29 Belmont Street, Toronto, ON

Annex, Toronto · MLS® C13476580

$1,275,000
For Sale
Listed 25 days ago
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3Bedrooms
1Bathrooms
0Parking
700-1100Sq Ft

About this home

Nestled among some of Yorkville's most charming heritage homes, this beautifully maintained red-brick rowhouse offers a rare combination of character, warmth, and location. Just steps from Yorkville's renowned boutiques, cafés, restaurants, galleries, and cultural attractions, it delivers an exceptional urban lifestyle in one of Toronto's most coveted neighbourhoods. Rich in original architectural detail, the home showcases elegant arched openings, stained glass accents, hardwood floors, built-in shelving, and large windows that fill the interior with natural light. The main floor offers inviting living and dining spaces that flow seamlessly to a private rear garden patio, creating an ideal setting for both everyday living and entertaining. Upstairs, two well-proportioned bedrooms are complemented by a dedicated den, perfectly suited for a home office, creative studio, or quiet retreat. The private rear garden extends the living space outdoors, while the unfinished lower level provides excellent storage and future potential. Beautifully maintained and filled with timeless character, 29 Belmont Street presents a unique opportunity to own a special home in the heart of Yorkville, where the best of the city is right outside your door.

Key facts

Property type
Townhouse, 2-Storey
MLS®
C13476580
Bedrooms
3 (2 + 1)
Bathrooms
1
Size
700-1100
Lot
13.83 × 57 ft
Cross streets
Yonge & Belmont
Parking
0 parking
Driveway
Street Only
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Membrane
Sewer
Sewer
Property tax
$6,078 / 2025
Days on market
25
Listing brokerage
EXP REALTY
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Yonge St at Belmont St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$877kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

6 Crocker Avenue$859k55 Morse Street$979k119 Trinity Street$850k44 Logan Avenue$898k413 Leslie Street$799k

The 5 closest of 7 active listings nearby.

See all comparable homes
1.27MThis home859k979k850k898k799kThis home vs active comparables
Live market pulseActive comparables in Annex · median list $3.79M
$1,417this home / sqft
5active listings nearby
25days on market

This home lists 11% above the area average of $1,280/sqft.

16 days longer than the Toronto average (9 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Yonge St at Belmont St, about 107 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cabbagetown-South St. James Town
$1.71M
Moss Park
$1.27M
Trinity-Bellwoods
$1.12M
South Riverdale
$999K
Roncesvalles
$999K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 87% meet the provincial standard

Affordability & Mortgage

Affordability
$5,811/mo
$241KIncome needed
5.3×Price ÷ income
$1,341Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,811Property tax $506Total carry $6,318

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,443per month

Mortgage amount $1,020,000 · 4.14% over 25 years

$255,000Down payment (20.0%)
$1,020,000Loan before insurance
$0CMHC premium
$5,950Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,443
Property tax
$507
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,950

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,975
Toronto municipal land transfer tax
$21,975
Estimated closing costs
$43,950

Plus your down payment of $255,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,611/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$612,930Total interest paid
$1,632,930Total of all payments
Principal $1,020,000 Interest $612,930
YearPrincipalInterestBalance
1$23,895$41,422$996,105
2$24,895$40,423$971,210
3$25,936$39,381$945,274
4$27,021$38,296$918,254
5$28,151$37,166$890,103
6$29,328$35,989$860,774
7$30,555$34,762$830,219
8$31,833$33,484$798,386
9$33,165$32,152$765,221
10$34,552$30,765$730,669
11$35,997$29,320$694,671
12$37,503$27,814$657,168
13$39,072$26,245$618,096
14$40,706$24,611$577,390
15$42,409$22,908$534,982
16$44,183$21,135$490,799
17$46,031$19,286$444,768
18$47,956$17,361$396,812
19$49,962$15,355$346,850
20$52,052$13,265$294,798
21$54,229$11,088$240,569
22$56,498$8,820$184,071
23$58,861$6,456$125,211
24$61,323$3,994$63,888
25$63,888$1,429$0

At the end of your 5-year term

Total paid over the term
$326,586
Principal paid down
$129,897
Interest paid
$196,689
Balance remaining
$890,103

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.4%
Gross yield
− Property tax $6,078− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $8,008

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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