644-21 Dale Avenue, Toronto, ON
Rosedale-Moore Park, Toronto · MLS® C13465268
About this home
Large unit with 2 balconies awaits your personal touch in one of Toronto's most prestigious residential enclaves. Situated at coveted 21 Dale Avenue, this spacious 3-bedroom, 2-bathroom condo presents a rare blank canvas ready for a custom renovation to create your ultimate dream home. The expansive floor plan boasts large-scale rooms throughout, a premium central air conditioning system, and two full bathrooms featuring an oversized glass shower. Step outside onto either of the two huge, private balconies to enjoy serene views overlooking the building's gorgeous, meticulously manicured courtyard gardens. While the interior is primed for a modern transformation, the building itself delivers the high-demand, luxury features buyers search for: 24-hour gatehouse security, indoor and outdoor swimming pools, a fitness centre, and pristine ravine-side grounds. This is an exceptional opportunity for downsizers, families, or design-focused buyers looking to trade cookie-cutter layouts for grand space and premier building amenities.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13465268
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1400-1599
- Cross streets
- Bloor St E & Castle Frank Rd
- Parking
- 0 parking
- Basement
- None
- Heating
- Water
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $2,594/mo
- Exposure
- South West
- Days on market
- 34
- Listing brokerage
- RE/MAX PRIME PROPERTIES - UNIQUE GROUP
Rooms
3 pc ensuite · sunken bath
recessed lighting · closet · parquet
tile floor · galley kitchen · b/i dishwasher
combined w/dining · overlooks pool · w/o to balcony
combined w/living · large window · parquet
closet · large window · california shutters
closet · large window · california shutters
walk-in closet(s) · w/o to balcony · 6 pc bath
3 pc bath · separate shower
Listed at $1,155,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.
In Rosedale-Moore Park lately, sellers have been getting about 96% of asking and homes sell in about 34 days.
Based on 16 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 16 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $1.40M
- Adjusts to $1.40M
That comparable adjusts to $1.40M; the $1.04M estimate above is the median of all 16 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
Its public catchment (Rosedale Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Total price vs nearby homes. Fair value about $1.04M, median of 16 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 21% below the area average of $980/sqft.
33 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rosedale-Moore Park, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $924,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,931
- Property tax
- $722
- Condo / maintenance fees
- $2,594
- Heating
- $0
- Estimated monthly cost
- $8,247
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $19,575
- Toronto municipal land transfer tax
- $19,575
- Estimated closing costs
- $39,150
Plus your down payment of $231,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $295,848
- Principal paid down
- $117,672
- Interest paid
- $178,177
- Balance remaining
- $806,328
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PRIME PROPERTIES - UNIQUE GROUP. MLS®/PropTx.