511-308 Jarvis Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13477762

$929,000
For Sale
Listed 30 days ago
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4Bedrooms
3Bathrooms
0Parking
1200-1399Sq Ft

About this home

BRAND NEW FROM BUILDER - HST REBATE FOR ELIGIBLE PURCHASERS. JAC condos is perfectly situated at Jarvis and Carlton. This prime location puts everything at your doorstep, with TTC, Eaton Centre, Toronto Metropolitan University just steps away. Indulge in a lifestyle of comfort and convenience with a myriad of amenities, including a sun deck for relaxation, a rooftop terrace with stunning views, BBQs, a state-of- the-art fitness studio, and even a gardening room. JAC condo offers a harmonious blend of modern living and vibrant community, ensuring a fulfilling experience for residents seeking a dynamic and well-appointed urban sanctuary.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
C13477762
Bedrooms
4 (3 + 1)
Bathrooms
3
Size
1200-1399
Cross streets
Jarvis & Carlton
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$852/mo
Exposure
North West
Days on market
30
Listing brokerage
CENTURY 21 ATRIA REALTY INC.

Rooms

Bedroom 3Main2.43 × 3.04 m
Living RoomMain7.60 × 3.35 m
Primary BedroomMain3.35 × 2.74 m
Bedroom 2Main2.74 × 2.43 m
Our TakeTeam Asgarian · Broker
Below comparables
$1.10Mest. value

Listed at $929,000, and my independent estimate is about 15% below comparable homes, worth a close look.

In Church-Yonge Corridor lately, sellers get about 97% of asking; homes sell in ~33 days.

List price
$929KGreat deal$1.30MOverpriced

Total price vs nearby homes. Fair value about $1.10M, median of 19 comparables.

How this estimate is builtthe short version

I take the 19 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call.

Schools & getting aroundcatchment and transit

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Church-Yonge Corridor, so I widened the search to the surrounding area.

Based on 19 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$859kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

511-45 Charles Street$1.15M707-298 Jarvis Street$609k917-7 King Street$690kLPH4706-50 Charles Street$1.10M1307-220 Victoria Street$750k

The 5 closest of 8 active listings nearby.

See all comparable homes
929kThis home1.15M609k690k1.10M750kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $690K
$715this home / sqft
28active listings nearby
30days on market
100sold nearby · 90 days
$689Kmedian sold price
97%of asking, on average

This home lists 29% below the area average of $1,001/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$618K
Moss Park
$894K
Waterfront Communities C1
$615K
Niagara
$599K
Mount Pleasant West
$850K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$4,234/mo
$200KIncome needed
4.6×Price ÷ income
$977Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $4,234Property tax $581Condo fee $852Total carry $5,667

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,966per month

Mortgage amount $743,200 · 4.14% over 25 years

$185,800Down payment (20.0%)
$743,200Loan before insurance
$0CMHC premium
$5,399Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,966
Property tax
$581
Condo / maintenance fees
$852
Heating
$0
Estimated monthly cost
$5,399

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,055
Toronto municipal land transfer tax
$15,055
Estimated closing costs
$30,110

Plus your down payment of $185,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,817/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$446,597Total interest paid
$1,189,797Total of all payments
Principal $743,200 Interest $446,597
YearPrincipalInterestBalance
1$17,411$30,181$725,789
2$18,139$29,453$707,651
3$18,898$28,694$688,753
4$19,688$27,904$669,065
5$20,512$27,080$648,553
6$21,370$26,222$627,184
7$22,263$25,328$604,920
8$23,195$24,397$581,726
9$24,165$23,427$557,561
10$25,176$22,416$532,385
11$26,229$21,363$506,157
12$27,326$20,266$478,831
13$28,469$19,123$450,362
14$29,660$17,932$420,702
15$30,900$16,692$389,802
16$32,193$15,399$357,610
17$33,539$14,053$324,070
18$34,942$12,650$289,128
19$36,404$11,188$252,724
20$37,926$9,665$214,798
21$39,513$8,079$175,285
22$41,166$6,426$134,119
23$42,888$4,704$91,232
24$44,681$2,910$46,550
25$46,550$1,041$0

At the end of your 5-year term

Total paid over the term
$237,959
Principal paid down
$94,647
Interest paid
$143,313
Balance remaining
$648,553

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
2.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.3%
Gross yield
− Property tax $6,503− Condo fees $10,227− Insurance $600− Vacancy & upkeep $5,412Net operating income $26,458

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.

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