50 Stillwater Crescent, Toronto, ON

Westminster-Branson, Toronto · MLS® C13462984

$1,388,000
For Sale
Listed 29 days ago
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3Bedrooms
4Bathrooms
2Garage · 4 parking
2000-2500Sq Ft

About this home

Welcome to this beautifully renovated, bright semi-detached home offering over 2,200 sq. ft. of above-grade living space. Designed with comfort and functionality in mind, this residence features 3 spacious bedrooms, 4 modern bathrooms, and a double-car garage with direct interior access. The newly finished walk-out basement, complete with a separate entrance, full bathroom with shower, laundry, and kitchen, presents excellent potential for rental income or a private in-law suite. Key Features: Fully upgraded with engineered hardwood flooring throughout. Modern kitchen with sleek finishes and brand-new appliances. Smooth ceilings on the main floor for a refined look. Outdoor living at its best with an interlocked backyard, side yard, and a large covered deck ideal for entertaining. Bright, open-concept layout that blends style and functionality. Major upgrades for peace of mind: new roof & insulation (2022), furnace (2019), and air conditioner (2025)Prime Location:Situated close to TTC transit, Highway 407, York University, parks, shops, and restaurants, this home offers both convenience and exceptional value in a highly desirable neighbourhood. Move-in ready, this property combines contemporary style with practical features, making it a perfect choice for families or investors alike.

Key facts

Property type
Semi-Detached, 3-Storey
MLS®
C13462984
Bedrooms
3
Bathrooms
4 (1 half)
Size
2000-2500
Lot
56.94 × 100 ft
Cross streets
Steeles And Dufferin
Parking
2 garage · 4 parking (built-in)
Driveway
Private Double
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,090 / 2026
Days on market
29
Listing brokerage
HOME LAND PLUS REALTY LTD.

Rooms

Primary BedroomUpper4.72 × 4.26 m

5 pc ensuite · his and hers closets · large window

Dining RoomMain3.81 × 3.40 m

hardwood floor · large window · pot lights

Bedroom 2Upper2.99 × 4.67 m

laminate · large window · large closet

Living RoomMain5.41 × 4.26 m

hardwood floor · fireplace · w/o to balcony

KitchenMain5.02 × 3.09 m

eat-in kitchen · w/o to deck · pot lights

Family RoomGround6.04 × 6.70 m

w/o to terrace · fireplace · pot lights

Bedroom 3Upper2.92 × 3.04 m

laminate · large window · large closet

Moe’s TakeTeam Asgarian · Broker
Below the wider set
$1.81Mest. value

Listed at $1,388,000, this home is tracking about 23% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 25 similar homes nearby, adjusted for size, beds, and baths.Median of 25 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.13M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $988K
  • Bedrooms −$30K
  • Bathrooms +$15K
  • Adjusts to $973K

That comparable adjusts to $973K; the $1.81M estimate above is the median of all 25 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Rockford Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Steeles Ave West at Hidden Trail is about a 5-minute walk away.

List price
$1.39MGreat deal$2.06MOverpriced

Total price vs nearby homes. Fair value about $1.81M, median of 25 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Walk-out basement: natural light and strong in-law or income potential.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Open-concept layout: modern, sought-after flow.
  • Income potential
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.33Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

46B Strathnairn Avenue$1.33MC-157 Hallam Street$1.60M54 Dairy Drive$1.03M45 Grant Street$1.80M97 San Gabriele Place$900k

The 5 closest of 8 active listings nearby.

See all comparable homes
1.39MThis home1.33M1.60M1.03M1.80M900kThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $1.06M
$617this home / sqft
27active listings nearby
29days on market

This home lists 27% below the area average of $847/sqft.

24 days longer than the Toronto average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Westminster-Branson, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

63/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Steeles Ave West at Hidden Trail, about 378 m away

20+ transit stops3 grocery20+ dining20+ parks18 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Newtonbrook West
$940K
York University Heights
$920K
Glenfield-Jane Heights
$879K
Pleasant View
$867K
Mount Pleasant East
$1.28M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Rockford Public School
54%
Rockford Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 54% meet the provincial standard
Fisherville Senior Public SchoolEQAO results not published
Avondale Secondary Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$6,326/mo
$257KIncome needed
5.4×Price ÷ income
$1,460Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $6,326Property tax $424Total carry $6,750

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,926per month

Mortgage amount $1,110,400 · 4.14% over 25 years

$277,600Down payment (20.0%)
$1,110,400Loan before insurance
$0CMHC premium
$6,350Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,926
Property tax
$424
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,350

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,235
Toronto municipal land transfer tax
$24,235
Estimated closing costs
$48,470

Plus your down payment of $277,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,197/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$667,252Total interest paid
$1,777,652Total of all payments
Principal $1,110,400 Interest $667,252
YearPrincipalInterestBalance
1$26,013$45,093$1,084,387
2$27,101$44,005$1,057,286
3$28,235$42,872$1,029,052
4$29,416$41,691$999,636
5$30,646$40,460$968,990
6$31,928$39,178$937,063
7$33,263$37,843$903,799
8$34,655$36,451$869,145
9$36,104$35,002$833,040
10$37,614$33,492$795,426
11$39,188$31,918$756,238
12$40,827$30,279$715,411
13$42,535$28,571$672,877
14$44,314$26,792$628,563
15$46,167$24,939$582,396
16$48,098$23,008$534,297
17$50,110$20,996$484,187
18$52,206$18,900$431,980
19$54,390$16,716$377,590
20$56,665$14,441$320,925
21$59,035$12,071$261,890
22$61,505$9,601$200,385
23$64,077$7,029$136,308
24$66,758$4,348$69,550
25$69,550$1,556$0

At the end of your 5-year term

Total paid over the term
$355,530
Principal paid down
$141,410
Interest paid
$214,121
Balance remaining
$968,990

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.8%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $5,090− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $38,366

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOME LAND PLUS REALTY LTD.. MLS®/PropTx.

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