496 Northcliffe Boulevard, Toronto, ON
Oakwood Village, Toronto · MLS® C13494820
About this home
***** DETACHED**** PRIVATE DRIVE**** COULD BE POTENTIAL INVESTMENT PROPERTY***** A rare find, priced under the average price of detached home in Toronto for a 'NOT AVERAGE Home". Welcome to this beautifully maintained 3+1 bedroom home nestled in the vibrant and family-friendly community of Oakwood Village. This charming residence offers the perfect blend of classic character and modern functionality with multitude of uses along with future potential. Step inside a bright and inviting Sun Room to sit and enjoy a morning coffee. The Main floor features a spacious living and dining area-ideal for both everyday living and entertaining. The family room could walk out to a potential deck build out ( a image of the same attached) ....A rare four piece bathroom on the main floor. The thoughtfully designed kitchen offers ample cabinetry and workspace, with a seamless flow to the Family Room. Upstairs, you'll find three generously sized bedrooms filled with natural light, along with a well-appointed bathroom. This two Storey Detached home with 3 bedrooms and 2 baths is perfect for your personal use... Use the independent 1 bedroom plus den Basement with two entries and a walkout to backyard for your extended family or easily integrate to the Main House. The Detached garage could be used for your car, workshop, Gym or converted to a Garden Suite for additional Income. Enjoy a private backyard oasis, ideal for summer gatherings, gardening, or simply relaxing. Located just steps to parks, schools, transit, and the growing mix of cafes, shops, and restaurants along Oakwood and nearby St. Clair Avenue West, this home offers unbeatable convenience in one of Toronto's most up-and-coming neighborhoods. A fantastic opportunity for families, investors, or end-users alike-don't miss your chance to call this Oakwood Village gem home!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13494820
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 3
- Size
- 1100-1500
- Lot
- 25 × 114.08 ft
- Cross streets
- Rogers/Dufferin
- Parking
- 1 garage · 4 parking (detached)
- Driveway
- Private
- Basement
- Apartment
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,464 / 2025
- Days on market
- 21
- Listing brokerage
- MCCANN REALTY GROUP LTD.
Rooms
stainless steel appl · combined w/laundry
4 pc bath · carpet free
combined w/laundry · open concept
closet · hardwood floor · window
above grade window · walk-out · 3 pc ensuite
open concept · picture window · hardwood floor
open concept · combined w/living · hardwood floor
double closet · picture window · hardwood floor
picture window · hardwood floor
window · laminate
Laminate
Listed at $1,079,000, this home is about 15% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.09M, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.40M
- Bathrooms +$15K
- Adjusts to $1.41M
That comparable adjusts to $1.41M; the $1.26M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Fairbank Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Dufferin St at Martin St is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.26M, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Garden / laneway suite potential: extra-unit upside, but confirm zoning and feasibility with the city.
- Development potential: upside only if zoning permits, verify with the city before relying on it.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Value driver
- Worth verifying
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 15% below the area average of $975/sqft.
20 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Oakwood Village, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Dufferin St at Martin St, about 157 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $863,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,606
- Property tax
- $372
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,978
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $18,055
- Toronto municipal land transfer tax
- $18,055
- Estimated closing costs
- $36,110
Plus your down payment of $215,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $276,381
- Principal paid down
- $109,929
- Interest paid
- $166,453
- Balance remaining
- $753,271
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MCCANN REALTY GROUP LTD.. MLS®/PropTx.