3807-10 York Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13495580

$589,777
For Sale
Listed 27 days ago
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2Bedrooms
1Bathrooms
0Parking
600-699Sq Ft

About this home

Experience waterfront living and metropolitan elegance at Ten York - a beautifully finished 1-bedroom plus den condo designed for professionals and investors who appreciate refined, low-maintenance city living. Enjoy spectacular views of Toronto's skyline and Lake Ontario from floor-to-ceiling windows that fill the bright living area with natural light. The gourmet kitchen boasts streamlined cabinetry, premium posh appliances, and a smooth flat cooktop. Retreat to a spa-style bathroom with a glass-enclosed shower and modern fixtures. The unit has a great layout and a den for added comfort. Built-in conveniences include keyless entry and advanced building systems. Ten York's exceptional amenities include a three-storey fitness centre with a juice bar and Kitchen Mate services, spectacular outdoor pool and rooftop terrace to enjoy, 24/7 concierge, theatre room, billiards lounge, dog wash, guest suites spin room and much more! Moments from TTC, Union Station, the PATH and Toronto's top dining and entertainment, and steps from the beach, this condo delivers effortless urban living. If you want to truly embrace everything amazing Toronto has to offer and see why it is a world-class city, then Ten York is your new home!

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
C13495580
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
600-699
Cross streets
-
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Metal/Steel Siding
Foundation
Poured Concrete
Maintenance
$464/mo
Exposure
South West
Property tax
$4,380 / 2025
Days on market
27
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

BedroomMain3.35 × 3.05 m
Dining RoomMain3.35 × 3.35 m
BathroomMain0.00 × 0.00 m

3 Pc Bath

DenMain2.69 × 1.83 m
Living RoomMain3.35 × 3.05 m
Our TakeTeam Asgarian · Broker
Below comparables
$651Kest. value

Listed at $589,777, and my independent estimate is about 9% below comparable homes, worth a close look.

In Waterfront Communities C1 lately, sellers get about 96% of asking; homes sell in ~35 days.

List price
$590KGreat deal$726KOverpriced

Total price vs nearby homes. Fair value about $651K, median of 10 comparables.

How this estimate is builtthe short version

I take the 10 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $773K, a bit higher.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Schools & getting aroundcatchment and transit

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Waterfront Communities C1, so I widened the search to the surrounding area.

Based on 10 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$696kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2404-290 Adelaide Street$730k3004-290 ADELAIDE Street$730k2907-15 Mercer Street$628k

The 3 closest active listings nearby.

See all comparable homes
590kThis home730k730k628kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $600K
$908this home / sqft
94active listings nearby
27days on market
100sold nearby · 90 days
$583Kmedian sold price
96%of asking, on average

This home lists 17% below the area average of $1,096/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$1.02M
Waterfront Communities C8
$621K
Church-Yonge Corridor
$605K
Niagara
$575K
Bay Street Corridor
$556K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 1.1 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$2,688/mo
$127KIncome needed
4.6×Price ÷ income
$620Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,688Property tax $365Condo fee $464Total carry $3,517

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,518per month

Mortgage amount $471,822 · 4.14% over 25 years

$117,955Down payment (20.0%)
$471,822Loan before insurance
$0CMHC premium
$3,347Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,518
Property tax
$365
Condo / maintenance fees
$464
Heating
$0
Estimated monthly cost
$3,347

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,271
Toronto municipal land transfer tax
$8,271
Estimated closing costs
$16,541

Plus your down payment of $117,955. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,058/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$283,523Total interest paid
$755,345Total of all payments
Principal $471,822 Interest $283,523
YearPrincipalInterestBalance
1$11,053$19,161$460,768
2$11,515$18,698$449,253
3$11,997$18,217$437,256
4$12,499$17,715$424,757
5$13,022$17,192$411,735
6$13,566$16,647$398,169
7$14,134$16,080$384,035
8$14,725$15,489$369,309
9$15,341$14,873$353,968
10$15,983$14,231$337,986
11$16,651$13,562$321,334
12$17,348$12,866$303,986
13$18,073$12,140$285,913
14$18,829$11,384$267,084
15$19,617$10,597$247,467
16$20,438$9,776$227,029
17$21,292$8,921$205,737
18$22,183$8,031$183,553
19$23,111$7,103$160,442
20$24,078$6,136$136,365
21$25,085$5,129$111,280
22$26,134$4,080$85,146
23$27,227$2,987$57,919
24$28,366$1,848$29,553
25$29,553$661$0

At the end of your 5-year term

Total paid over the term
$151,069
Principal paid down
$60,087
Interest paid
$90,982
Balance remaining
$411,735

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $4,380− Condo fees $5,569− Insurance $600− Vacancy & upkeep $2,706Net operating income $11,345

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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