105 Rumsey Road, Toronto, ON

Leaside, Toronto · MLS® C13480240

$3,499,000
For Sale
Listed 24 days ago
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5Bedrooms
5Bathrooms
1Garage · 3 parking
2000-2500Sq Ft

About this home

Welcome to 105 Rumsey Road A Brand New Custom-Built Masterpiece in Prestigious South Leaside. With 3000 Sqft of living space, this exceptional residence blends timeless design with modern innovation, offering an unparalleled lifestyle in one of Torontos most coveted neighbourhoods. Crafted with precision and sophistication, every element of this home reflects quality and luxury. Step inside to soaring 10-foot ceilings and a bright, open layout that invites natural light through expansive premium European tilt-and-turn windows. The chef-inspired kitchen features sleek high-end appliances, premium Italian countertops, an oversized centre island, and a sunlit breakfast area that flows seamlessly into the family room, where floor-to-ceiling glass frames serene views of the backyard oasis.Upstairs, discover a lavish primary retreat with spa-like five-piece ensuite with heated floors, and large walk-in closet with skylight. Secondary bedrooms are airy and bright, designed with comfort in mind.The fully finished lower level offers 11-foot ceilings, heated floors(roughed), very bright with access to the backyard, nanny suite, and ample storage perfect for modern family living. Smart automation runs throughout the home, complemented by custom built-ins and oak hardwood flooring. Every detail in this home has been carefully curated for a lifestyle of ease and elegance. Outdoors, the private backyard is a true escape featuring a custom gazebo surrounded by lush greenery, creating the ultimate setting for entertaining or quiet relaxation. For added year-round convinience, the home is equipped with heated driveway and front porch systems, making winter maintenance effortless and ensuring safe, snow free access during the colder months. Perfectly situated near Bayview's boutique shops and eateries, Evergreen Brickworks, top-ranked schools, and LRT transit, this residence delivers both prestige and convenience.

Key facts

Property type
Detached, 2-Storey
MLS®
C13480240
Bedrooms
5 (4 + 1)
Bathrooms
5 (1 half)
Size
2000-2500
Lot
25 × 134 ft
Cross streets
Bayview & Eglinton
Parking
1 garage · 3 parking (attached)
Basement
Finished, Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Metal, Membrane
Sewer
Sewer
Property tax
$13,951 / 2025
Days on market
24
Listing brokerage
RE/MAX REALTRON REALTY INC.
Moe’s TakeTeam Asgarian · Broker
Above comparables
$2.79Mest. value

Listed at $3,499,000, this home is about 26% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.26M, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $2.69M
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $2.74M

That comparable adjusts to $2.74M; the $2.79M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Bessborough Drive Elementary and Middle School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, this is a very walkable address with everyday errands close by. Millwood Rd at McRae Dr is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$2.74MGreat deal$3.50MOverpriced

Total price vs nearby homes. Fair value about $2.79M, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Heated floors: comfort and a premium-finish signal.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Lifestyle
  • Worth verifying
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$2.20Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

20 Duart Park Road$2.80M443 Northcliffe Boulevard$2.29M4 Lunness Road$1.50M

The 3 closest active listings nearby.

See all comparable homes
3.50MThis home2.80M2.29M1.50MThis home vs active comparables
Live market pulseActive comparables in Leaside · median list $3.40M
$1,555this home / sqft
8active listings nearby
24days on market

This home lists 18% above the area average of $1,314/sqft.

23 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Leaside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

79/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Millwood Rd at McRae Dr, about 137 m away

20+ transit stops5 grocery20+ dining20+ parks16 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Lawrence Park South
$2.14M
High Park-Swansea
$4.99M
Bedford Park-Nortown
$2.90M
Wexford-Maryvale
$865K
Downsview-Roding-CFB
$1.06M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Rolph Road Elementary School
88%
Rolph Road Elementary SchoolPublic · Elementary · 0.6 km awayHigher-rated than most nearby · 88% meet the provincial standard

Affordability & Mortgage

Affordability
$15,947/mo
$645KIncome needed
5.4×Price ÷ income
$3,680Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $15,947Property tax $1,163Total carry $17,110

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$14,938per month

Mortgage amount $2,799,200 · 4.14% over 25 years

$699,800Down payment (20.0%)
$2,799,200Loan before insurance
$0CMHC premium
$16,100Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$14,938
Property tax
$1,163
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$16,100

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$73,950
Toronto municipal land transfer tax
$78,940
Estimated closing costs
$152,890

Plus your down payment of $699,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$18,143/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,682,071Total interest paid
$4,481,271Total of all payments
Principal $2,799,200 Interest $1,682,071
YearPrincipalInterestBalance
1$65,576$113,675$2,733,624
2$68,319$110,932$2,665,306
3$71,176$108,075$2,594,130
4$74,153$105,097$2,519,976
5$77,255$101,996$2,442,721
6$80,487$98,764$2,362,235
7$83,853$95,398$2,278,381
8$87,361$91,890$2,191,021
9$91,015$88,236$2,100,006
10$94,822$84,429$2,005,184
11$98,788$80,463$1,906,396
12$102,920$76,331$1,803,476
13$107,225$72,026$1,696,251
14$111,710$67,541$1,584,540
15$116,383$62,868$1,468,157
16$121,251$58,000$1,346,906
17$126,323$52,928$1,220,583
18$131,607$47,644$1,088,977
19$137,112$42,139$951,865
20$142,847$36,404$809,018
21$148,822$30,429$660,196
22$155,047$24,204$505,149
23$161,532$17,719$343,617
24$168,289$10,962$175,328
25$175,328$3,923$0

At the end of your 5-year term

Total paid over the term
$896,254
Principal paid down
$356,479
Interest paid
$539,775
Balance remaining
$2,442,721

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
0.8%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.4%
Gross yield
− Property tax $13,951− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $29,505

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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