12 Legato Court, Toronto, ON

Banbury-Don Mills, Toronto · MLS® C13495844

$2,688,000
For Sale
Listed 26 days ago
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7Bedrooms
5Bathrooms
1Garage · 5 parking
2000-2500Sq Ft

About this home

Completely custom-built bungalow on the coveted Legato Court cul-de-sac - one of only six homes on this quiet, private street in the heart of Banbury-Don Mills. Soaring 11-foot ceilings, skylights, wide-plank engineered hardwood, and reclaimed brick accents define a warm, meticulously crafted interior. Open-concept kitchen, family, and dining rooms flow seamlessly across the main floor. Four bedrooms and three bathrooms - including two full bathrooms and a powder room - are all above grade, all on one level. The walk-out lower level - nearly 2,200 sq. ft. - features above-grade windows, a separate entrance, three bedrooms, two bathrooms, a full kitchen, and two living areas. Extended family, in-law, or nanny suite potential. Outdoors: a covered gazebo dining structure, custom Argentinian brick parrilla, and a 9,773 sq. ft. irregular lot with future pool potential. Steps to Edwards Gardens. Walking distance to Shops at Don Mills. Minutes to DVP.

Key facts

Property type
Detached, Bungalow-Raised
MLS®
C13495844
Bedrooms
7 (4 + 3)
Bathrooms
5 (1 half)
Size
2000-2500
Lot
37 × 120 ft
Cross streets
Don Mills & Legato Crt
Parking
1 garage · 5 parking (attached)
Driveway
Private
Basement
Finished, Separate Entrance, Walk-Out, Walk-Up
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Wood
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$13,340 / 2025
Days on market
26
Listing brokerage
CENTURY 21 MILLENNIUM INC.

Rooms

Bedroom 5Lower4.68 × 6.30 m

above grade window · pot lights

Family RoomMain3.76 × 5.78 m

large window · open concept · overlooks backyard

BedroomLower4.29 × 3.69 m

above grade window · pot lights

FoyerMain1.58 × 3.64 m

hardwood floor · skylight · open concept

Bedroom 4Main3.60 × 2.15 m

hardwood floor · w/o to yard

Dining RoomMain6.73 × 2.23 m

hardwood floor · large window · open concept

Bedroom 2Main4.56 × 5.66 m

hardwood floor · b/i closet · overlooks frontyard

BedroomLower4.29 × 3.87 m

above grade window · pot lights

Bedroom 3Main3.06 × 3.04 m

hardwood floor · large window

Primary BedroomMain5.83 × 3.99 m

3 pc ensuite · large window · overlooks backyard

KitchenLower2.91 × 4.21 m

walk-out · above grade window · open concept

KitchenMain2.96 × 5.78 m

centre island · quartz counter · skylight

Living RoomMain4.20 × 4.87 m

hardwood floor · large window · fireplace

Living RoomLower7.78 × 4.21 m

walk-out · above grade window · open concept

RecreationLower7.42 × 5.33 m

above grade window · pot lights

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Don Mills Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Comparable listingsCurrently listed nearby in Banbury-Don Mills · asking prices
$3.76Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

15 Tofino Crescent$2.59M9 Harlington Road$2.20M5 Purling Place$6.50M

The 3 closest active listings nearby.

See all comparable homes
2.69MThis home2.59M2.20M6.50MThis home vs active comparables
Live market pulseActive comparables in Banbury-Don Mills · median list $4.65M
$1,195this home / sqft
28active listings nearby
26days on market
16sold nearby · 90 days
$2.77Mmedian sold price
95%of asking, on average
+40%vs a year ago

This home lists 12% below the area average of $1,360/sqft.

25 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Banbury-Don Mills, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$3.00M
L'Amoreaux
$1.54M
East York
$925K
Bedford Park-Nortown
$4.46M
Birchcliffe-Cliffside
$1.69M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Norman Ingram Public School
65%
Norman Ingram Public SchoolPublic · Elementary · 0.8 km awayBelow the GTA average · 65% meet the provincial standard

Affordability & Mortgage

Affordability
$12,251/mo
$505KIncome needed
5.3×Price ÷ income
$2,827Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $12,251Property tax $1,112Total carry $13,363

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,475per month

Mortgage amount $2,150,400 · 4.14% over 25 years

$537,600Down payment (20.0%)
$2,150,400Loan before insurance
$0CMHC premium
$12,587Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,475
Property tax
$1,112
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$12,587

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$53,675
Toronto municipal land transfer tax
$53,675
Estimated closing costs
$107,350

Plus your down payment of $537,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$13,938/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,292,200Total interest paid
$3,442,600Total of all payments
Principal $2,150,400 Interest $1,292,200
YearPrincipalInterestBalance
1$50,376$87,328$2,100,024
2$52,484$85,220$2,047,540
3$54,679$83,025$1,992,861
4$56,966$80,738$1,935,895
5$59,349$78,355$1,876,546
6$61,831$75,873$1,814,715
7$64,418$73,286$1,750,297
8$67,112$70,592$1,683,185
9$69,919$67,785$1,613,266
10$72,844$64,860$1,540,422
11$75,891$61,813$1,464,531
12$79,065$58,639$1,385,465
13$82,373$55,331$1,303,093
14$85,818$51,886$1,217,275
15$89,408$48,296$1,127,867
16$93,147$44,557$1,034,720
17$97,044$40,660$937,676
18$101,103$36,601$836,573
19$105,332$32,372$731,241
20$109,738$27,966$621,504
21$114,328$23,376$507,176
22$119,110$18,594$388,066
23$124,092$13,612$263,973
24$129,283$8,421$134,691
25$134,691$3,013$0

At the end of your 5-year term

Total paid over the term
$688,520
Principal paid down
$273,854
Interest paid
$414,666
Balance remaining
$1,876,546

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.1%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $13,340− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $30,116

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 MILLENNIUM INC.. MLS®/PropTx.

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