301-188 Spadina Avenue, Toronto, ON

Kensington-Chinatown, Toronto · MLS® C13492726

$1,149,800
For Sale
Listed 22 days ago
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3Bedrooms
2Bathrooms
1Garage
1600-1799Sq Ft

About this home

*Exceptional value downtown $665 psf!* A beautifully renovated residence offering approximately 1,729 square feet of thoughtfully designed living space in the heart of downtown Toronto. Featuring contemporary finishes throughout, including wide-plank white walnut-look flooring, quartz countertops, white cabinetry, Carrara marble tile, and classic subway tile accents, this bright and spacious home offers three bedrooms, two bathrooms, a private balcony, and an excellent layout with distinct living and bedroom wings.The open-concept living and dining areas are filled with natural light from a large bay window and flow seamlessly into the renovated kitchen, complete with custom cabinetry, quartz countertops, a subway tile backsplash, breakfast bar seating, and Samsung and LG stainless steel appliances. The generous primary suite features a walk-in closet and a five-piece ensuite with a double vanity and marble finishes. The second bedroom offers direct balcony access, while the third bedroom is ideal as a home office, nursery, or guest room. In-suite laundry includes Samsung appliances, storage, and a laundry sink.Built by Kingscourt Development, this boutique condominium features just 58 suites and offers residents an indoor pool, fitness centre, sauna, recreation.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13492726
Bedrooms
3
Bathrooms
2
Size
1600-1799
Cross streets
Queen St W and Spadina Ave
Parking
1 garage (underground)
Basement
None
Heating
Baseboard
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$1,727/mo
Exposure
East
Property tax
$3,476 / 2026
Days on market
22
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED

Rooms

LaundryMain2.39 × 1.70 m

Laundry Sink

Primary BedroomMain4.57 × 3.66 m

5 pc ensuite · walk-in closet(s) · laminate

Dining RoomMain2.79 × 4.27 m

laminate · combined w/kitchen

Bedroom 3Main3.89 × 2.90 m

laminate · closet · balcony

Bedroom 2Main4.88 × 3.00 m

laminate · closet · w/o to balcony

Living RoomMain3.40 × 4.29 m

laminate · east view · combined w/dining

FoyerMain2.26 × 2.69 m

tile floor · closet · double doors

KitchenMain3.15 × 3.89 m

stainless steel appl · quartz counter

Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.53Mest. value

Listed at $1,149,800, this home is about 25% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $830K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.35M
  • Size difference +$180K
  • Adjusts to $1.53M

That comparable adjusts to $1.53M; the $1.53M estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Spadina Ave At Queen St West South Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.15MGreat deal$1.77MOverpriced

Total price vs nearby homes. Fair value about $1.53M, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.23Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1606-2350 Bridletowne Circle$728k603-135 George Street$998k801-2330 Bridletowne Circle$700k802-10 Bellair Street$2.50M

The 4 closest active listings nearby.

See all comparable homes
1.15MThis home728k998k700k2.50MThis home vs active comparables
Live market pulseActive comparables in Kensington-Chinatown · median list $1.35M
$677this home / sqft
7active listings nearby
22days on market

This home lists 24% below the area average of $893/sqft.

21 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Kensington-Chinatown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

86/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Spadina Ave At Queen St West South Side, about 94 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$786K
Church-Yonge Corridor
$679K
Annex
$929K
Mimico
$852K
Willowdale East
$466K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ryerson Community School
52%
Ryerson Community SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 52% meet the provincial standard
ALPHA Alternative Junior SchoolEQAO results not published

Affordability & Mortgage

Affordability
$5,240/mo
$244KIncome needed
4.7×Price ÷ income
$1,209Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $5,240Property tax $290Condo fee $1,727Total carry $7,257

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,909per month

Mortgage amount $919,840 · 4.14% over 25 years

$229,960Down payment (20.0%)
$919,840Loan before insurance
$0CMHC premium
$6,925Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,909
Property tax
$290
Condo / maintenance fees
$1,727
Heating
$0
Estimated monthly cost
$6,925

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,471
Toronto municipal land transfer tax
$19,471
Estimated closing costs
$38,942

Plus your down payment of $229,960. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,962/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$552,742Total interest paid
$1,472,582Total of all payments
Principal $919,840 Interest $552,742
YearPrincipalInterestBalance
1$21,549$37,355$898,291
2$22,450$36,453$875,841
3$23,389$35,514$852,452
4$24,367$34,536$828,085
5$25,387$33,517$802,698
6$26,449$32,455$776,250
7$27,555$31,348$748,695
8$28,707$30,196$719,987
9$29,908$28,995$690,079
10$31,159$27,744$658,920
11$32,463$26,441$626,457
12$33,820$25,083$592,637
13$35,235$23,668$557,402
14$36,709$22,194$520,693
15$38,244$20,659$482,449
16$39,844$19,059$442,604
17$41,511$17,393$401,094
18$43,247$15,656$357,847
19$45,056$13,847$312,791
20$46,941$11,963$265,850
21$48,904$9,999$216,946
22$50,950$7,954$165,996
23$53,081$5,822$112,915
24$55,301$3,602$57,614
25$57,614$1,289$0

At the end of your 5-year term

Total paid over the term
$294,516
Principal paid down
$117,142
Interest paid
$177,375
Balance remaining
$802,698

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,450/mo
$65,400Gross annual rent
2.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.7%
Gross yield
− Property tax $3,476− Condo fees $20,729− Insurance $600− Vacancy & upkeep $7,194Net operating income $33,401

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

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