1410-15 Queens Quay, Toronto, ON

Waterfront Communities C8, Toronto · MLS® C13468666

$499,000
For Sale
Listed 34 days ago
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1Bedrooms
1Bathrooms
0Parking
0-499Sq Ft

About this home

Prime Sugar Beach!! With Summer Almost Here This Location Is Crazy Good!! All Shops And All Amenities Within A Short Walk - Gotta Love Waterfront Lifestyle! This Superb 1 Bdrm Unit Yields Gorgeous Partial Views Of The Lake Yr Round On A Massive Balcony - Perfect For Those Enthusiasts That Like To Bring The "Indoor Outdoors". Perfect For A Morning Cup Of Java Or That Evening Glass Of Wine- Engineered Flrs, B/I Appliances & More!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13468666
Bedrooms
1
Bathrooms
1
Size
0-499
Cross streets
Yonge St / Queens Quay East
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$422/mo
Exposure
East
Property tax
$2,708 / 2026
Days on market
34
Listing brokerage
RE/MAX DOWNTOWN CONDOS TEAM

Rooms

KitchenFlat3.28 × 1.90 m

b/i appliances · stone counters · vinyl floor

Primary BedroomFlat4.17 × 2.49 m

vinyl floor · closet · overlook water

Dining RoomFlat3.73 × 3.10 m

walk-out · window floor to ceiling · combined w/br

Living RoomFlat3.73 × 2.10 m

combined w/dining · window floor to ceiling · overlook water

Our TakeTeam Asgarian · Broker
In line
$497Kest. value

Listed at $499,000, and my independent estimate is right in line with comparable homes.

In Waterfront Communities C8 lately, sellers get about 96% of asking; homes sell in ~34 days.

List price
$487KGreat deal$701KOverpriced

Total price vs nearby homes. Fair value about $497K, median of 7 comparables.

How this estimate is builtthe short version

I take the 7 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $461K, a close match.

Schools & getting aroundcatchment and transit

The assigned public school is Queen Alexandra Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 7 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Waterfront Communities C8 · asking prices
$450kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1008-425 Front Street$500k213S-455 Front Street$480k816-35 Parliament Street$468k801-15 Richardson Street$408k1107-15 Richardson Street$394k

The 5 closest of 8 active listings nearby.

See all comparable homes
499kThis home500k480k468k408k394kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C8 · median list $394K
$2,000this home / sqft
13active listings nearby
34days on market
100sold nearby · 90 days
$593Kmedian sold price
96%of asking, on average

This home lists 21% above the area average of $1,655/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C8, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$894K
Waterfront Communities C1
$623K
Church-Yonge Corridor
$611K
Bay Street Corridor
$618K
Niagara
$599K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dundas Junior Public School
59%
Dundas Junior Public SchoolPublic · Elementary · 3.0 km awayBelow the GTA average · 59% meet the provincial standard

Affordability & Mortgage

Affordability
$2,274/mo
$105KIncome needed
4.7×Price ÷ income
$525Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $2,274Property tax $226Condo fee $422Total carry $2,922

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,130per month

Mortgage amount $399,200 · 4.14% over 25 years

$99,800Down payment (20.0%)
$399,200Loan before insurance
$0CMHC premium
$2,778Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,130
Property tax
$226
Condo / maintenance fees
$422
Heating
$0
Estimated monthly cost
$2,778

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,455
Toronto municipal land transfer tax
$6,455
Estimated closing costs
$12,910

Plus your down payment of $99,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,587/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$239,884Total interest paid
$639,084Total of all payments
Principal $399,200 Interest $239,884
YearPrincipalInterestBalance
1$9,352$16,211$389,848
2$9,743$15,820$380,105
3$10,151$15,413$369,954
4$10,575$14,988$359,379
5$11,018$14,546$348,362
6$11,478$14,085$336,883
7$11,958$13,605$324,925
8$12,459$13,105$312,466
9$12,980$12,584$299,486
10$13,523$12,041$285,964
11$14,088$11,475$271,875
12$14,678$10,886$257,198
13$15,292$10,272$241,906
14$15,931$9,632$225,975
15$16,598$8,966$209,377
16$17,292$8,271$192,085
17$18,015$7,548$174,070
18$18,769$6,795$155,301
19$19,554$6,010$135,748
20$20,372$5,192$115,376
21$21,224$4,340$94,152
22$22,112$3,452$72,040
23$23,036$2,527$49,004
24$24,000$1,563$25,004
25$25,004$559$0

At the end of your 5-year term

Total paid over the term
$127,817
Principal paid down
$50,838
Interest paid
$76,979
Balance remaining
$348,362

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.5%
Gross yield
− Property tax $2,708− Condo fees $5,064− Insurance $600− Vacancy & upkeep $3,036Net operating income $16,192

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX DOWNTOWN CONDOS TEAM. MLS®/PropTx.

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