451 Sackville Street, Toronto, ON

Cabbagetown-South St. James Town, Toronto · MLS® C13461252

$1,729,000
For Sale
Listed 35 days ago
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4Bedrooms
2Bathrooms
1Parking
2500-3000Sq Ft

About this home

An 1880s Victorian on one of Cabbage town's most coveted streets, thoughtfully configured into two distinct suites. A rare and special offering. The main floor suite showcases timeless character with elegant plaster crown mouldings, generously proportioned rooms, and a wood-burning fireplace. The ceilings are truly exceptional, soaring heights that create an immediate sense of space and light. The bedroom opens directly onto a private, fenced garden with a deck and stone terrace; peaceful, functional, and genuinely inviting. The lower level adds flexibility with an updated bathroom and a dedicated wardrobe room offering excellent storage and office space. Upstairs, a two-level suite with authentic loft appeal. The primary bedroom is an airy, light-filled retreat with its own deck and two spacious closets. The open-concept kitchen and dining area are designed for real living; comfortable, connected, and easy to enjoy. Both suites feature classic clawfoot tubs, a detail that adds to the home's enduring charm. Each unit operates independently, with its own furnace, air conditioning, water tank and hydro meter-ideal for investors, multi-generational living, or those seeking a mortgage helper without compromise. Step outside and you're just a short stroll to Parliament Street, home to beloved cafes, independent shops, and everyday essentials. To the east, the neighbourhood opens into green space and community favourites like Riverdale Farm, Riverdale Park, the farmers' market, and an extensive network of trails. This is one of Toronto's most cherished enclaves, where people arrive and tend to stay. Opportunities like this are few and far between. (click on the VIRTUAL TOUR to see a video) 470 SQUARE FOOT LANEWAY HOUSE is possible, report attached.

Key facts

Property type
Other, 2 1/2 Storey
MLS®
C13461252
Bedrooms
4 (3 + 1)
Bathrooms
2
Size
2500-3000
Lot
17.37 × 115 ft
Cross streets
Wellesley St E & Sackville
Parking
1 parking
Driveway
Lane
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick Front
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,365 / 2026
Days on market
35
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

KitchenMain4.17 × 3.45 m

stainless steel appl · large window

BathroomLower2.06 × 3.35 m

tile floor · soaking tub

Dining RoomSecond3.18 × 3.45 m

tile floor · breakfast bar · large window

Furnace RoomLower3.05 × 2.13 m
Family RoomMain3.38 × 4.04 m

hardwood floor · bay window

KitchenSecond3.58 × 3.45 m

2 way fireplace · stainless steel appl · large window

BedroomLower3.53 × 4.27 m

closet · closet organizers

LaundrySecond2.64 × 2.34 m

closet · large window

Living RoomSecond4.62 × 4.62 m

hardwood floor · fireplace

Bedroom 2Second2.92 × 2.82 m

double closet · large window

BedroomThird7.19 × 4.62 m

w/o to deck · vaulted ceiling(s) · large window

Living RoomMain9.14 × 3.73 m

hardwood floor · fireplace · bay window

BedroomMain3.23 × 3.45 m

hardwood floor · w/o to garden

FoyerMain2.87 × 1.35 m

Stone Floor

BathroomSecond3.18 × 2.34 m

tile floor · soaking tub

Our TakeTeam Asgarian · Broker
In line
$1.54Mest. value

Listed at $1,729,000, and my independent estimate is within the range of comparable homes, on the higher side.

In Cabbagetown-South St. James Town lately, sellers get about 99% of asking; homes sell in ~24 days.

List price
$1.23MGreat deal$1.87MOverpriced

Total price vs nearby homes. Fair value about $1.54M, median of 32 comparables.

How this estimate is builtthe short version

I take the 32 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.72M, a bit higher.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Sprucecourt Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Cabbagetown-South St. James Town, so I widened the search to the surrounding area.

Based on 32 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Cabbagetown-South St. James Town · asking prices
$2.09Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

460 Wellesley Street$1.82M4-306 Sackville Street$1.70M33 Rose Avenue$2.30M30 Sword Street$2.45M42 Amelia Street$2.18M

The 5 closest of 7 active listings nearby.

See all comparable homes
1.73MThis home1.82M1.70M2.30M2.45M2.18MThis home vs active comparables
Live market pulseActive comparables in Cabbagetown-South St. James Town · median list $1.75M
$629this home / sqft
18active listings nearby
35days on market
100sold nearby · 90 days
$755Kmedian sold price
99%of asking, on average

This home lists 30% below the area average of $903/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Cabbagetown-South St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$710K
Moss Park
$1.23M
Waterfront Communities C1
$614K
Niagara
$699K
Victoria Village
$685K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Sprucecourt Public School
59%
Sprucecourt Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 59% meet the provincial standard

Affordability & Mortgage

Affordability
$7,880/mo
$329KIncome needed
5.3×Price ÷ income
$1,819Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $7,880Property tax $780Total carry $8,661

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,381per month

Mortgage amount $1,383,200 · 4.14% over 25 years

$345,800Down payment (20.0%)
$1,383,200Loan before insurance
$0CMHC premium
$8,162Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,381
Property tax
$780
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,162

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$31,055
Toronto municipal land transfer tax
$31,055
Estimated closing costs
$62,110

Plus your down payment of $345,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,965/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$831,181Total interest paid
$2,214,381Total of all payments
Principal $1,383,200 Interest $831,181
YearPrincipalInterestBalance
1$32,404$56,172$1,350,796
2$33,759$54,816$1,317,037
3$35,171$53,404$1,281,866
4$36,642$51,933$1,245,224
5$38,175$50,400$1,207,049
6$39,772$48,803$1,167,277
7$41,435$47,140$1,125,842
8$43,168$45,407$1,082,674
9$44,974$43,601$1,037,699
10$46,855$41,720$990,844
11$48,815$39,760$942,029
12$50,857$37,718$891,172
13$52,984$35,591$838,187
14$55,201$33,375$782,987
15$57,510$31,066$725,477
16$59,915$28,660$665,562
17$62,421$26,154$603,141
18$65,032$23,543$538,108
19$67,753$20,823$470,356
20$70,587$17,989$399,769
21$73,539$15,036$326,230
22$76,615$11,960$249,615
23$79,820$8,755$169,795
24$83,158$5,417$86,637
25$86,637$1,938$0

At the end of your 5-year term

Total paid over the term
$442,876
Principal paid down
$176,151
Interest paid
$266,725
Balance remaining
$1,207,049

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $9,365− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $45,305

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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