94 Plum Tree Way, Toronto, ON

Westminster-Branson, Toronto · MLS® C13469256

$640,000
For Sale
Listed 28 days ago
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3Bedrooms
2Bathrooms
1Garage · 2 parking
0-499Sq Ft

About this home

Spacious 3 Bedroom, 2 Bathroom condo townhouse featuring a functional layout, bright principal rooms, a partially finished basement, and exclusive private parking for two vehicles. Ideally located close to transit, schools, parks, community centres, shopping, York University, and with easy access to major highways. The home is vacant and move-in ready. An excellent opportunity for first-time buyers, investors, or those looking to personalize a home in a prime North York location. Property sold in "As Is, Where Is" condition. Seller makes no representations or warranties.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
C13469256
Bedrooms
3
Bathrooms
2
Size
0-499
Cross streets
Bathurst & Steeles
Parking
1 garage · 2 parking (attached)
Basement
Partially Finished
Heating
Baseboard
A/C
None
Exterior
Brick
Exposure
West
Property tax
$3,024 / 2025
Days on market
28
Listing brokerage
CENTURY 21 PERCY FULTON LTD.

Rooms

Living RoomMain0.00 × 0.00 m
Dining RoomMain0.00 × 0.00 m
KitchenMain0.00 × 0.00 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Northview Heights Secondary School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Antibes Dr at Torresdale Ave is about a 1-minute walk away.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Value driver
  • Weigh carefully
Live market pulseActive comparables in Westminster-Branson · median list $850K
$2,565this home / sqft
6active listings nearby
28days on market

24 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Westminster-Branson, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

67/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Antibes Dr at Torresdale Ave, about 109 m away

20+ transit stops2 grocery20+ dining20+ parks13 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$799K
Don Valley Village
$720K
Hillcrest Village
$677K
Humbermede
$509K
L'Amoreaux
$600K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Rockford Public School
54%
Rockford Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 54% meet the provincial standard
Fisherville Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,917/mo
$123KIncome needed
5.2×Price ÷ income
$673Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $2,917Property tax $252Total carry $3,169

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,732per month

Mortgage amount $512,000 · 4.14% over 25 years

$128,000Down payment (20.0%)
$512,000Loan before insurance
$0CMHC premium
$2,984Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,732
Property tax
$252
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,984

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,275
Toronto municipal land transfer tax
$9,275
Estimated closing costs
$18,550

Plus your down payment of $128,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,319/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$307,667Total interest paid
$819,667Total of all payments
Principal $512,000 Interest $307,667
YearPrincipalInterestBalance
1$11,994$20,792$500,006
2$12,496$20,291$487,510
3$13,019$19,768$474,491
4$13,563$19,223$460,927
5$14,131$18,656$446,797
6$14,722$18,065$432,075
7$15,338$17,449$416,737
8$15,979$16,808$400,758
9$16,647$16,139$384,111
10$17,344$15,443$366,767
11$18,069$14,717$348,698
12$18,825$13,962$329,873
13$19,613$13,174$310,260
14$20,433$12,354$289,827
15$21,288$11,499$268,540
16$22,178$10,609$246,362
17$23,106$9,681$223,256
18$24,072$8,715$199,184
19$25,079$7,708$174,105
20$26,128$6,659$147,977
21$27,221$5,566$120,756
22$28,360$4,427$92,397
23$29,546$3,241$62,851
24$30,782$2,005$32,069
25$32,069$717$0

At the end of your 5-year term

Total paid over the term
$163,933
Principal paid down
$65,203
Interest paid
$98,730
Balance remaining
$446,797

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,600/mo
$43,200Gross annual rent
5.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.8%
Gross yield
− Property tax $3,024− Insurance $600− Vacancy & upkeep $4,752Net operating income $34,824

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PERCY FULTON LTD.. MLS®/PropTx.

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