567 Ontario Street, Toronto, ON

Cabbagetown-South St. James Town, Toronto · MLS® C13462558

$1,195,000
For Sale
Listed 29 days ago
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4Bedrooms
3Bathrooms
0Parking
1500-2000Sq Ft

About this home

Handsome, solid brick, Victorian duplex with a basement accessory unit. Spacious main floor one bedroom; 2-storey, 2 bedroom upper; lower studio apartment. Main floor has walk-out to yard. Upper has walk-out to deck. All 3 units presently tenanted. Great investment potential! Or live in and rent out 1 or 2 units for income! Great Cabbagetown location just steps to transit, shopping and all the best of downtown!

Key facts

Property type
Semi-Detached, 2 1/2 Storey
MLS®
C13462558
Bedrooms
4
Bathrooms
3
Size
1500-2000
Lot
20.32 × 82.78 ft
Cross streets
Parliament and Wellesley
Parking
0 parking
Driveway
None
Basement
Apartment, Half
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Wood
Foundation
Brick
Roof
Flat, Shingles
Sewer
Sewer
Property tax
$7,451 / 2026
Days on market
29
Listing brokerage
BOSLEY REAL ESTATE LTD.

Rooms

Dining RoomGround3.81 × 2.49 m

combined w/living · open concept · hardwood floor

KitchenGround3.66 × 3.40 m

eat-in kitchen · large window · ceramic floor

Living RoomSecond4.45 × 4.42 m

combined w/dining · open concept · large window

KitchenSecond3.40 × 3.12 m

quartz counter · large window · hardwood floor

Living RoomBasement7.09 × 2.54 m

combined w/kitchen · combined w/dining · 4 pc bath

Living RoomGround3.96 × 3.10 m

fireplace · ceiling fan(s) · hardwood floor

BedroomGround4.78 × 3.40 m

w/o to yard · 4 pc ensuite · double closet

BedroomSecond3.66 × 3.40 m

w/o to deck · closet · 3 pc bath

BedroomThird4.45 × 3.86 m

vaulted ceiling(s) · skylight · broadloom

BedroomBasement2.34 × 1.83 m

combined w/living · walk-in closet(s) · broadloom

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is George Syme Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Henrietta St at Runnymede Rd is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Currently tenanted: confirm the lease terms and vacant-possession timing before closing.
  • Value driver
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$1.58Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

475 Shaw Street$1000k45 Grant Street$1.80M366 Ontario Street$1.95M

The 3 closest active listings nearby.

See all comparable homes
1.20MThis home1000k1.80M1.95MThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $1000K
$683this home / sqft
76active listings nearby
29days on market

This home lists 16% below the area average of $811/sqft.

24 days longer than the Toronto average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Cabbagetown-South St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

81/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Henrietta St at Runnymede Rd, about 116 m away

20+ transit stops10 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Corso Italia-Davenport
$951K
Palmerston-Little Italy
$1.03M
Glenfield-Jane Heights
$879K
Mount Pleasant East
$1.28M
York University Heights
$920K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near George Syme Community School
48%
George Syme Community SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 48% meet the provincial standard

Affordability & Mortgage

Affordability
$5,446/mo
$231KIncome needed
5.2×Price ÷ income
$1,257Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,446Property tax $621Total carry $6,067

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,102per month

Mortgage amount $956,000 · 4.14% over 25 years

$239,000Down payment (20.0%)
$956,000Loan before insurance
$0CMHC premium
$5,722Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,102
Property tax
$621
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,722

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,375
Toronto municipal land transfer tax
$20,375
Estimated closing costs
$40,750

Plus your down payment of $239,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,196/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$574,471Total interest paid
$1,530,471Total of all payments
Principal $956,000 Interest $574,471
YearPrincipalInterestBalance
1$22,396$38,823$933,604
2$23,333$37,886$910,272
3$24,309$36,910$885,963
4$25,325$35,894$860,638
5$26,385$34,834$834,253
6$27,488$33,731$806,765
7$28,638$32,581$778,127
8$29,836$31,383$748,291
9$31,084$30,135$717,207
10$32,384$28,835$684,823
11$33,739$27,480$651,084
12$35,150$26,069$615,934
13$36,620$24,599$579,314
14$38,152$23,067$541,162
15$39,748$21,471$501,414
16$41,410$19,808$460,004
17$43,143$18,076$416,861
18$44,947$16,272$371,914
19$46,827$14,392$325,087
20$48,786$12,433$276,301
21$50,827$10,392$225,474
22$52,953$8,266$172,522
23$55,167$6,051$117,354
24$57,475$3,744$59,879
25$59,879$1,340$0

At the end of your 5-year term

Total paid over the term
$306,094
Principal paid down
$121,747
Interest paid
$184,347
Balance remaining
$834,253

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.1%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $7,451− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $24,791

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BOSLEY REAL ESTATE LTD.. MLS®/PropTx.

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