103,613$49,563$1,150,972
17$107,947$45,229$1,043,025
18$112,462$40,713$930,563
19$117,166$36,009$813,397
20$122,067$31,108$691,330
21$127,173$26,002$564,157
22$132,492$20,683$431,665
23$138,034$15,141$293,631
24$143,808$9,367$149,823
25$149,823$3,352$0

At the end of your 5-year term

Total paid over the term
$765,876
Principal paid down
$304,622
Interest paid
$461,254
Balance remaining
$2,087,378

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.0%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.7%
Gross yield
− Property tax $12,480− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $30,976

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON LUCKY PENNY HOMES REALTY. MLS®/PropTx.

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