320-111 St Clair Avenue, Toronto, ON

Yonge-St. Clair, Toronto · MLS® C13490594

$615,000
For Sale
Listed 22 days ago
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1Bedrooms
1Bathrooms
0Parking
500-599Sq Ft

About this home

Rarely available floor plan featuring a true one-bedroom layout in the sought-after Imperial Plaza. Designed for those who appreciate both style and function, this suite offers oaring 10-foot ceilings, expansive windows, and a bright open-concept layout, enhancing the spacious feel, while premium finishes throughout add style and sophistication. Bathed in natural light from its west exposure, the suite enjoys views over mature treetops and a beautiful historic church, creating a peaceful and picturesque setting. The contemporary kitchen features stone countertops, built-in appliances, and a sleek designer backsplash, seamlessly flowing into the living and dining areas-ideal for both everyday living and entertaining. No glass sliding doors here! The spacious primary bedroom is fully enclosed and includes a walk-in closet with custom organizers, completing this thoughtfully designed unit. Nestled at the prestigious corner of Avenue Road and St. Clair, this prime location offers convenient access to both the Yonge and University subway lines and is surrounded by parks, ravines, cafés, acclaimed restaurants, boutiques, banks, and everyday conveniences. Ideally positioned on the doorstep of Yorkville, Forest Hill, and Rosedale, you'll enjoy one of Toronto's most connected and coveted neighbourhoods. This unit comes with exclusive use of a bicycle stall, and residents of Imperial Plaza enjoy an exceptional collection of amenities including a state-of-the-art fitness centre, indoor pool, steam room, squash and basketball courts, yoga studio, golf simulator, theatre, media room, music studios, games lounge, and 24-hour concierge. Longo's and the LCBO are conveniently located right within the building, making this one of Midtown's most desirable lifestyle addresses.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13490594
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
Avenue & St. Clair
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$498/mo
Exposure
West
Property tax
$2,877 / 2026
Days on market
22
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED

Rooms

Dining RoomMain4.24 × 2.85 m

laminate · combined w/living · west view

Primary BedroomMain3.77 × 2.58 m

laminate · walk-in closet(s) · west view

KitchenMain4.24 × 2.85 m

laminate · backsplash · b/i appliances

Living RoomMain3.81 × 2.45 m

laminate · combined w/dining · west view

Moe’s TakeTeam Asgarian · Broker
Above comparables
$463Kest. value

Listed at $615,000, this home is about 33% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $554K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $478K
  • Adjusts to $478K

That comparable adjusts to $478K; the $463K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Brown Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. St Clair Ave West at Avenue Rd East Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$430KGreat deal$615KOverpriced

Total price vs nearby homes. Fair value about $463K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Weigh carefully
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in Yonge-St. Clair · asking prices
$465kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1406-99 Foxbar Road$489k711-99 Foxbar Road$478k906-99 Foxbar Road$465k506-99 Foxbar Road$463k306-99 Foxbar Road$430k

The 5 closest of 7 active listings nearby.

See all comparable homes
615kThis home489k478k465k463k430kThis home vs active comparables
Live market pulseActive comparables in Yonge-St. Clair · median list $589K
$1,119this home / sqft
19active listings nearby
22days on market

This home lists 24% above the area average of $899/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Yonge-St. Clair, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: St Clair Ave West at Avenue Rd East Side, about 77 m away

20+ transit stops8 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$1.39M
Church-Yonge Corridor
$574K
Waterfront Communities C1
$688K
Waterfront Communities C8
$998K
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Brown Junior Public School
86%
Brown Junior Public SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 86% meet the provincial standard

Affordability & Mortgage

Affordability
$2,803/mo
$127KIncome needed
4.8×Price ÷ income
$647Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $2,803Property tax $240Condo fee $498Total carry $3,541

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,625per month

Mortgage amount $492,000 · 4.14% over 25 years

$123,000Down payment (20.0%)
$492,000Loan before insurance
$0CMHC premium
$3,363Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,625
Property tax
$240
Condo / maintenance fees
$498
Heating
$0
Estimated monthly cost
$3,363

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,775
Toronto municipal land transfer tax
$8,775
Estimated closing costs
$17,550

Plus your down payment of $123,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,189/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$295,648Total interest paid
$787,648Total of all payments
Principal $492,000 Interest $295,648
YearPrincipalInterestBalance
1$11,526$19,980$480,474
2$12,008$19,498$468,466
3$12,510$18,996$455,956
4$13,034$18,472$442,922
5$13,579$17,927$429,344
6$14,147$17,359$415,197
7$14,738$16,768$400,459
8$15,355$16,151$385,104
9$15,997$15,509$369,107
10$16,666$14,840$352,440
11$17,363$14,142$335,077
12$18,090$13,416$316,987
13$18,846$12,660$298,141
14$19,635$11,871$278,506
15$20,456$11,050$258,050
16$21,312$10,194$236,738
17$22,203$9,303$214,535
18$23,132$8,374$191,403
19$24,099$7,407$167,304
20$25,107$6,399$142,197
21$26,158$5,348$116,039
22$27,252$4,254$88,787
23$28,392$3,114$60,396
24$29,579$1,927$30,816
25$30,816$689$0

At the end of your 5-year term

Total paid over the term
$157,530
Principal paid down
$62,656
Interest paid
$94,873
Balance remaining
$429,344

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $2,877− Condo fees $5,974− Insurance $600− Vacancy & upkeep $2,244Net operating income $8,704

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

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