108 Heath Street, Toronto, ON
Yonge-St. Clair, Toronto · MLS® C13480092
About this home
Stunning new build in the heart of Deer Park. This gorgeous newly constructed home designed and built by Khales Corp. showcases executive living over three stories. Offering stunning finishes throughout, this beauty includes a main floor with large living and dining areas, open-concept gourmet kitchen with pantry, eat-in island and breakfast area, and huge family room with flush walkout to deck and large yard. The primary bedroom is situated over the sprawling third floor with private deck, large walk-in his-and-hers closets, and a spacious ensuite with additional study and/or nursery. The second floor has an open-concept lounge with additional sizeable bedrooms plus a laundry room. The basement offers radiant flooring throughout with a large recreation room and walkout to the rear yard. Easy mobility with a built-in garage and elevator access to all levels. Steps to Yonge Street and St. Clair, with easy access to public transportation and just steps to Summerhill. This masterpiece is not to be missed.
Key facts
- Property type
- Semi-Detached, 3-Storey
- MLS®
- C13480092
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 6 (1 half)
- Size
- 3500-5000
- Lot
- 23.5 × 140 ft
- Cross streets
- Yonge & St. Clair
- Parking
- 1 garage (attached)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,212 / 2025
- Days on market
- 24
- Listing brokerage
- HARVEY KALLES REAL ESTATE LTD.
Rooms
heated floor · double closet
hardwood floor · pot lights · 4 pc ensuite
tile floor · pot lights · quartz counter
hardwood floor · pot lights · picture window
hardwood floor · pot lights · 4 pc ensuite
pot lights · quartz counter
hardwood floor · combined w/living
hardwood floor · pot lights · 6 pc ensuite
hardwood floor · pot lights
hardwood floor · pot lights · above grade window
hardwood floor · pot lights · 4 pc ensuite
tile floor · pot lights
hardwood floor · pot lights · above grade window
hardwood floor · picture window · combined w/dining
quartz counter · stainless steel appl · centre island
Listed at $4,895,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.97M, lower than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $4.55M
- Size difference +$1.08M
- Bathrooms −$15K
- Adjusts to $5.61M
That comparable adjusts to $5.61M; the $4.59M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
Its public catchment (Brown Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a very walkable address with everyday errands close by. Avenue Rd at Heath St West is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $4.59M, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Heated floors: comfort and a premium-finish signal.
- Open-concept layout: modern, sought-after flow.
- Elevator: rare and valuable for accessibility and resale.
- Value driver
- Lifestyle
This home lists 15% above the area average of $999/sqft.
20 days longer than the Toronto average (4 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Yonge-St. Clair, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Avenue Rd at Heath St West, about 191 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $3,916,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $20,897
- Property tax
- $601
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $21,498
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $108,850
- Toronto municipal land transfer tax
- $136,750
- Estimated closing costs
- $245,600
Plus your down payment of $979,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,253,834
- Principal paid down
- $498,704
- Interest paid
- $755,130
- Balance remaining
- $3,417,296
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.