521-155 Dalhousie Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13500482

$1,049,900
For Sale
Listed 24 days ago
3Bedrooms
2Bathrooms
1Garage
1600-1799Sq Ft

About this home

A rare offering in the iconic Merchandise Lofts, this exceptional two-bedroom plus den seamlessly blends authentic hard loft character with modern sophistication. Spanning approximately 1,624 square feet, this expansive corner suite is flooded with natural light through oversized warehouse-style windows and showcases the architectural elements loft enthusiasts covet most, including soaring 12-foot exposed concrete ceilings, fluted concrete columns, rich walnut hardwood flooring, and dramatic open-concept proportions throughout.At the heart of the suite is an impressive open-concept living space designed for both comfortable everyday living and effortless entertaining. Anchored by a stunning floor-to-ceiling travertine stone gas fireplace, the principal rooms offer exceptional scale and character. The updated kitchen integrates seamlessly into the space and features stainless steel appliances, a custom oversized centre island, abundant storage, and generous prep space.Offering exceptional flexibility for today's lifestyle, the fully enclosed den provides an ideal work-from-home environment while also serving as a potential third bedroom.Privately situated away from the principal living areas, the spacious primary bedroom features extensive closets with organizers and a well appointed ensuite bathroom. A generous second bedroom with large windows, and generous closet space accommodates family, guests, or additional workspace.Thoughtfully upgraded throughout, the suite also includes custom closet organizers throughout, one parking space, and a storage locker.

Key facts

Property type
Condo Apartment, Loft
MLS®
C13500482
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
1600-1799
Cross streets
Dundas/Church
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$1,913/mo
Exposure
North East
Property tax
$5,824 / 2026
Days on market
24
Listing brokerage
SAGE REAL ESTATE LIMITED

Rooms

FoyerMain0.00 × 0.00 m

hardwood floor · b/i closet · track lighting

Living RoomMain6.40 × 4.50 m

hardwood floor · gas fireplace · picture window

DenMain3.40 × 2.80 m

b/i bookcase · separate room · concrete floor

KitchenMain3.60 × 2.60 m

stainless steel appl · centre island · open concept

Primary BedroomMain3.20 × 3.50 m

hardwood floor · closet organizers · 3 pc ensuite

Bedroom 2Main3.20 × 3.60 m

hardwood floor · closet organizers · 4 pc ensuite

LaundryMain0.00 × 0.00 m

b/i closet · separate room

Dining RoomMain3.80 × 1.80 m

hardwood floor · combined w/living · large window

Our TakeTeam Asgarian · Broker
Above the wider set
$835Kest. value

Listed at $1,049,900, and my independent estimate is tracking about 26% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA.

In Church-Yonge Corridor lately, sellers get about 96% of asking; homes sell in ~34 days.

List price
$731KGreat deal$1.05MOverpriced

Total price vs nearby homes. Fair value about $835K, median of 73 comparables.

How this estimate is builtthe short version

I take the 73 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single listing.

It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $973K, a bit higher.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($618/sqft) is below the area, so you are paying for extra space rather than a premium.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 73 comparable homes nearby.

Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$1.31Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

917-7 King Street$690k2202-30 Wellington Street$1.44M511-45 Charles Street$1.15M1014-155 Dalhousie Street$1.55M6805-1 Bloor Street$1.73M

The 5 closest of 6 active listings nearby.

See all comparable homes
1.05MThis home690k1.44M1.15M1.55M1.73MThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $649K
$618this home / sqft
78active listings nearby
24days on market
100sold nearby · 90 days
$603Kmedian sold price
96%of asking, on average

This home lists 34% below the area average of $943/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$894K
Bay Street Corridor
$638K
Waterfront Communities C1
$578K
Niagara
$550K
Mimico
$524K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 0.8 km awayBelow the GTA average · 55% meet the provincial standard

Affordability & Mortgage

Affordability
$4,785/mo
$237KIncome needed
4.4×Price ÷ income
$1,104Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

67%mortgage
Mortgage $4,785Property tax $485Condo fee $1,913Total carry $7,183

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,482per month

Mortgage amount $839,920 · 4.14% over 25 years

$209,980Down payment (20.0%)
$839,920Loan before insurance
$0CMHC premium
$6,880Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,482
Property tax
$485
Condo / maintenance fees
$1,913
Heating
$0
Estimated monthly cost
$6,880

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,473
Toronto municipal land transfer tax
$17,473
Estimated closing costs
$34,946

Plus your down payment of $209,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,444/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$504,717Total interest paid
$1,344,637Total of all payments
Principal $839,920 Interest $504,717
YearPrincipalInterestBalance
1$19,676$34,109$820,244
2$20,499$33,286$799,744
3$21,357$32,429$778,387
4$22,250$31,535$756,137
5$23,181$30,605$732,956
6$24,151$29,635$708,805
7$25,161$28,625$683,645
8$26,213$27,572$657,431
9$27,310$26,476$630,122
10$28,452$25,334$601,670
11$29,642$24,143$572,028
12$30,882$22,904$541,146
13$32,174$21,612$508,972
14$33,519$20,266$475,453
15$34,922$18,864$440,531
16$36,382$17,403$404,149
17$37,904$15,881$366,245
18$39,490$14,296$326,755
19$41,141$12,644$285,614
20$42,862$10,923$242,752
21$44,655$9,130$198,097
22$46,523$7,263$151,574
23$48,469$5,317$103,105
24$50,496$3,289$52,608
25$52,608$1,177$0

At the end of your 5-year term

Total paid over the term
$268,927
Principal paid down
$106,964
Interest paid
$161,963
Balance remaining
$732,956

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,450/mo
$65,400Gross annual rent
2.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.2%
Gross yield
− Property tax $5,824− Condo fees $22,953− Insurance $600− Vacancy & upkeep $7,194Net operating income $28,829

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAGE REAL ESTATE LIMITED. MLS®/PropTx.

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