604-65 Spring Garden Avenue, Toronto, ON
Willowdale East, Toronto · MLS® C13466708
About this home
Experience luxury and comfort in this renovated, family-sized suite at Atrium II, one of NorthYork's most desirable buildings. This unit was renovated using high level finishes and custom mill work. Spanning approximately 1863 square feet, this rarely available unit has been meticulously redesigned for modern living. Step into a bright, west-facing space with smooth ceilings and rich engineered hardwood floors that are bathed in natural light. The custom chef's kitchen is a showstopper, featuring high-end, built-in stainless steel appliances and a cozy eat-in area. The open-concept layout flows effortlessly into the main living spaces, with a walk-out to an expansive balcony-the perfect spot to enjoy your morning coffee or evening glass of wine while watching the sunset. The primary suite is a private retreat with a large, custom five-piece ensuite and two double closets. You'll find ample storage throughout the unit thanks to custom built-in closets. Enjoy a large ensuite laundry room with full size washer and dryer, sink and storage galore.Residents of this luxury building enjoy a fantastic array of amenities, including a 24-hour security/concierge, indoor pool, gym, squash and tennis courts, a guest suite, and visitor parking. This unit includes 1 underground parking spot and 1 very large and functional storage locker included. Located just steps from the TTC, subway, Sheppard Centre and nearby shopping malls like Bayview Village and a short drive to Yorkdale. This unit offers an unbeatable location within a top-rated school district (McKee and Earl Haig) close to parks, major highways and some of the best retail and restaurants available in North York. With all-inclusive maintenance fees, this sophisticated and comfortable condo is an ideal choice for anyone looking to downsize without compromising on style or convenience.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13466708
- Bedrooms
- 3 (2 + 1)
- Bathrooms
- 2
- Size
- 1600-1799
- Cross streets
- Yonge & Sheppard
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $1,558/mo
- Exposure
- West
- Property tax
- $5,057 / 2026
- Days on market
- 28
- Listing brokerage
- PROPERTY.CA INC.
Rooms
hardwood floor · combined w/solarium · w/o to balcony
hardwood floor · his and hers closets · 3 pc ensuite
hardwood floor · breakfast bar · stainless steel appl
hardwood floor · french doors
hardwood floor · w/o to balcony · large closet
laundry sink · b/i shelves
hardwood floor · formal rm
Listed at $1,098,800, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $978K, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $770K
- Size difference +$128K
- Adjusts to $898K
That comparable adjusts to $898K; the $1.09M estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On schools, this address is zoned for Claude Watson School for the Arts, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
On location, this is a very walkable address with everyday errands close by. Elmhurst Av is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.09M, median of 7 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Open-concept layout: modern, sought-after flow.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Value driver
- Weigh carefully
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 7% above the area average of $606/sqft.
On the market now.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Willowdale East, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Elmhurst Av, about 225 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $879,040 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,691
- Property tax
- $421
- Condo / maintenance fees
- $1,558
- Heating
- $0
- Estimated monthly cost
- $6,670
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $18,451
- Toronto municipal land transfer tax
- $18,451
- Estimated closing costs
- $36,902
Plus your down payment of $219,760. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $281,453
- Principal paid down
- $111,946
- Interest paid
- $169,507
- Balance remaining
- $767,094
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PROPERTY.CA INC.. MLS®/PropTx.