248 Benson Avenue, Toronto, ON

Wychwood, Toronto · MLS® C13482852

$1,259,000
For Sale
Listed 23 days ago
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3Bedrooms
2Bathrooms
0Parking
700-1100Sq Ft

About this home

Welcome to 248 Benson Ave, a rare turnkey opportunity in the sought-after Wychwood neighborhood. Redesigned by owner-architect and renovated from the studs up in 2020; additional upgrades in 2022 include an insulated basement, new porch, front concrete staircase and retaining wall. Elevated from the street, enter through a spacious south-facing porch. Main floor is finished with fully leveled engineered hickory hardwood floors and features an open concept that invites light, flow and connection. Ergonomic custom kitchen is equipped with Caesarstone quartz countertops, marble tile backsplash, premium appliances, integrated waste system, water filtration and garburator. French patio doors with an oversized transom window enhance indoor-outdoor living. Rare three-piece main floor washroom, provides convenience for entertaining or pet care. Upstairs, unwind in the spa-like bathroom complete with a rare commercial-grade steam shower, marble tile finishes, and designer fixtures. Generous size three bedrooms are filled with light through oversized windows, all feature solid wood trim and doors, spacious closets with the showpiece custom closet system in the main bedroom. Other upgrades include new plumbing, electrical, HVAC, new windows, roof maintenance and more, virtually every aspect of this home has been improved resulting in high energy efficiency rating that keeps the house naturally cool during the summer and warm in the winter. The basement offers additional living space, custom built-in storage, and a premium Electrolux laundry center. Outdoor living is equally impressive with a spacious 14' x 14' rear deck, professionally landscaped grounds, and custom cedar garden beds. Located steps to Wychwood Barns year-round farmer's market, St. Clair W restaurants, parks, schools, and transit, this family home offers exceptional urban accessibility. Move in with confidence knowing the home's major systems have been comprehensively updated and meticulously maintained.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
C13482852
Bedrooms
3
Bathrooms
2
Size
700-1100
Lot
17.83 × 69 ft
Cross streets
WINONA DR & ST CLAIR WEST
Parking
0 parking
Basement
Full, Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$5,387 / 2026
Days on market
23
Listing brokerage
Royal LePage Frank Real Estate

Rooms

Living RoomMain4.39 × 4.11 m

hardwood floor · overlook patio · open concept

RecreationBasement8.76 × 4.29 m
Primary BedroomSecond3.96 × 3.09 m

Hardwood Floor

Bedroom 3Second2.90 × 2.89 m

Hardwood Floor

KitchenMain4.83 × 3.66 m

hardwood floor · overlooks backyard · quartz counter

Bedroom 2Second3.09 × 2.39 m

Hardwood Floor

Moe’s TakeTeam Asgarian · Broker
Above comparables
$948Kest. value

Listed at $1,259,000, this home is about 33% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.23M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $839K
  • Bedrooms −$30K
  • Adjusts to $809K

That comparable adjusts to $809K; the $948K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (McMurrich Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$809KGreat deal$1.26MOverpriced

Total price vs nearby homes. Fair value about $948K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$986kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

122 Holborne Avenue$1.19M327 Deloraine Avenue$1.25M783 Birchmount Road$785k827 Craven Road$727k

The 4 closest active listings nearby.

See all comparable homes
1.26MThis home1.19M1.25M785k727kThis home vs active comparables
Live market pulseActive comparables in Wychwood · median list $1.20M
$1,399this home / sqft
5active listings nearby
23days on market

This home lists 33% above the area average of $1,050/sqft.

19 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Wychwood, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Corso Italia-Davenport
$951K
Palmerston-Little Italy
$1000K
Rosedale-Moore Park
$2.40M
Mount Pleasant East
$1.28M
South Riverdale
$1.30M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near McMurrich Junior Public School
81%
McMurrich Junior Public SchoolPublic · Elementary · 0.1 km awayAbove the GTA average · 81% meet the provincial standard
Winona Drive Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$5,738/mo
$236KIncome needed
5.3×Price ÷ income
$1,324Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,738Property tax $449Total carry $6,187

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,375per month

Mortgage amount $1,007,200 · 4.14% over 25 years

$251,800Down payment (20.0%)
$1,007,200Loan before insurance
$0CMHC premium
$5,824Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,375
Property tax
$449
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,824

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,655
Toronto municipal land transfer tax
$21,655
Estimated closing costs
$43,310

Plus your down payment of $251,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,528/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$605,238Total interest paid
$1,612,438Total of all payments
Principal $1,007,200 Interest $605,238
YearPrincipalInterestBalance
1$23,595$40,902$983,605
2$24,582$39,915$959,023
3$25,610$38,887$933,412
4$26,682$37,816$906,731
5$27,798$36,700$878,933
6$28,960$35,537$849,972
7$30,172$34,326$819,801
8$31,434$33,064$788,367
9$32,749$31,749$755,618
10$34,119$30,379$721,500
11$35,546$28,952$685,954
12$37,032$27,465$648,921
13$38,581$25,916$610,340
14$40,195$24,302$570,145
15$41,877$22,621$528,268
16$43,628$20,869$484,640
17$45,453$19,044$439,187
18$47,354$17,143$391,832
19$49,335$15,162$342,497
20$51,399$13,099$291,099
21$53,549$10,949$237,550
22$55,789$8,709$181,761
23$58,122$6,375$123,639
24$60,553$3,944$63,086
25$63,086$1,411$0

At the end of your 5-year term

Total paid over the term
$322,488
Principal paid down
$128,267
Interest paid
$194,220
Balance remaining
$878,933

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.4%
Gross yield
− Property tax $5,387− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $8,699

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Frank Real Estate. MLS®/PropTx.

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