201-81 Navy Wharf Court, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13491980

$659,999
For Sale
Listed 28 days ago
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2Bedrooms
1Bathrooms
1Garage
600-699Sq Ft

About this home

Elevate your urban lifestyle from this pristine, sun-drenched residence positioned right in the pulse of Toronto's entertainment hub. Offering front-row access to the CN Tower, Rogers Centre, and the bustling new shops at The Well, this location connects you effortlessly to the lakefront and downtown transit networks. The interior highlights a versatile one-bedroom plus distinct den layout-ideal for a dedicated remote workspace-framed by expansive floor-to-ceiling windows and a modern kitchen. Complete with a private parking space, storage locker, and exclusive entry to premium building amenities like an indoor pool, full gym, and round-the-clock concierge, it is the ultimate turnkey package for city living.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
C13491980
Bedrooms
2
Bathrooms
1
Size
600-699
Cross streets
Bremmer Blvd
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete Poured
Foundation
Concrete
Roof
Other
Maintenance
$759/mo
Exposure
North
Property tax
$2,959 / 2025
Days on market
28
Listing brokerage
HOMELIFE/MIRACLE REALTY LTD

Rooms

Living RoomMain5.18 × 4.93 m

hardwood floor · open concept · window

KitchenMain3.20 × 2.34 m

centre island · ceramic floor · open concept

BathroomMain2.82 × 1.63 m

3 Pc Bath

Bedroom 2Main2.92 × 2.46 m

hardwood floor · separate room · window

FoyerMain1.14 × 8.56 m

Separate Room

Primary BedroomMain3.43 × 2.82 m

closet · hardwood floor · open concept

Our TakeTeam Asgarian · Broker
Above comparables
$601Kest. value

Listed at $659,999, and my independent estimate is about 10% above what comparable homes suggest.

In Waterfront Communities C1 lately, sellers get about 96% of asking; homes sell in ~37 days.

List price
$599KGreat deal$660KOverpriced

Total price vs nearby homes. Fair value about $601K, median of 8 comparables.

How this estimate is builtthe short version

I take the 8 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $669K, a bit higher.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Schools & getting aroundcatchment and transit

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($1,016/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 8 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$696kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2404-290 Adelaide Street$730k3004-290 ADELAIDE Street$730k2907-15 Mercer Street$628k

The 3 closest active listings nearby.

See all comparable homes
660kThis home730k730k628kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $730K
$1,016this home / sqft
5active listings nearby
28days on market
99sold nearby · 90 days
$600Kmedian sold price
96%of asking, on average

This home lists 2% above the area average of $998/sqft.

27 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$615K
Moss Park
$1.02M
Church-Yonge Corridor
$561K
Waterfront Communities C8
$621K
Annex
$798K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 0.4 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$3,008/mo
$140KIncome needed
4.7×Price ÷ income
$694Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $3,008Property tax $247Condo fee $759Total carry $4,014

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,818per month

Mortgage amount $527,999 · 4.14% over 25 years

$132,000Down payment (20.0%)
$527,999Loan before insurance
$0CMHC premium
$3,823Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,818
Property tax
$247
Condo / maintenance fees
$759
Heating
$0
Estimated monthly cost
$3,823

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,675
Toronto municipal land transfer tax
$9,675
Estimated closing costs
$19,350

Plus your down payment of $132,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,422/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$317,281Total interest paid
$845,280Total of all payments
Principal $527,999 Interest $317,281
YearPrincipalInterestBalance
1$12,369$21,442$515,630
2$12,887$20,925$502,743
3$13,426$20,386$489,318
4$13,987$19,824$475,331
5$14,572$19,239$460,758
6$15,182$18,629$445,577
7$15,817$17,994$429,760
8$16,478$17,333$413,281
9$17,168$16,644$396,114
10$17,886$15,925$378,228
11$18,634$15,177$359,594
12$19,413$14,398$340,181
13$20,225$13,586$319,955
14$21,071$12,740$298,884
15$21,953$11,858$276,931
16$22,871$10,940$254,060
17$23,828$9,984$230,233
18$24,824$8,987$205,408
19$25,863$7,949$179,546
20$26,944$6,867$152,601
21$28,072$5,740$124,530
22$29,246$4,565$95,284
23$30,469$3,342$64,815
24$31,744$2,068$33,071
25$33,071$740$0

At the end of your 5-year term

Total paid over the term
$169,056
Principal paid down
$67,241
Interest paid
$101,815
Balance remaining
$460,758

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $2,959− Condo fees $9,108− Insurance $600− Vacancy & upkeep $2,706Net operating income $9,227

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.

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