130 Pemberton Avenue, Toronto, ON

Newtonbrook East, Toronto · MLS® C13461884

$3,790,000
For Sale
Listed 33 days ago
9Bedrooms
10Bathrooms
2Garage · 6 parking
3500-5000Sq Ft
12 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Magnificent Custom-Built Residence On A Premium 50' x 148' Lot In The Heart Of Willowdale. Just Over Three Years New (Built 2022), This Approx. 4,400 s.f. Masterpiece Offers 5+4 Bedrooms And 10 Washrooms Across Three Beautifully Finished Levels, Complete With A Private Two-Door ELEVATOR Servicing Every Floor. Step Into A Bright, Open-Concept Main Floor Featuring Soaring 10' Ceilings, Oversized Windows, A Gracious Living/Dining Room With Built-In Speakers, And A Main-Floor Library/Den Perfect For A Home Office. The Gourmet Chef's Kitchen Is Appointed With Panelled Built-In Appliances, A Centre Island, And A Sunlit Breakfast Area That Opens To The Walk-Out Family Room - Anchored By A Gas Fireplace And Coffered Ceiling - Leading To The Sundeck And Deep, Private Backyard Ideal For Entertaining. The Second Level Boasts Five Generous Bedrooms, Each With Its Own Ensuite And Hardwood Flooring, Plus A Spacious Primary Retreat With A 6-Piece Spa Ensuite And Fireplace. A Convenient Second-Floor Laundry And An Oversized Skylight Flooding The Stairwell In Natural Light Complete The Upper Level. The Separate-Entrance Walk-Up Basement Delivers Approx. 2,200 Sq Ft Of Income Or In-Law Potential, Featuring Its Own Kitchen With Quartz Counters, Four Bedrooms, Four Washrooms, And A Second Set Of Laundry. Designer Finishes Run Throughout, Including Rich Hardwood Floors, Coffered & Moulded Ceilings, Pot Lights, Built-In Speakers, Central Vacuum, Skylights, Two Furnaces, Two A/C Units, And Multiple Fireplaces. Set On A Quiet, Family-Friendly Street Yet Steps To Yonge & Finch Subway (Line 1 Direct Downtown), The Finch GO/VIVA Bus Terminal, Top-Ranked Schools (Earl Haig Secondary School), Shopping, Restaurants & Parks. Minutes To Hwy 401, 404 & The DVP. One Of The Largest And Most Versatile Homes In The Area - Live In Refined Luxury With Built-In Income Potential. A Rare Offering That Truly Has It All.

Key facts

Property type
Detached, 2-Storey
MLS®
C13461884
Bedrooms
9 (5 + 4)
Bathrooms
10
Size
3500-5000
Lot
50.07 × 148.2 ft
Cross streets
Yonge St. / Finch Ave.
Parking
2 garage · 6 parking (built-in)
Driveway
Private Double
Basement
Separate Entrance, Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete, Poured Concrete, Slab
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$18,174 / 2025
Days on market
33
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Primary BedroomSecond6.70 × 6.52 m

hardwood floor · fireplace · 5 pc ensuite

Bedroom 3Second4.57 × 4.26 m

hardwood floor · pot lights · 3 pc ensuite

BreakfastMain3.56 × 3.23 m

hardwood floor · overlooks backyard · combined w/kitchen

Family RoomMain6.70 × 6.52 m

gas fireplace · b/i bookcase · w/o to deck

KitchenMain6.30 × 5.85 m

hardwood floor · centre island · b/i appliances

KitchenBasement3.96 × 4.00 m

w/o to garden · picture window · quartz counter

Bedroom 4Second4.57 × 4.13 m

hardwood floor · pot lights · 3 pc ensuite

Bedroom 5Second3.69 × 3.38 m

hardwood floor · pot lights · 3 pc ensuite

Dining RoomMain4.57 × 4.00 m

hardwood floor · panelled · built-in speakers

Living RoomMain6.55 × 4.57 m

hardwood floor · fireplace · built-in speakers

Bedroom 2Second5.00 × 4.75 m

hardwood floor · pot lights · 3 pc ensuite

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Earl Haig Secondary School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Willowdale Ave at Bishop Ave is about a 2-minute walk away. Worth weighing if transit access matters to you.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Worth verifying
  • Lifestyle
Live market pulseActive comparables in Newtonbrook East · median list $2.98M
$892this home / sqft
5active listings nearby
33days on market

32 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Newtonbrook East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

23/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car — groceries and transit are a drive away.

🚉 Nearest transit: Willowdale Ave at Bishop Ave, about 122 m away

20+ transit stops6 grocery20+ dining20+ parks10 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$1.99M
Bayview Village
$1.93M
Bedford Park-Nortown
$3.76M
East York
$925K
Rockcliffe-Smythe
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Finch Public School
72%
Finch Public SchoolPublic · Elementary · 1.0 km awayAround the GTA average · 72% meet the provincial standard

Affordability & Mortgage

Affordability
$17,274/mo
$708KIncome needed
5.4×Price ÷ income
$3,986Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $17,274Property tax $1,515Total carry $18,788

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$16,180per month

Mortgage amount $3,032,000 · 4.14% over 25 years

$758,000Down payment (20.0%)
$3,032,000Loan before insurance
$0CMHC premium
$17,694Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$16,180
Property tax
$1,515
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$17,694

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$81,225
Toronto municipal land transfer tax
$89,125
Estimated closing costs
$170,350

Plus your down payment of $758,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$19,652/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,821,963Total interest paid
$4,853,963Total of all payments
Principal $3,032,000 Interest $1,821,963
YearPrincipalInterestBalance
1$71,029$123,129$2,960,971
2$74,000$120,158$2,886,970
3$77,096$117,063$2,809,875
4$80,320$113,838$2,729,554
5$83,680$110,478$2,645,874
6$87,180$106,978$2,558,694
7$90,827$103,332$2,467,867
8$94,626$99,532$2,373,241
9$98,584$95,574$2,274,656
10$102,708$91,451$2,171,949
11$107,004$87,155$2,064,945
12$111,480$82,679$1,953,465
13$116,143$78,016$1,837,322
14$121,001$73,158$1,716,321
15$126,062$68,096$1,590,259
16$131,335$62,823$1,458,924
17$136,829$57,330$1,322,095
18$142,552$51,606$1,179,543
19$148,515$45,644$1,031,028
20$154,727$39,432$876,301
21$161,199$32,960$715,103
22$167,942$26,217$547,161
23$174,966$19,192$372,195
24$182,285$11,874$189,910
25$189,910$4,249$0

At the end of your 5-year term

Total paid over the term
$970,793
Principal paid down
$386,126
Interest paid
$584,667
Balance remaining
$2,645,874

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
1.6%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.3%
Gross yield
− Property tax $18,174− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $58,924

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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