313-90 Sumach Street, Toronto, ON

Moss Park, Toronto · MLS® C13490190

$1,650,000
For Sale
Listed 27 days ago
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3Bedrooms
2Bathrooms
1Garage
1400-1599Sq Ft

About this home

This loft is inspirational. Bright, airy, and undeniably authentic, this magazine-worthy residence at 90 Sumach captures the essence of loft living. Soaring 14-foot ceilings and expansive windows flood the approximately 1,600 square feet with natural light, amplifying the scale and architectural integrity of the original conversion. Timeless, neutral renovations honour the building's industrial roots while introducing refined, modern comfort. The kitchen is thoughtfully designed with stainless steel Jenn-Air appliances, custom cabinetry, marble countertops and generous workspace - equally suited to casual mornings or elevated entertaining. Defined living and dining areas create a sense of intention within the open plan with white oak floor throughout, balancing volume with function. Two well-proportioned bedrooms and two baths provide privacy and flexibility, while custom built-ins throughout add polish and practical storage. Life at 90 Sumach, formerly known as Brewery Lofts, extends beyond the suite. Mingle with neighbours on the landscaped rooftop terrace and take in city views above the treetops. Step outside to explore the cafes, parks, and restaurants of Corktown, Leslieville, and the Distillery District, with quick access to the DVP, Gardiner Expressway, Union Station, and financial district. The building needs little introduction - one of Toronto's most celebrated loft conversions, known for its scale, character, and enduring appeal. For those who understand true loft living, this one speaks for itself. Authentic volume, timeless architecture, unmistakable presence.

Key facts

Property type
Condo Apartment, Loft
MLS®
C13490190
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
1400-1599
Cross streets
Sumach St and Queen St E
Parking
1 garage (other)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,212/mo
Exposure
North
Property tax
$6,545 / 2025
Days on market
27
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED

Rooms

KitchenMain4.11 × 3.48 m

centre island · custom backsplash · stainless steel appl

Bedroom 2Main3.23 × 2.79 m

semi ensuite · b/i closet

Primary BedroomMain4.72 × 3.38 m

Large Window

Living RoomMain4.75 × 4.75 m

fireplace · open concept · combined w/dining

DenMain2.99 × 2.31 m

open concept · combined w/kitchen

Dining RoomMain3.15 × 2.79 m

open concept · combined w/living

Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.66Mest. value

Listed at $1,650,000, this home is about 1% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Below comparable homes on total price, yet the price per square foot ($1,100/sqft) is above the area, which usually points to a smaller or more efficient layout.

In Moss Park lately, sellers have been getting about 97% of asking and homes sell in about 30 days.

There were not many closely comparable homes right in Moss Park, so I widened the search to the surrounding area.

Based on 3 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 3 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.87M, a bit higher. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $950K
  • Size difference +$96K
  • Bedrooms +$82K
  • Bathrooms +$27K
  • Adjusts to $1.16M

That comparable adjusts to $1.16M; the $1.66M estimate above is the median of all 3 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Inglenook Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$1.65MGreat deal$2.30MOverpriced

Total price vs nearby homes. Fair value about $1.66M, median of 3 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Comparable listingsCurrently listed nearby in Moss Park · asking prices
$1.23Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2901-284 King Street$1.50M2903-284 King Street$1.15MPh39-47 Lower River Street$1.55M402-52 Sumach Street$999k301-90 Sherbourne Street$949k

The 5 closest active listings nearby.

See all comparable homes
1.65MThis home1.50M1.15M1.55M999k949kThis home vs active comparables
Live market pulseActive comparables in Moss Park · median list $860K
$1,100this home / sqft
5active listings nearby
27days on market
100sold nearby · 90 days
$620Kmedian sold price
97%of asking, on average

This home lists 21% above the area average of $911/sqft.

26 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$559K
Bay Street Corridor
$506K
Waterfront Communities C1
$604K
Kensington-Chinatown
$860K
Niagara
$534K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Nelson Mandela Park Public School
47%
Nelson Mandela Park Public SchoolPublic · Elementary · 0.1 km awayBelow the GTA average · 47% meet the provincial standard

Affordability & Mortgage

Affordability
$7,520/mo
$329KIncome needed
5.0×Price ÷ income
$1,735Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $7,520Property tax $545Condo fee $1,212Total carry $9,277

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,044per month

Mortgage amount $1,320,000 · 4.14% over 25 years

$330,000Down payment (20.0%)
$1,320,000Loan before insurance
$0CMHC premium
$8,801Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,044
Property tax
$545
Condo / maintenance fees
$1,212
Heating
$0
Estimated monthly cost
$8,801

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$29,475
Toronto municipal land transfer tax
$29,475
Estimated closing costs
$58,950

Plus your down payment of $330,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,556/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$793,203Total interest paid
$2,113,203Total of all payments
Principal $1,320,000 Interest $793,203
YearPrincipalInterestBalance
1$30,923$53,605$1,289,077
2$32,217$52,312$1,256,860
3$33,564$50,964$1,223,296
4$34,968$49,560$1,188,328
5$36,431$48,097$1,151,898
6$37,955$46,574$1,113,943
7$39,542$44,986$1,074,401
8$41,196$43,332$1,033,205
9$42,919$41,609$990,286
10$44,714$39,814$945,571
11$46,585$37,943$898,986
12$48,533$35,995$850,453
13$50,563$33,965$799,890
14$52,678$31,850$747,211
15$54,882$29,646$692,329
16$57,178$27,351$635,152
17$59,569$24,959$575,582
18$62,061$22,467$513,521
19$64,657$19,871$448,865
20$67,361$17,167$381,503
21$70,179$14,349$311,324
22$73,114$11,414$238,210
23$76,173$8,355$162,037
24$79,359$5,169$82,678
25$82,678$1,850$0

At the end of your 5-year term

Total paid over the term
$422,641
Principal paid down
$168,102
Interest paid
$254,538
Balance remaining
$1,151,898

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
1.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $6,545− Condo fees $14,538− Insurance $600− Vacancy & upkeep $6,270Net operating income $29,046

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

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