1009-39 Pemberton Avenue, Toronto, ON

Newtonbrook East, Toronto · MLS® C13499558

$629,000
For Sale
Listed 18 days ago
Request a showing
◎ Directions
2Bedrooms
2Bathrooms
1Garage
900-999Sq Ft

About this home

Location Location, Location! Direct Underground Access To Finch Subway, Spacious 919 Sqft , 2 Bdrm Split Floor Plan for added privacy, Unobstructed Sunny East View Overlooking Park! Gorgeous Extra Large Principal Bedroom W/4Pc Ensuite And Walk/In Closet. New Stove & Dishwasher, New roller window shades, Newer Fan coil Unit (2023). Close to Shops, Restaurants, Park that North York offers. Amazing Schools, Mckee And Earl Haig School Zone! 1 Parking & 1 Locker close to the Elevator. Many underground Visitor Parking. 24 Hours Security/Concierge. Exercise Room & Meeting Room.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13499558
Bedrooms
2
Bathrooms
2
Size
900-999
Cross streets
Yonge/Finch
Parking
1 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Brick
Maintenance
$997/mo
Exposure
East
Property tax
$2,805 / 2025
Days on market
18
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Bedroom 2Ground4.27 × 2.59 m

4 pc bath · large closet · laminate

Living RoomGround5.49 × 3.35 m

combined w/dining · w/o to balcony · laminate

KitchenGround2.74 × 2.44 m

modern kitchen · open concept · granite counters

Dining RoomGround5.49 × 3.35 m

combined w/living · open concept · laminate

Primary BedroomGround5.64 × 3.20 m

4 pc ensuite · walk-in closet(s) · laminate

Listing history

  1. Jul 9, 2026Listed$3,200

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
Above comparables
$602Kest. value

Listed at $629,000, this home is about 4% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($662/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $573K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $549K
  • Adjusts to $549K

That comparable adjusts to $549K; the $602K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Earl Haig Secondary School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Finch Ave East at Kenneth Ave is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$577KGreat deal$629KOverpriced

Total price vs nearby homes. Fair value about $602K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Elevator: rare and valuable for accessibility and resale.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby in Newtonbrook East · asking prices
$585kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

408-8 Pemberton Avenue$549k900-8 Pemberton Avenue$549k409-18 Pemberton Avenue$539kS707-8 Olympic Garden Drive$788k303-39 Pemberton Avenue$499k

The 5 closest active listings nearby.

See all comparable homes
629kThis home549k549k539k788k499kThis home vs active comparables
Live market pulseActive comparables in Newtonbrook East · median list $629K
$662this home / sqft
15active listings nearby
18days on market

This home lists 3% below the area average of $684/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Newtonbrook East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Finch Ave East at Kenneth Ave, about 72 m away

20+ transit stops4 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale West
$770K
Willowdale East
$441K
Banbury-Don Mills
$500K
Annex
$1.57M
Church-Yonge Corridor
$577K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Finch Public School
72%
Finch Public SchoolPublic · Elementary · 1.5 km awayAround the GTA average · 72% meet the provincial standard

Affordability & Mortgage

Affordability
$2,867/mo
$139KIncome needed
4.5×Price ÷ income
$662Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $2,867Property tax $234Condo fee $997Total carry $4,098

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,685per month

Mortgage amount $503,200 · 4.14% over 25 years

$125,800Down payment (20.0%)
$503,200Loan before insurance
$0CMHC premium
$3,916Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,685
Property tax
$234
Condo / maintenance fees
$997
Heating
$0
Estimated monthly cost
$3,916

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,055
Toronto municipal land transfer tax
$9,055
Estimated closing costs
$18,110

Plus your down payment of $125,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,262/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$302,379Total interest paid
$805,579Total of all payments
Principal $503,200 Interest $302,379
YearPrincipalInterestBalance
1$11,788$20,435$491,412
2$12,281$19,942$479,130
3$12,795$19,428$466,335
4$13,330$18,893$453,005
5$13,888$18,335$439,117
6$14,469$17,754$424,649
7$15,074$17,149$409,575
8$15,704$16,519$393,870
9$16,361$15,862$377,509
10$17,046$15,177$360,463
11$17,759$14,464$342,705
12$18,502$13,722$324,203
13$19,275$12,948$304,928
14$20,082$12,141$284,846
15$20,922$11,301$263,924
16$21,797$10,426$242,127
17$22,709$9,515$219,419
18$23,658$8,565$195,761
19$24,648$7,575$171,113
20$25,679$6,544$145,434
21$26,753$5,470$118,681
22$27,872$4,351$90,809
23$29,038$3,185$61,771
24$30,253$1,971$31,518
25$31,518$705$0

At the end of your 5-year term

Total paid over the term
$161,116
Principal paid down
$64,083
Interest paid
$97,033
Balance remaining
$439,117

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
2.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $2,805− Condo fees $11,968− Insurance $600− Vacancy & upkeep $4,026Net operating income $17,201

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

CallRequest a showing