610-25 Maitland Street, Toronto, ON
Church-Yonge Corridor, Toronto · MLS® C13478332
About this home
Welcome to The Cosmopolitan, where luxury, convenience, and exceptional city living come together. This bright and spacious corner suite offers approximately 1,220 sq. ft. of beautifully designed living space, featuring 2 bedrooms, 2 full bathrooms, and a versatile den that can easily serve as a formal dining room, home office, or additional living area. Sunlight pours into the suite through its desirable south and west exposures, creating a warm and inviting atmosphere throughout. Meticulously maintained and move-in ready, this residence also presents an outstanding opportunity to update and customize to suit your personal style. Perfectly situated between College and Wellesley subway stations, you'll enjoy effortless access to Toronto's vibrant dining, shopping, entertainment, and cultural destinations. Residents are welcomed by a professional 24-hour concierge and the convenience of a grand covered porte-cochère entrance, allowing vehicles to pull directly up to the front door for effortless arrivals and departures-a rare luxury in downtown living. Offering an exceptional blend of space, comfort, prestige, and endless potential, this is a rare opportunity to make one of Toronto's most established and sought-after residences your next home.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13478332
- Bedrooms
- 3 (2 + 1)
- Bathrooms
- 2
- Size
- 1200-1399
- Cross streets
- Yonge St. & Wellesly St.
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster)
- Maintenance
- $1,453/mo
- Exposure
- South West
- Property tax
- $3,675 / 2026
- Days on market
- 31
- Listing brokerage
- TRANSITIONS REALTY INC.
Rooms
hardwood floor · open concept · window
hardwood floor · closet · window
Tile Floor
hardwood floor · 4 pc ensuite · closet
hardwood floor · open concept · window
hardwood floor · window
Listed at $650,000, and my independent estimate is about 9% below comparable homes, worth a close look.
In Church-Yonge Corridor lately, sellers get about 96% of asking; homes sell in ~32 days.
Total price vs nearby homes. Fair value about $713K, median of 4 comparables.
How this estimate is builtthe short version
I take the 4 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $732K, a close match.
Schools & getting aroundcatchment and transit
Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Based on 4 comparable homes that recently sold nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 36% below the area average of $783/sqft.
30 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Church-Yonge Corridor, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.
Mortgage amount $520,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,775
- Property tax
- $306
- Condo / maintenance fees
- $1,453
- Heating
- $0
- Estimated monthly cost
- $4,534
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $9,475
- Toronto municipal land transfer tax
- $9,475
- Estimated closing costs
- $18,950
Plus your down payment of $130,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $166,495
- Principal paid down
- $66,222
- Interest paid
- $100,273
- Balance remaining
- $453,778
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of TRANSITIONS REALTY INC.. MLS®/PropTx.