B-889 Adelaide Street, Toronto, ON

Niagara, Toronto · MLS® C13479074

$970,000
For Sale
Listed 24 days ago
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2Bedrooms
3Bathrooms
2Garage
1000-1199Sq Ft

About this home

Rooted at the base of Trinity Bellwoods and steeped in Toronto character, this classic brownstone townhouse is the kind of home people wait years to find. Built in 1989, Copperfield Townhomes was designed for those who crave the energy of urban living. Think executive-calibre finishes, genuine warmth, and a sense of community that stacked townhouses simply can't replicate. Spanning almost 1200 square feet across two thoughtfully laid-out levels, this unit occupies the 2nd and 3rd floors - elevated above the street, yet perfectly tucked in. As an end-of-row unit, it enjoys something most townhomes can't offer: natural light from the north, south, and east. You'll notice the difference the moment you walk in. This home has been professionally painted, including stairs with a brand new carpet runner. The second floor is made for living. Hardwood floors run throughout, anchored by a wood-burning fireplace that makes the space feel instantly like home. The eat-in kitchen is functional and inviting, a powder room an r is where the day ends well. Two generously sized bedrooms, each with its own ensuite bath, offer the kind of privacy and comfort that's rare at this price point. The south-facing bedroom steps out onto a second balcony - ideal for a morning coffee or an evening wind-down - and features an updated 3-piece ensuite. The primary suite is simply impressive: large enough for a king bed with room left over for a desk, a piano, a Peloton, or whatever your lifestyle calls for. Multiple closets and a full 4-piece ensuite complete the picture. And then there's the bonus round: exclusive locker storage plus two owned parking spaces - an almost unheard-of luxury in this neighbourhood. Join us at the open house this weekend, Saturday and Sunday, 2-4 PM. We'd love to see you there.

Key facts

Property type
Condo Townhouse, Stacked Townhouse
MLS®
C13479074
Bedrooms
2
Bathrooms
3 (1 half)
Size
1000-1199
Cross streets
Adelaide & Crawford
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,134/mo
Exposure
North South
Property tax
$4,734 / 2026
Days on market
24
Listing brokerage
BOSLEY REAL ESTATE LTD.

Rooms

KitchenSecond2.47 × 4.45 m

stainless steel appl · ceramic floor · eat-in kitchen

Dining RoomSecond2.77 × 7.77 m

hardwood floor · window · 2 pc bath

Living RoomSecond4.05 × 7.77 m

hardwood floor · fireplace · w/o to balcony

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Niagara Street Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Shaw St at Adelaide St West is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Lifestyle
Comparable listingsCurrently listed nearby in Niagara · asking prices
$896kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

610-12 Sudbury Street$900k333-30 Western Battery Road$849k2010-12 Sudbury Street$940k

The 3 closest active listings nearby.

See all comparable homes
970kThis home900k849k940kThis home vs active comparables
Live market pulseActive comparables in Niagara · median list $660K
$882this home / sqft
12active listings nearby
24days on market

This home lists 2% below the area average of $902/sqft.

20 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Shaw St at Adelaide St West, about 148 m away

20+ transit stops17 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

New Toronto
$780K
Islington-City Centre West
$849K
Willowdale East
$799K
Victoria Village
$782K
Don Valley Village
$720K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Niagara Street Junior Public School
82%
Niagara Street Junior Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 82% meet the provincial standard

Affordability & Mortgage

Affordability
$4,421/mo
$206KIncome needed
4.7×Price ÷ income
$1,020Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $4,421Property tax $395Condo fee $1,134Total carry $5,950

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,141per month

Mortgage amount $776,000 · 4.14% over 25 years

$194,000Down payment (20.0%)
$776,000Loan before insurance
$0CMHC premium
$5,670Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,141
Property tax
$395
Condo / maintenance fees
$1,134
Heating
$0
Estimated monthly cost
$5,670

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,875
Toronto municipal land transfer tax
$15,875
Estimated closing costs
$31,750

Plus your down payment of $194,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,030/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$466,307Total interest paid
$1,242,307Total of all payments
Principal $776,000 Interest $466,307
YearPrincipalInterestBalance
1$18,179$31,513$757,821
2$18,939$30,753$738,882
3$19,732$29,961$719,150
4$20,557$29,135$698,593
5$21,417$28,275$677,176
6$22,313$27,380$654,864
7$23,246$26,446$631,618
8$24,218$25,474$607,399
9$25,231$24,461$582,168
10$26,287$23,406$555,881
11$27,386$22,306$528,495
12$28,532$21,161$499,963
13$29,725$19,967$470,238
14$30,969$18,724$439,270
15$32,264$17,428$407,006
16$33,613$16,079$373,392
17$35,019$14,673$338,373
18$36,484$13,208$301,888
19$38,010$11,682$263,878
20$39,600$10,092$224,278
21$41,257$8,436$183,021
22$42,982$6,710$140,039
23$44,780$4,912$95,258
24$46,653$3,039$48,605
25$48,605$1,087$0

At the end of your 5-year term

Total paid over the term
$248,461
Principal paid down
$98,824
Interest paid
$149,638
Balance remaining
$677,176

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
1.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $4,734− Condo fees $13,611− Insurance $600− Vacancy & upkeep $4,488Net operating income $17,367

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BOSLEY REAL ESTATE LTD.. MLS®/PropTx.

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