303-725 King Street, Toronto, ON

Niagara, Toronto · MLS® C13466520

$490,000
For Sale
Listed 28 days ago
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2Bedrooms
1Bathrooms
1Garage
600-699Sq Ft

About this home

Welcome to 725 King St W, where stylish downtown living meets everyday convenience in the heart of the vibrant King West neighbourhood. This bright and spacious 1-bedroom + den suite offers approx 700 sqft of thoughtfully designed living space, featuring a functional layout ideal for both relaxing and entertaining. The modern kitchen is equipped with full-sized appliances and crisp white cabinetry, flowing seamlessly into the open-concept living area. A sunny and versatile den adds flexibility to the space, making it perfect for a home office, reading nook, or additional lounge area. The unit also includes a spacious bedroom with excellent closet space, a 4-piece bathroom, and ample storage throughout. For added convenience, residents have access to a clean and well-maintained laundry room located on the same floor. Enjoy an exceptional collection of resort-style amenities, including indoor and outdoor pools, fitness and squash courts, party rooms, and a beautifully landscaped private courtyard. Perfectly located just steps from restaurants, parks, schools, TTC transit, BMO Field, Exhibition Place, and the Harbourfront, this condo offers the best of urban living. An added bonus: the future King West subway station will soon be just steps from your door.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13466520
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
600-699
Cross streets
King St W & Tecumseth St
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick
Maintenance
$785/mo
Exposure
North
Property tax
$2,511 / 2025
Days on market
28
Listing brokerage
RE/MAX REALTRON BARRY COHEN HOMES INC.

Rooms

Utility RoomMain0.00 × 0.00 m

Mirrored Closet

KitchenMain2.60 × 2.13 m

Granite Counters

Living RoomMain5.20 × 3.60 m

combined w/dining · combined w/den

BedroomMain3.65 × 2.80 m

Mirrored Closet

BathroomMain0.00 × 0.00 m

4 Pc Bath

FoyerMain0.00 × 0.00 m

Mirrored Closet

Moe’s TakeTeam Asgarian · Broker
Below comparables
$555Kest. value

Listed at $490,000, this home is about 12% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 22 similar homes nearby, adjusted for size, beds, and baths.Median of 22 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $514K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $609K
  • Bathrooms −$15K
  • Adjusts to $594K

That comparable adjusts to $594K; the $555K estimate above is the median of all 22 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Niagara Street Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. King St West at Tecumseth St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$490KGreat deal$588KOverpriced

Total price vs nearby homes. Fair value about $555K, median of 22 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby in Niagara · asking prices
$507kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

903-725 King Street$499k1010-50 Lynn Williams Street$480k1606-50 Lynn Williams Street$515k1507-135 East Liberty Street$539k519-700 King Street$500k

The 5 closest of 8 active listings nearby.

See all comparable homes
490kThis home499k480k515k539k500kThis home vs active comparables
Live market pulseActive comparables in Niagara · median list $569K
$754this home / sqft
58active listings nearby
28days on market

This home lists 14% below the area average of $872/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

86/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: King St West at Tecumseth St, about 33 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$672K
Waterfront Communities C8
$1.19M
Church-Yonge Corridor
$577K
Annex
$1.57M
Mimico
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Niagara Street Junior Public School
82%
Niagara Street Junior Public SchoolPublic · Elementary · 0.3 km awayAbove the GTA average · 82% meet the provincial standard

Affordability & Mortgage

Affordability
$2,233/mo
$110KIncome needed
4.5×Price ÷ income
$515Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $2,233Property tax $209Condo fee $785Total carry $3,227

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,092per month

Mortgage amount $392,000 · 4.14% over 25 years

$98,000Down payment (20.0%)
$392,000Loan before insurance
$0CMHC premium
$3,086Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,092
Property tax
$209
Condo / maintenance fees
$785
Heating
$0
Estimated monthly cost
$3,086

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,275
Toronto municipal land transfer tax
$6,275
Estimated closing costs
$12,550

Plus your down payment of $98,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,541/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$235,557Total interest paid
$627,557Total of all payments
Principal $392,000 Interest $235,557
YearPrincipalInterestBalance
1$9,183$15,919$382,817
2$9,567$15,535$373,249
3$9,968$15,135$363,282
4$10,384$14,718$352,898
5$10,819$14,283$342,079
6$11,271$13,831$330,807
7$11,743$13,359$319,065
8$12,234$12,868$306,831
9$12,746$12,357$294,085
10$13,279$11,823$280,806
11$13,834$11,268$266,972
12$14,413$10,689$252,559
13$15,016$10,086$237,543
14$15,644$9,458$221,899
15$16,298$8,804$205,601
16$16,980$8,122$188,621
17$17,690$7,412$170,931
18$18,430$6,672$152,500
19$19,201$5,901$133,299
20$20,004$5,098$113,295
21$20,841$4,261$92,454
22$21,713$3,390$70,741
23$22,621$2,481$48,120
24$23,567$1,535$24,553
25$24,553$549$0

At the end of your 5-year term

Total paid over the term
$125,511
Principal paid down
$49,921
Interest paid
$75,590
Balance remaining
$342,079

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.0%
Gross yield
− Property tax $2,511− Condo fees $9,417− Insurance $600− Vacancy & upkeep $2,706Net operating income $9,366

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON BARRY COHEN HOMES INC.. MLS®/PropTx.

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