607-90 Trinity Street, Toronto, ON

Moss Park, Toronto · MLS® C13476516

$539,000
For Sale
Listed 26 days ago
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1Bedrooms
1Bathrooms
1Garage
500-599Sq Ft

About this home

Experience refined urban living at Trinity Lofts, a boutique residence in Toronto's vibrant King East Design District. This beautifully updated one-bedroom suite offers a fresh, modern aesthetic complemented by 9-foot concrete ceilings that deliver an authentic loft feel. The open-concept layout is thoughtfully designed for both comfort and functionality, extending seamlessly to an expansive south-facing terrace-perfect for outdoor lounging, entertaining, BBQ'ing or soaking in all-day sunlight. Enjoy the convenience of an ensuite laundry and a sleek 4-piece renovated bath, all within a well-managed building that also features a stunning rooftop terrace with BBQ facilities and panoramic city views. Set in a dynamic and walkable neighbourhood, you're just moments from the iconic Distillery District and the renowned St. Lawrence Market. Daily essentials are easily accessible with nearby options like No Frills, Rabba, Aisle 24, and Marche. For outdoor enthusiasts, enjoy quick access to the Don Valley trail system and a scenic ride to Cherry Beach. With excellent transit options and convenient connections to the Gardiner Expressway and DVP, commuting throughout the city.

Key facts

Property type
Condo Apartment, Loft
MLS®
C13476516
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
Eastern/Parliament
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$609/mo
Exposure
South East
Property tax
$2,639 / 2026
Days on market
26
Listing brokerage
KELLER WILLIAMS REFERRED URBAN REALTY

Rooms

Dining RoomMain0.00 × 0.00 m

Hardwood Floor

Primary BedroomMain3.31 × 5.30 m

hardwood floor · closet

KitchenMain2.31 × 2.46 m

stainless steel appl · stone counters

Living RoomMain4.19 × 5.30 m

combined w/dining · hardwood floor

Moe’s TakeTeam Asgarian · Broker
Above the wider set
$460Kest. value

Listed at $539,000, this home is tracking about 17% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $541K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $575K
  • Size difference −$88K
  • Bedrooms −$30K
  • Adjusts to $457K

That comparable adjusts to $457K; the $460K estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Inglenook Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$421KGreat deal$539KOverpriced

Total price vs nearby homes. Fair value about $460K, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Moss Park · asking prices
$512kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

512-109 Front Street$525k607-55 Ontario Street$555k312-105 George Street$500k1223-230 King Street$496k1020-320 Richmond Street$485k

The 5 closest of 8 active listings nearby.

See all comparable homes
539kThis home525k555k500k496k485kThis home vs active comparables
Live market pulseActive comparables in Moss Park · median list $860K
$981this home / sqft
8active listings nearby
26days on market

This home lists 14% above the area average of $864/sqft.

25 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$672K
Waterfront Communities C1
$777K
Annex
$929K
Mimico
$852K
Willowdale East
$489K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Nelson Mandela Park Public School
47%
Nelson Mandela Park Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 47% meet the provincial standard

Affordability & Mortgage

Affordability
$2,457/mo
$116KIncome needed
4.7×Price ÷ income
$567Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $2,457Property tax $220Condo fee $609Total carry $3,286

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,301per month

Mortgage amount $431,200 · 4.14% over 25 years

$107,800Down payment (20.0%)
$431,200Loan before insurance
$0CMHC premium
$3,130Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,301
Property tax
$220
Condo / maintenance fees
$609
Heating
$0
Estimated monthly cost
$3,130

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,255
Toronto municipal land transfer tax
$7,255
Estimated closing costs
$14,510

Plus your down payment of $107,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,795/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$259,113Total interest paid
$690,313Total of all payments
Principal $431,200 Interest $259,113
YearPrincipalInterestBalance
1$10,102$17,511$421,098
2$10,524$17,088$410,574
3$10,964$16,648$399,610
4$11,423$16,190$388,187
5$11,901$15,712$376,287
6$12,398$15,214$363,888
7$12,917$14,695$350,971
8$13,457$14,155$337,514
9$14,020$13,592$323,493
10$14,607$13,006$308,887
11$15,218$12,395$293,669
12$15,854$11,758$277,815
13$16,517$11,095$261,297
14$17,208$10,404$244,089
15$17,928$9,684$226,161
16$18,678$8,935$207,483
17$19,459$8,153$188,024
18$20,273$7,339$167,750
19$21,121$6,491$146,629
20$22,005$5,608$124,624
21$22,925$4,687$101,699
22$23,884$3,728$77,815
23$24,883$2,729$52,932
24$25,924$1,689$27,008
25$27,008$604$0

At the end of your 5-year term

Total paid over the term
$138,063
Principal paid down
$54,913
Interest paid
$83,149
Balance remaining
$376,287

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $2,639− Condo fees $7,312− Insurance $600− Vacancy & upkeep $2,244Net operating income $7,605

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.

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