172 York Mills Road, Toronto, ON
Bridle Path-Sunnybrook-York Mills, Toronto · MLS® C13479944
About this home
Bright and spacious bungalow located amongst the multi million dollar homes. This 50' x 125' ft lot is perfectly positioned in the heart of prestigious school districts including Owen P.S., St. Andrews and York Mills Collegiate. The property features multiple picture windows overlooking the sprawling front & rear gardens. Eat-in kitchen with a walk-out to the side yard and garden with mature trees.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- C13479944
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 1500-2000
- Lot
- 50 × 125 ft
- Cross streets
- York Mills/Bayview Ave
- Parking
- 1 garage · 3 parking (attached)
- Driveway
- Private
- Basement
- Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $8,695 / 2026
- Days on market
- 29
- Listing brokerage
- ELITE CAPITAL REALTY INC.
Rooms
picture window · overlooks living · hardwood floor
window · closet · hardwood floor
hardwood floor · crown moulding · fireplace
closet · hardwood floor · window
hardwood floor · closet · window
panelled · window
eat-in kitchen · window · w/o to garden
Listed at $1,560,000, this home is about 10% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
In Bridle Path-Sunnybrook-York Mills lately, sellers have been getting about 95% of asking and homes sell in about 29 days.
There were not many closely comparable homes right in Bridle Path-Sunnybrook-York Mills, so I widened the search to the surrounding area.
Based on 31 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 31 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.60M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $2.95M
- Bathrooms −$54K
- Adjusts to $2.90M
That comparable adjusts to $2.90M; the $1.73M estimate above is the median of all 31 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Total price vs nearby homes. Fair value about $1.73M, median of 31 comparables.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homes28 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Bridle Path-Sunnybrook-York Mills, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $1,248,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,660
- Property tax
- $725
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,384
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $27,675
- Toronto municipal land transfer tax
- $27,675
- Estimated closing costs
- $55,350
Plus your down payment of $312,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $399,587
- Principal paid down
- $158,933
- Interest paid
- $240,654
- Balance remaining
- $1,089,067
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ELITE CAPITAL REALTY INC.. MLS®/PropTx.