527-98 Lillian Street, Toronto, ON

Mount Pleasant West, Toronto · MLS® C13465386

$649,000
For Sale
Listed 34 days ago
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2Bedrooms
2Bathrooms
1Garage
600-699Sq Ft

About this home

Experience Refined Midtown Living At The Madison Condos With A Thoughtfully Designed 1-Bedroom Plus Den Suite (673 SF) That Offers More Than Just Interior Space. Featuring An Expansive Private Terrace (415 SF), This 1,088 SF South-Facing Home Invites You To Start Your Mornings In the Sunrise And Enjoy a Rare Sense of Openness for Afternoon Tea Or Summer BBQ. Surrounded by the Energy Of The City Yet Grounded in Comfort and Wellness, This Is Urban Living Designed To Give You Room To Breathe. The Suite Functions Like A 2-Bedroom Unit, Having Practical Layout With Two Full Bathrooms, Den Is A Separate Room With Sliding Glass Door and Big Closet. Open-concept Kitchen With Granite Countertop And Stainless Steel Appliances. The Building Features On-Site Loblaws & LCBO As Well As Incredible Amenities, Including Indoor Lap Pool, Sauna, Demonstration Kitchen, Bar Lounge, Theatre, Two-Storey Fitness Gallery, Yoga Studio, and More. Steps From Subway, LRT, Schools, Shops, and Restaurants.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13465386
Bedrooms
2 (1 + 1)
Bathrooms
2
Size
600-699
Cross streets
Yonge & Eglinton
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$784/mo
Exposure
South
Property tax
$3,906 / 2026
Days on market
34
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

DenFlat2.44 × 2.13 m

separate room · sliding doors · double closet

Dining RoomFlat6.25 × 3.12 m

combined w/living · laminate

KitchenFlat6.25 × 3.12 m

combined w/dining · granite counters · stainless steel appl

Living RoomFlat6.25 × 3.12 m

combined w/dining · w/o to terrace · laminate

BedroomFlat3.05 × 3.00 m

4 pc ensuite · double closet · large window

Moe’s TakeTeam Asgarian · Broker
In line
$584Kest. value

Listed at $649,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

In Mount Pleasant West lately, sellers have been getting about 96% of asking and homes sell in about 40 days.

Based on 64 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 64 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $672K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $665K
  • Bathrooms +$9K
  • Adjusts to $674K

That comparable adjusts to $674K; the $584K estimate above is the median of all 64 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

Its public catchment (North Toronto Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$519KGreat deal$651KOverpriced

Total price vs nearby homes. Fair value about $584K, median of 64 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby in Mount Pleasant West · asking prices
$621kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

412-1 Belsize Drive$629k703-5 Soudan Avenue$599k3402-2221 Yonge Street$649k1202-2221 Yonge Street$649k2803-99 Broadway Avenue$579k

The 5 closest of 8 active listings nearby.

See all comparable homes
649kThis home629k599k649k649k579kThis home vs active comparables
Live market pulseActive comparables in Mount Pleasant West · median list $599K
$999this home / sqft
71active listings nearby
34days on market
99sold nearby · 90 days
$665Kmedian sold price
96%of asking, on average

This home lists 8% above the area average of $926/sqft.

33 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Mount Pleasant West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$489K
Church-Yonge Corridor
$561K
Moss Park
$519K
Willowdale East
$606K
Waterfront Communities C8
$760K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Eglinton Junior Public School
70%
Eglinton Junior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 70% meet the provincial standard

Affordability & Mortgage

Affordability
$2,958/mo
$142KIncome needed
4.6×Price ÷ income
$683Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,958Property tax $325Condo fee $784Total carry $4,068

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,771per month

Mortgage amount $519,200 · 4.14% over 25 years

$129,800Down payment (20.0%)
$519,200Loan before insurance
$0CMHC premium
$3,880Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,771
Property tax
$326
Condo / maintenance fees
$784
Heating
$0
Estimated monthly cost
$3,880

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,455
Toronto municipal land transfer tax
$9,455
Estimated closing costs
$18,910

Plus your down payment of $129,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,365/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$311,993Total interest paid
$831,193Total of all payments
Principal $519,200 Interest $311,993
YearPrincipalInterestBalance
1$12,163$21,085$507,037
2$12,672$20,576$494,365
3$13,202$20,046$481,163
4$13,754$19,494$467,409
5$14,329$18,918$453,080
6$14,929$18,319$438,151
7$15,553$17,695$422,598
8$16,204$17,044$406,394
9$16,882$16,366$389,512
10$17,588$15,660$371,925
11$18,323$14,924$353,601
12$19,090$14,158$334,512
13$19,888$13,359$314,623
14$20,720$12,528$293,903
15$21,587$11,661$272,316
16$22,490$10,758$249,826
17$23,431$9,817$226,396
18$24,411$8,837$201,985
19$25,432$7,816$176,553
20$26,495$6,752$150,058
21$27,604$5,644$122,454
22$28,758$4,489$93,696
23$29,961$3,286$63,735
24$31,214$2,033$32,520
25$32,520$728$0

At the end of your 5-year term

Total paid over the term
$166,239
Principal paid down
$66,120
Interest paid
$100,118
Balance remaining
$453,080

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $3,906− Condo fees $9,412− Insurance $600− Vacancy & upkeep $2,706Net operating income $7,976

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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