408-20 Fashion Roseway, Toronto, ON
Willowdale East, Toronto · MLS® C13482582
About this home
Renovated in 2025, this updated 3-bedroom, 2-bathroom suite offers over 1,000 sqft of efficient, well-planned living in the highly connected Willowdale East area, designed for buyers who prioritize everyday convenience and a low-maintenance lifestyle in the heart of North York. Fresh improvements including new flooring, modern vanities, fresh paint, and updated light fixtures create a clean, move-in ready space that supports a streamlined, no-fuss way of living. The bright combined living and dining area extends to a large private balcony overlooking quiet landscaped grounds and stunning western views, offering a simple outdoor escape without leaving home. The functional kitchen features classic finishes and a practical breakfast bar. The versatile third bedroom can also be easily adapted into a private home office or study area, ideal for today's flexible lifestyle needs. Set within a well-managed building with an all-inclusive maintenance fee covering cable TV, heat, hydro, central air conditioning, water, and parking. Ideally located with fast access to Highway 401, 404 and DVP, Bayview Subway Station, transit, Bayview Village Shopping Centre, parks, and the YMCA, this home is positioned for easier daily commuting and easy access to key daily amenities, making it a strong fit for professionals who value time, simplicity, and location efficiency above all else.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13482582
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1000-1199
- Cross streets
- Bayview Ave/Sheppard Ave
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Heat Pump
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $1,206/mo
- Exposure
- West
- Property tax
- $3,016 / 2025
- Days on market
- 23
- Listing brokerage
- RE/MAX ALL-STARS BENCZIK KAVANAGH TEAM
Rooms
laminate · closet · window
laminate · w/o to balcony · combined w/dining
laminate · closet · window
laminate · combined w/living
vinyl floor · breakfast bar
laminate · walk-in closet(s) · 3 pc ensuite
Listed at $589,999, this home is about 25% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 14 similar homes nearby, adjusted for size, beds, and baths.Median of 14 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $584K, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $790K
- Adjusts to $790K
That comparable adjusts to $790K; the $787K estimate above is the median of all 14 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On schools, this address is zoned for Hollywood Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
On location, this is a very walkable address with everyday errands close by. 14 Carluke Cres is about a 4-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $787K, median of 14 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 24% below the area average of $703/sqft.
On the market now.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Willowdale East, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: 14 Carluke Cres, about 287 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $471,999 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,519
- Property tax
- $251
- Condo / maintenance fees
- $1,206
- Heating
- $0
- Estimated monthly cost
- $3,976
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,275
- Toronto municipal land transfer tax
- $8,275
- Estimated closing costs
- $16,550
Plus your down payment of $118,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $151,126
- Principal paid down
- $60,109
- Interest paid
- $91,017
- Balance remaining
- $411,890
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ALL-STARS BENCZIK KAVANAGH TEAM. MLS®/PropTx.