1311-101 Charles Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13482104

$558,000
For Sale
Listed 30 days ago
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1Bedrooms
1Bathrooms
1Garage
500-599Sq Ft

About this home

his is the end to your search!! LOCATION Checked, LAYOUT Checked, BUILDING Checked, VIEW Checked, >>>Floor-to-ceiling window for the Kitchen, Dining, Living Room<<<, LOS OF NATURAL LIGHT. Different layout, not like the usual boring layouts you see everywhere! Sleek Open Concept Kitchen Features High-End Stainless Steel Appliances, Combining Elegance With Contemporary Urban Style. Do not miss the stunning rooftop Lounge & BBQ that is perfect for unwinding after a long day. 100 Walk Score!!! Walk to everything, you will find yourself just steps from the Yonge and Bloor subway stations, making commuting a breeze. Explore the vibrant surroundings, including the University of Toronto, Metropolitan Toronto University, the Royal Ontario Museum, Yorkville Village Shops, Eataly, and an incredible array of restaurants and shops all within minutes! Easy Access to Hwys and hospitals. With exceptional rental potential in one of Toronto's most sought-after neighborhood, complemented by 24-hour concierge service and luxurious facilities, this is your chance to embrace an exclusive lifestyle that truly has it all. Come and experience the allure of X2 Residences, your new home awaits!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13482104
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
Bloor st E & Mt Pleasant
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding
Maintenance
$505/mo
Exposure
East
Property tax
$2,470 / 2026
Days on market
30
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

BedroomMain3.13 × 2.77 m

closet · 4 pc ensuite · sliding doors

Dining RoomMain6.13 × 4.07 m

eat-in kitchen · laminate

KitchenMain4.07 × 2.05 m

stainless steel appl · laminate

Living RoomMain6.13 × 4.07 m

window floor to ceiling · laminate

Our TakeTeam Asgarian · Broker
In line
$555Kest. value

Listed at $558,000, and my independent estimate is right in line with comparable homes.

In Church-Yonge Corridor lately, sellers get about 96% of asking; homes sell in ~31 days.

List price
$526KGreat deal$567KOverpriced

Total price vs nearby homes. Fair value about $555K, median of 9 comparables.

How this estimate is builtthe short version

I take the 9 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $426K, lower than the comparables and worth a second look.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 9 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$494kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

410-33 Lombard Street$500k4106-88 Scott Street$499k904-42 Charles Street$499k2602-159 Dundas Street$489k1410-28 Ted Rogers Way$485k

The 5 closest of 8 active listings nearby.

See all comparable homes
558kThis home500k499k499k489k485kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $548K
$1,015this home / sqft
49active listings nearby
30days on market
99sold nearby · 90 days
$628Kmedian sold price
96%of asking, on average

This home lists 13% above the area average of $902/sqft.

29 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$1.53M
Waterfront Communities C1
$630K
Moss Park
$1.02M
Waterfront Communities C8
$621K
Mount Pleasant West
$632K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayHigher-rated than most nearby · 87% meet the provincial standard

Affordability & Mortgage

Affordability
$2,543/mo
$116KIncome needed
4.8×Price ÷ income
$587Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $2,543Property tax $206Condo fee $505Total carry $3,254

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,382per month

Mortgage amount $446,400 · 4.14% over 25 years

$111,600Down payment (20.0%)
$446,400Loan before insurance
$0CMHC premium
$3,093Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,382
Property tax
$206
Condo / maintenance fees
$505
Heating
$0
Estimated monthly cost
$3,093

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,635
Toronto municipal land transfer tax
$7,635
Estimated closing costs
$15,270

Plus your down payment of $111,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,893/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$268,247Total interest paid
$714,647Total of all payments
Principal $446,400 Interest $268,247
YearPrincipalInterestBalance
1$10,458$18,128$435,942
2$10,895$17,691$425,047
3$11,351$17,235$413,697
4$11,826$16,760$401,871
5$12,320$16,266$389,551
6$12,836$15,750$376,715
7$13,372$15,213$363,343
8$13,932$14,654$349,411
9$14,515$14,071$334,897
10$15,122$13,464$319,775
11$15,754$12,832$304,021
12$16,413$12,173$287,608
13$17,100$11,486$270,508
14$17,815$10,771$252,693
15$18,560$10,026$234,133
16$19,336$9,249$214,797
17$20,145$8,441$194,651
18$20,988$7,598$173,664
19$21,866$6,720$151,798
20$22,780$5,805$129,017
21$23,733$4,853$105,284
22$24,726$3,860$80,558
23$25,760$2,826$54,798
24$26,838$1,748$27,960
25$27,960$626$0

At the end of your 5-year term

Total paid over the term
$142,929
Principal paid down
$56,849
Interest paid
$86,080
Balance remaining
$389,551

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $2,470− Condo fees $6,065− Insurance $600− Vacancy & upkeep $2,244Net operating income $9,021

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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