5011-395 Bloor Street, Toronto, ON

North St. James Town, Toronto · MLS® C13483394

$450,000
For Sale
Listed 28 days ago
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◎ Directions
2Bedrooms
1Bathrooms
0Parking
500-599Sq Ft
18 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Welcome To This Stunning 1 Bedroom + 1 Study, 1 Bathroom Condo Unit Located In The Heart Of Toronto. This Bright Unit Boasts Laminate Floors, Large Windows With Lots Of Natural Light. Open-Concept Layout. The Kitchen Features Modern Appliances And Ample Counter Space. The Bedroom Is Generously Sized And Feature Large Closet. With Its Convenient Location, Such As Shopping, Dining, Public Transportation, This Unit Is Perfect For Those Looking For A Comfortable And Convenient City Lifestyle. Don't Miss Your Chance To Take This Beautiful Unit. Photos Are Taken When Unit Vacant for Reference.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13483394
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
500-599
Cross streets
Bloor St & Sherbourne
Parking
0 parking
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$554/mo
Exposure
South
Property tax
$3,760 / 2026
Days on market
28
Listing brokerage
AIMHOME REALTY INC.

Rooms

Dining RoomFlat3.58 × 3.34 m

laminate · combined w/dining · window

StudyFlat0.00 × 0.00 m
Living RoomFlat3.58 × 3.34 m

laminate · combined w/dining · window

BedroomFlat3.15 × 2.68 m

laminate · double closet · sliding doors

KitchenFlat3.25 × 1.95 m

laminate · open concept · stainless steel appl

Moe’s TakeTeam Asgarian · Broker
In line
$470Kest. value

Listed at $450,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In North St. James Town lately, sellers have been getting about 96% of asking and homes sell in about 30 days.

Based on 94 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 94 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $639K, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $520K
  • Bedrooms +$30K
  • Adjusts to $550K

That comparable adjusts to $550K; the $470K estimate above is the median of all 94 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Sherbourne Street is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$412KGreat deal$540KOverpriced

Total price vs nearby homes. Fair value about $470K, median of 94 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby in North St. James Town · asking prices
$488kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2601-395 Bloor Street$469k5511-395 Bloor Street$519k2801-609 Sherbourne Street$499k4805-395 Bloor Street$399k2205-575 bloor Street$555k

The 5 closest of 8 active listings nearby.

See all comparable homes
450kThis home469k519k499k399k555kThis home vs active comparables
Live market pulseActive comparables in North St. James Town · median list $558K
$819this home / sqft
24active listings nearby
28days on market
100sold nearby · 90 days
$633Kmedian sold price
96%of asking, on average

This home lists 7% below the area average of $879/sqft.

27 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

North St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

100/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.

Most daily errands can be done on foot.

🚉 Nearest transit: Sherbourne Street, about 31 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$669K
Bay Street Corridor
$465K
Moss Park
$519K
Waterfront Communities C8
$719K
Waterfront Communities C1
$652K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Winchester Junior and Senior Public School
76%
Winchester Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayAbove the GTA average · 76% meet the provincial standard

Affordability & Mortgage

Affordability
$2,051/mo
$103KIncome needed
4.4×Price ÷ income
$473Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $2,051Property tax $313Condo fee $554Total carry $2,918

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,921per month

Mortgage amount $360,000 · 4.14% over 25 years

$90,000Down payment (20.0%)
$360,000Loan before insurance
$0CMHC premium
$2,788Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,921
Property tax
$313
Condo / maintenance fees
$554
Heating
$0
Estimated monthly cost
$2,788

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,475
Toronto municipal land transfer tax
$5,475
Estimated closing costs
$10,950

Plus your down payment of $90,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,333/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$216,328Total interest paid
$576,328Total of all payments
Principal $360,000 Interest $216,328
YearPrincipalInterestBalance
1$8,434$14,620$351,566
2$8,786$14,267$342,780
3$9,154$13,899$333,626
4$9,537$13,516$324,090
5$9,936$13,117$314,154
6$10,351$12,702$303,803
7$10,784$12,269$293,018
8$11,235$11,818$281,783
9$11,705$11,348$270,078
10$12,195$10,858$257,883
11$12,705$10,348$245,178
12$13,236$9,817$231,942
13$13,790$9,263$218,152
14$14,367$8,686$203,785
15$14,968$8,085$188,817
16$15,594$7,459$173,223
17$16,246$6,807$156,977
18$16,926$6,127$140,051
19$17,634$5,419$122,418
20$18,371$4,682$104,046
21$19,140$3,913$84,907
22$19,940$3,113$64,966
23$20,774$2,279$44,192
24$21,643$1,410$22,549
25$22,549$504$0

At the end of your 5-year term

Total paid over the term
$115,266
Principal paid down
$45,846
Interest paid
$69,420
Balance remaining
$314,154

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $3,760− Condo fees $6,646− Insurance $600− Vacancy & upkeep $2,244Net operating income $7,150

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of AIMHOME REALTY INC.. MLS®/PropTx.

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