115 Whitmore Avenue, Toronto, ON

Forest Hill North, Toronto · MLS® C13496476

$3,699,000
For Sale
Listed 22 days ago
Request a showing
◎ Directions
5Bedrooms
5Bathrooms
2Garage · 5 parking
3000-3500Sq Ft

About this home

Stunning, Turn-Key Custom-Built Masterpiece (2022) In Highly Desirable Forest Hill North! This Striking 2-Storey Contemporary Detached Home Offers Over 4500 Sq Ft Of Extravagantly Finished Living Space Designed For Elegant Entertaining & Premium Family Comfort. High-End Chef's Kitchen Complete With Custom Wine Display, Top-Tier Built-In Appliances- Wolf Gas Range, Sub-Zero Fridge, 2-Samsung W/D's, Caesar Stone Counters, & Seamless Walk-Out From Main Level To A Large Private Deck W/ Natural Gas BBQ Line. Second Level 4 Bedrooms All With Tray Ceilings Custom Walk-In Closets; Exquisite Primary Retreat Features A Spa-Like 5pc-Ensuite With Heated Floors. Incredible Secondary Bedrooms With Ensuites, Upper-Level Laundry, Artistic Skylights, Plus An Exceptionally Spacious Walk-Out Lower Level Featuring Radiant Heated Hardwood Floors, Recreation/Hobby Rooms & A Second Laundry Suite, Interlocking Stone Driveway. Garage Equipped With Power Supply Suitable For EV Charger Installation. Walk To Elite Schools (Westprep, Forest Hill), Local Parks, Minutes From Kay Gardener Belt-line Trail, Chic Shops, Restaurants, & Rapid Transit. Current AAA Tenants pay over $9K Per Month/Willing To Stay. Truly A Masterclass In Modern Design!

Key facts

Property type
Detached, 2-Storey
MLS®
C13496476
Bedrooms
5 (4 + 1)
Bathrooms
5 (1 half)
Size
3000-3500
Lot
35 × 110 ft
Cross streets
Eglinton Ave and Allen Rd
Parking
2 garage · 5 parking (built-in)
Basement
Finished with Walk-Out, Walk-Up
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$16,771 / 2025
Days on market
22
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

LaundrySecond1.14 × 1.51 m

Enclosed

Bedroom 5Basement2.98 × 4.33 m

above grade window · double closet · hardwood floor

Living RoomBasement4.81 × 4.78 m

heated floor · hardwood floor · walk-up

Dining RoomMain3.30 × 6.00 m

open concept · hardwood floor · combined w/living

Bedroom 2Second5.23 × 4.75 m

3 pc ensuite · walk-in closet(s) · hardwood floor

Primary BedroomSecond6.03 × 4.36 m

hardwood floor · walk-in closet(s) · 5 pc ensuite

Bedroom 3Second3.26 × 5.29 m

double closet · 3 pc ensuite · hardwood floor

StudyMain1.49 × 1.90 m

b/i shelves · double doors · b/i desk

KitchenMain8.42 × 2.67 m

b/i appliances · walk-out · centre island

Living RoomMain3.97 × 5.69 m

gas fireplace · large window · open concept

FoyerMain1.90 × 2.07 m

double closet · step-up

LaundryBasement4.30 × 1.89 m

laundry sink · w/o to garage · closet

Bedroom 4Second3.92 × 3.02 m

double closet · hardwood floor

Exercise RoomBasement5.07 × 3.03 m

heated floor · hardwood floor · open concept

OtherSecond5.76 × 1.38 m

hardwood floor · skylight

Family RoomMain4.87 × 5.18 m

gas fireplace · open concept · b/i shelves

Moe’s TakeTeam Asgarian · Broker
Above comparables
$3.54Mest. value

Listed at $3,699,000, this home is about 5% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($1,138/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Forest Hill North, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.74M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $2.50M
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $2.45M

That comparable adjusts to $2.45M; the $3.54M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Cedarvale Station at Bus Bay 3 is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$2.45MGreat deal$3.70MOverpriced

Total price vs nearby homes. Fair value about $3.54M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Heated floors: comfort and a premium-finish signal.
  • Primary suite: a key comfort and resale feature.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$2.92Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

414 Glengarry Avenue$3.70M78 South Kingsway$3.00M268 Brooke Avenue$3.60M84 Fred Young Drive$1.80M173 Holmes Avenue$2.50M

The 5 closest active listings nearby.

See all comparable homes
3.70MThis home3.70M3.00M3.60M1.80M2.50MThis home vs active comparables
Live market pulseActive comparables in Forest Hill North · median list $3.89M
$1,138this home / sqft
6active listings nearby
22days on market

This home lists 12% below the area average of $1,288/sqft.

21 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Forest Hill North, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

83/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Cedarvale Station at Bus Bay 3, about 118 m away

20+ transit stops9 grocery20+ dining20+ parks17 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Lawrence Park South
$2.27M
Bedford Park-Nortown
$3.60M
High Park-Swansea
$3.00M
Downsview-Roding-CFB
$1.15M
Willowdale East
$2.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Thomas Aquinas
74%
St. Thomas AquinasCatholic · Elementary · 0.8 km awayAround the GTA average · 74% meet the provincial standard
West Preparatory Junior Public SchoolEQAO results not published
Forest Hill Junior and Senior Public SchoolEQAO results not published
Forest Hill Collegiate InstituteEQAO results not published

Affordability & Mortgage

Affordability
$16,859/mo
$688KIncome needed
5.4×Price ÷ income
$3,890Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $16,859Property tax $1,398Total carry $18,256

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$15,791per month

Mortgage amount $2,959,200 · 4.14% over 25 years

$739,800Down payment (20.0%)
$2,959,200Loan before insurance
$0CMHC premium
$17,189Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$15,791
Property tax
$1,398
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$17,189

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$78,950
Toronto municipal land transfer tax
$85,940
Estimated closing costs
$164,890

Plus your down payment of $739,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$19,180/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,778,217Total interest paid
$4,737,417Total of all payments
Principal $2,959,200 Interest $1,778,217
YearPrincipalInterestBalance
1$69,324$120,173$2,889,876
2$72,224$117,273$2,817,653
3$75,245$114,252$2,742,408
4$78,392$111,105$2,664,016
5$81,671$107,826$2,582,345
6$85,087$104,410$2,497,258
7$88,646$100,850$2,408,612
8$92,354$97,143$2,316,258
9$96,217$93,280$2,220,041
10$100,242$89,255$2,119,799
11$104,435$85,062$2,015,364
12$108,803$80,694$1,906,561
13$113,354$76,143$1,793,207
14$118,096$71,401$1,675,111
15$123,035$66,461$1,552,076
16$128,182$61,315$1,423,894
17$133,543$55,953$1,290,351
18$139,129$50,367$1,151,222
19$144,949$44,548$1,006,273
20$151,012$38,485$855,261
21$157,328$32,168$697,933
22$163,909$25,587$534,023
23$170,765$18,731$363,258
24$177,908$11,588$185,350
25$185,350$4,147$0

At the end of your 5-year term

Total paid over the term
$947,483
Principal paid down
$376,855
Interest paid
$570,629
Balance remaining
$2,582,345

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
1.3%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.0%
Gross yield
− Property tax $16,771− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $49,113

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

CallRequest a showing