813-308 Jarvis Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13498084

$899,000
For Sale
Listed 26 days ago
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4Bedrooms
3Bathrooms
1Garage
900-999Sq Ft

About this home

Welcome To JAC Condos! Beautiful Corner Suite Featuring 3 Spacious Bedrooms Plus Den And 3 Full Bathrooms, Including 2 Private Ensuites. This Bright And Functional Layout Offers Luxury Laminate Flooring Throughout, Floor-To-Ceiling Windows, Open Concept Living Space And Modern Finishes Designed For Comfortable Urban Living. Enjoy An Exceptional Selection Of Premium Amenities Including A State-Of-The-Art Fitness Centre, Coffee Bar, Library, Co-Working Spaces, Media & E-Sports Lounge, Party Room, Rooftop Terrace With BBQ Areas, Concierge Service And More. Located In The Heart Of Downtown Toronto At Jarvis & Carlton, This Prime Location Offers Unmatched Convenience With Walking Distance To Toronto Metropolitan University (TMU), George Brown College, Allan Gardens, Eaton Centre, Yonge-Dundas Square, Financial District, Hospitals, Restaurants, Cafes, Grocery Stores, Entertainment Venues And Major Employment Hubs. Steps To TTC Streetcars, Subway Stations And Public Transit Providing Easy Access Throughout The GTA. Boasting A Walk Score Of 98+, Transit Score Of 95+ And Bike Score Of 99, This Is An Outstanding Opportunity For End Users, Professionals, Families, Students And Investors Seeking Luxury Downtown Living In One Of Toronto's Most Vibrant And Connected Communities

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13498084
Bedrooms
4 (3 + 1)
Bathrooms
3
Size
900-999
Cross streets
Jarvis St & Carlton St
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$875/mo
Exposure
North West
Property tax
$3,740 / 2025
Days on market
26
Listing brokerage
RE/MAX IMPACT REALTY

Rooms

DenFlat2.44 × 2.01 m

laminate · open concept

LaundryFlat0.00 × 0.00 m
Bedroom 3Flat2.62 × 2.44 m

laminate · large closet

Primary BedroomFlat2.99 × 2.93 m

3 pc ensuite · laminate · large window

KitchenFlat0.00 × 0.00 m

stainless steel appl · quartz counter

Living RoomFlat3.38 × 3.35 m

laminate · window floor to ceiling · w/o to balcony

Bedroom 2Flat2.83 × 2.44 m

laminate · 4 pc ensuite

Our TakeTeam Asgarian · Broker
In line
$908Kest. value

Listed at $899,000, and my independent estimate is right in line with comparable homes.

In Church-Yonge Corridor lately, sellers get about 97% of asking; homes sell in ~33 days.

List price
$865KGreat deal$947KOverpriced

Total price vs nearby homes. Fair value about $908K, median of 16 comparables.

How this estimate is builtthe short version

I take the 16 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $664K, lower than the comparables and worth a second look.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 16 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$743kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

707-298 Jarvis Street$609k2804-65 Mutual Street$699k1106-82 Dalhousie Street$659k1008-92 King Street$720k6407-1 Bloor Street$1.03M

The 5 closest of 8 active listings nearby.

See all comparable homes
899kThis home609k699k659k720k1.03MThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $699K
$947this home / sqft
16active listings nearby
26days on market
100sold nearby · 90 days
$684Kmedian sold price
97%of asking, on average

This home lists 12% above the area average of $849/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$556K
Moss Park
$1.23M
Annex
$862K
Waterfront Communities C1
$574K
Niagara
$575K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$4,097/mo
$185KIncome needed
4.8×Price ÷ income
$946Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $4,097Property tax $312Condo fee $875Total carry $5,284

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,838per month

Mortgage amount $719,200 · 4.14% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$5,025Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,838
Property tax
$312
Condo / maintenance fees
$875
Heating
$0
Estimated monthly cost
$5,025

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Toronto municipal land transfer tax
$14,455
Estimated closing costs
$28,910

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,662/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$432,175Total interest paid
$1,151,375Total of all payments
Principal $719,200 Interest $432,175
YearPrincipalInterestBalance
1$16,848$29,207$702,352
2$17,553$28,502$684,799
3$18,287$27,768$666,511
4$19,052$27,003$647,459
5$19,849$26,206$627,610
6$20,679$25,376$606,930
7$21,544$24,511$585,386
8$22,446$23,609$562,940
9$23,384$22,671$539,556
10$24,363$21,692$515,193
11$25,382$20,673$489,811
12$26,443$19,612$463,368
13$27,549$18,506$435,819
14$28,702$17,353$407,117
15$29,902$16,153$377,214
16$31,153$14,902$346,061
17$32,456$13,599$313,605
18$33,814$12,241$279,791
19$35,228$10,827$244,563
20$36,702$9,353$207,861
21$38,237$7,818$169,625
22$39,836$6,219$129,788
23$41,503$4,552$88,286
24$43,239$2,816$45,047
25$45,047$1,008$0

At the end of your 5-year term

Total paid over the term
$230,275
Principal paid down
$91,590
Interest paid
$138,685
Balance remaining
$627,610

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
2.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $3,740− Condo fees $10,500− Insurance $600− Vacancy & upkeep $4,026Net operating income $17,734

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX IMPACT REALTY. MLS®/PropTx.

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