617-120 Homewood Avenue, Toronto, ON

Cabbagetown-South St. James Town, Toronto · MLS® C13478042

$1,388,000
For Sale
Listed 24 days ago
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2Bedrooms
3Bathrooms
1Garage
1400-1599Sq Ft

About this home

The Verve by Tridel is an award-winning LEED-certified residence that redefines sophisticated urban living in downtown Toronto. This rare two-storey, 2 bedroom loft spans 1,541 sq. ft. of meticulously designed space, complemented by a 75 sq. ft. west-facing terrace where you can enjoy radiant sunsets & effortless outdoor entertaining with a built-in gas connection. Upon entry, the double-height ceilings & striking wall of floor-to-ceiling windows immediately set the tone for a home defined by light, volume, & modern elegance. The open-concept layout seamlessly connects living, dining, & kitchen spaces, creating an inviting atmosphere ideal for both refined entertaining & everyday comfort. The chef-inspired kitchen features quartz countertops, premium stainless steel appliances, a breakfast bar, + a built-in Miele coffee machine designed to elevate each morning ritual. Rich hardwood flooring extends throughout, enhancing the sense of warmth & sophistication. The floating industrial-style staircase ascends to the private upper level, where 2 generously proportioned bedrooms each offer a tranquil retreat. The primary suite impresses with dual walk-in closets + a serene, spa-inspired five-piece ensuite designed for relaxation & restoration. The second bedroom, complete with its own three-piece ensuite, provides the perfect balance of comfort & privacy. Residents of The Verve enjoy an exceptional lifestyle experience, with premium amenities including a resort-style outdoor pool & sun deck, party room, media lounge, billiards area, & a fully equipped fitness centre. Perfectly situated, this address offers the best of downtown living-steps from parks, boutique shopping, fine dining, & convenient transit, with the subway less than ten minutes away. Quick access to major highways ensures seamless connectivity across the city. Suite 617 at 120 Homewood Avenue is a home of presence & polish-where design, comfort, & urban vibrancy meet in perfect harmony.

Key facts

Property type
Condo Apartment, 2-Storey
MLS®
C13478042
Bedrooms
2
Bathrooms
3 (1 half)
Size
1400-1599
Cross streets
Wellesley / Sherbourne
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,322/mo
Exposure
West
Property tax
$6,522 / 2026
Days on market
24
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED

Rooms

Living RoomMain6.63 × 4.10 m

picture window · electric fireplace · hardwood floor

Primary BedroomSecond4.30 × 4.09 m

5 pc ensuite · picture window · hardwood floor

KitchenMain3.81 × 3.08 m

breakfast bar · stainless steel appl

BedroomSecond3.50 × 2.92 m

pot lights · hardwood floor · 3 pc ensuite

Dining RoomMain5.81 × 3.16 m

coffered ceiling(s) · hardwood floor · w/o to balcony

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Sherbourne St at Wellesley St East is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$939kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

412-55A Avenue Road$1.57MPH27-500 Richmond St Street$1.18M108-15 Maryport Avenue$759k151-142 Thorny Vineway$748k303-665 Kennedy Road$444k

The 5 closest active listings nearby.

See all comparable homes
1.39MThis home1.57M1.18M759k748k444kThis home vs active comparables
Live market pulseActive comparables in Cabbagetown-South St. James Town · median list $540K
$926this home / sqft
28active listings nearby
24days on market

This home lists 17% above the area average of $790/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Cabbagetown-South St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Sherbourne St at Wellesley St East, about 125 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$574K
Annex
$1.39M
Waterfront Communities C8
$998K
Waterfront Communities C1
$688K
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$6,326/mo
$286KIncome needed
4.9×Price ÷ income
$1,460Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $6,326Property tax $544Condo fee $1,322Total carry $8,191

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,926per month

Mortgage amount $1,110,400 · 4.14% over 25 years

$277,600Down payment (20.0%)
$1,110,400Loan before insurance
$0CMHC premium
$7,791Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,926
Property tax
$544
Condo / maintenance fees
$1,322
Heating
$0
Estimated monthly cost
$7,791

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,235
Toronto municipal land transfer tax
$24,235
Estimated closing costs
$48,470

Plus your down payment of $277,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,197/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$667,252Total interest paid
$1,777,652Total of all payments
Principal $1,110,400 Interest $667,252
YearPrincipalInterestBalance
1$26,013$45,093$1,084,387
2$27,101$44,005$1,057,286
3$28,235$42,872$1,029,052
4$29,416$41,691$999,636
5$30,646$40,460$968,990
6$31,928$39,178$937,063
7$33,263$37,843$903,799
8$34,655$36,451$869,145
9$36,104$35,002$833,040
10$37,614$33,492$795,426
11$39,188$31,918$756,238
12$40,827$30,279$715,411
13$42,535$28,571$672,877
14$44,314$26,792$628,563
15$46,167$24,939$582,396
16$48,098$23,008$534,297
17$50,110$20,996$484,187
18$52,206$18,900$431,980
19$54,390$16,716$377,590
20$56,665$14,441$320,925
21$59,035$12,071$261,890
22$61,505$9,601$200,385
23$64,077$7,029$136,308
24$66,758$4,348$69,550
25$69,550$1,556$0

At the end of your 5-year term

Total paid over the term
$355,530
Principal paid down
$141,410
Interest paid
$214,121
Balance remaining
$968,990

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
2.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $6,522− Condo fees $15,859− Insurance $600− Vacancy & upkeep $6,270Net operating income $27,749

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

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