125 Spring Garden Avenue, Toronto, ON
Willowdale East, Toronto · MLS® C13473632
About this home
***Location Location Location***5 Minutes walk to Yonge Street and Sheppard Subway, Shopping Malls and Mel Lastman Sq, Top Restaurants, Parks,Top-ranked School---Hollywood PS/Earl Haig SS area*** A Timeless 4+1Bedroom, Amazing Custom-Built Home , nested in a heaven for gardeners of front yard and a serene setting backyard----This home offers modern comforts, featuring abundance of natural light and airy atmosphere, creating a warm and happy vibe. The main floor office provides a quite home office, functionality and welcoming living room area. Family size kitchen with a breakfast area overlooking garden which seamlessly blends with cozy family room, easy access to sunny, south exposure backyard, perfect for entertaining or quiet relaxation. Four thoughtfully designed large bedrooms provide private spaces for rest and reflection. The primary suite elevates daily life and feels like luxury retreat,, featuring an abundance of natural light and large walk-in closet with meticulous organization in mind ,6 pcs recently upgraded ensuite. All other 3bedrooms have tons of natural light throughout windows, one with walking closet and skyline windows, all with new hardwood floors. The lower level includes a separate entrance, a bright bedroom with 3pc bathroom and an extra large great room, recreation room forms an open concept and full walk-out to backyard,New kitchenette area(potential rental income, $$$). The deck extends the living spaces outdoor in summer, creating a welcoming setting for evening gathering or quiet moments of day and lots of fruit trees, berries, herbs and perennials in the front yard, a heaven for gardeners.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13473632
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 5 (1 half)
- Size
- 2000-2500
- Lot
- 40 × 108.75 ft
- Cross streets
- E.Yonge St/N.Sheppard Ave
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private
- Basement
- Separate Entrance, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Other
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $12,932 / 2025
- Days on market
- 30
- Listing brokerage
- FOREST HILL REAL ESTATE INC.
Rooms
3 pc ensuite · wood
hardwood floor · window · closet
hardwood floor · window
combined w/rec · wood · open concept
gas fireplace · hardwood floor · moulded ceiling
w/o to yard · wood
stainless steel appl · eat-in kitchen · overlooks backyard
hardwood floor · closet · window
5 pc ensuite · hardwood floor · walk-in closet(s)
combined w/kitchen · south view
w/o to deck · hardwood floor · south view
hardwood floor · closet · window
Listed at $1,888,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
In Willowdale East lately, sellers have been getting about 96% of asking and homes sell in about 39 days.
Based on 51 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 51 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.16M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $1.81M
- Bedrooms +$59K
- Bathrooms +$30K
- Adjusts to $1.90M
That comparable adjusts to $1.90M; the $2.00M estimate above is the median of all 51 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
On schools, this address is zoned for Hollywood Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Total price vs nearby homes. Fair value about $2.00M, median of 51 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 10% below the area average of $937/sqft.
29 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Willowdale East, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $1,510,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,060
- Property tax
- $1,078
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $9,138
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $34,235
- Toronto municipal land transfer tax
- $34,235
- Estimated closing costs
- $68,470
Plus your down payment of $377,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $483,603
- Principal paid down
- $192,350
- Interest paid
- $291,254
- Balance remaining
- $1,318,050
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.