410-181 Bedford Road, Toronto, ON

Annex, Toronto · MLS® C13485704

$899,000
For Sale
Listed 29 days ago
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3Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

Welcome to this elegantly appointed 2 bedroom + den, 2 bathroom residence ideally positioned where the Annex meets Yorkville. End unit with only one adjacent neighbour, for added privacy. Floor-to-ceiling west-facing windows bathe the interior in natural light and warm sunset views, creating a bright and inviting atmosphere. Tastefully designed w/ a highly sought-after split-bedroom layout, offering a versatile den well suited for a home office or flexible living space. Engineered hardwood flooring T/O. Modern kitchen w/ quartz countertops and additional peninsula adding function for both daily use and entertaining. The bathrooms feature upgraded vanities and primary ensuite upgraded shower floor tiling. Both bedroom closets are fitted with custom built-ins. Well-managed building w/ an impressive array of amenities including a 24-hour concierge, fully equipped fitness centre, party room. residents' lounge, rooftop patio, guest suite, and ample visitor parking. Ideally located just steps to Yorkville's premier shops and dining, TTC, Casa Loma, University of Toronto, the Royal Ontario Museum, and nearby green spaces including Ramsden Park and Roycroft Park. Enjoy seamless access to downtown Toronto. A compelling opportunity to enjoy sophisticated urban living in one of the city's most established and connected neighbourhoods.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13485704
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
800-899
Cross streets
Avenue / Davenport
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$941/mo
Exposure
West
Property tax
$4,690 / 2025
Days on market
29
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Bedroom 2Main3.66 × 2.46 m

walk-in closet(s) · west view · hardwood floor

Dining RoomMain3.43 × 3.12 m

hardwood floor · track lighting · combined w/living

Primary BedroomMain3.89 × 2.74 m

3 pc ensuite · west view · double closet

FoyerMain2.29 × 1.22 m
Living RoomMain4.62 × 2.77 m

w/o to balcony · west view · hardwood floor

DenMain3.28 × 2.13 m

hardwood floor · separate room

KitchenMain3.43 × 3.12 m

granite counters · centre island · stainless steel appl

Our TakeTeam Asgarian · Broker
In line
$850Kest. value

Listed at $899,000, and my independent estimate is right in line with comparable homes.

In Annex lately, sellers get about 96% of asking; homes sell in ~33 days.

List price
$795KGreat deal$931KOverpriced

Total price vs nearby homes. Fair value about $850K, median of 10 comparables.

How this estimate is builtthe short version

I take the 10 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $847K, a close match.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 10 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby · asking prices
$678kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

4604-89 Church Street$719k4116-85 Wood Street$688k2110-30 Herons Hill Way$627k

The 3 closest active listings nearby.

See all comparable homes
899kThis home719k688k627kThis home vs active comparables
Live market pulseActive comparables in Annex · median list $929K
$1,058this home / sqft
36active listings nearby
29days on market
100sold nearby · 90 days
$640Kmedian sold price
96%of asking, on average

This home lists 9% below the area average of $1,157/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$618K
Church-Yonge Corridor
$610K
Moss Park
$975K
Waterfront Communities C1
$608K
Niagara
$599K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 74% meet the provincial standard

Affordability & Mortgage

Affordability
$4,097/mo
$190KIncome needed
4.7×Price ÷ income
$946Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $4,097Property tax $391Condo fee $941Total carry $5,429

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,838per month

Mortgage amount $719,200 · 4.14% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$5,170Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,838
Property tax
$391
Condo / maintenance fees
$941
Heating
$0
Estimated monthly cost
$5,170

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Toronto municipal land transfer tax
$14,455
Estimated closing costs
$28,910

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,662/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$432,175Total interest paid
$1,151,375Total of all payments
Principal $719,200 Interest $432,175
YearPrincipalInterestBalance
1$16,848$29,207$702,352
2$17,553$28,502$684,799
3$18,287$27,768$666,511
4$19,052$27,003$647,459
5$19,849$26,206$627,610
6$20,679$25,376$606,930
7$21,544$24,511$585,386
8$22,446$23,609$562,940
9$23,384$22,671$539,556
10$24,363$21,692$515,193
11$25,382$20,673$489,811
12$26,443$19,612$463,368
13$27,549$18,506$435,819
14$28,702$17,353$407,117
15$29,902$16,153$377,214
16$31,153$14,902$346,061
17$32,456$13,599$313,605
18$33,814$12,241$279,791
19$35,228$10,827$244,563
20$36,702$9,353$207,861
21$38,237$7,818$169,625
22$39,836$6,219$129,788
23$41,503$4,552$88,286
24$43,239$2,816$45,047
25$45,047$1,008$0

At the end of your 5-year term

Total paid over the term
$230,275
Principal paid down
$91,590
Interest paid
$138,685
Balance remaining
$627,610

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $4,690− Condo fees $11,290− Insurance $600− Vacancy & upkeep $3,564Net operating income $12,256

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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