18 Brian Cliff Drive, Toronto, ON

Banbury-Don Mills, Toronto · MLS® C13500936

$3,990,000
For Sale
Listed 23 days ago
Request a showing
◎ Directions
4Bedrooms
3Bathrooms
2Garage · 8 parking
2500-3000Sq Ft

About this home

Sprawling Ranch Bungalow Residence On Ravine-Like Lot In Prestigious Edwards Gardens Area. Move In, Update Or Build Your Dream Home Up To 5,300sft As Of Right Of Luxurious Living Space As Per Makow Architect Or Apply To C.O.A For More. Perfect Lot For Serene Living, Renovation Or Build New. Main Floor Features Sun-Filled Gourmet Kitchen And Breakfast Area With Skylights And Side Entrance, Generously-Sized Principle Rooms With Fireplace And Picture Windows Overlooking The Rear Garden, Library Overlooking Front Garden, Tranquil Primary Retreat With 7-Piece Ensuite, 2nd Bedroom, And Stunning Sunroom Overlooking Rear Garden Oasis Of Majestic Lawns And Mature Trees. Lower Level Features Two Additional Bedrooms, Sprawling Rec Room With Lounge And Wet Bar, And Two Ground-Level Walkouts To The Rear Garden And Its Ravine Setting. Minutes From Edward Gardens, Renowned Public And Private Schools, Top-Rated Golf Courses, Shops And Eateries.

Key facts

Property type
Detached, Bungalow
MLS®
C13500936
Bedrooms
4 (2 + 2)
Bathrooms
3
Size
2500-3000
Lot
80 × 185.6 ft
Cross streets
Banbury Rd/Lawrence Ave E
Parking
2 garage · 8 parking (attached)
Driveway
Private
Basement
Finished with Walk-Out, Other
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$16,409 / 2025
Days on market
23
Listing brokerage
RE/MAX REALTRON BARRY COHEN HOMES INC.

Rooms

Bedroom 4Lower4.17 × 3.53 m

broadloom · window · closet

BreakfastMain4.67 × 3.53 m

overlooks frontyard · skylight · hardwood floor

RecreationLower10.13 × 4.11 m

fireplace · wet bar · walk-out

Family RoomMain4.27 × 3.51 m

vaulted ceiling(s) · hardwood floor · overlooks backyard

Bedroom 2Main4.09 × 3.53 m

overlooks backyard · b/i closet · picture window

Living RoomMain6.38 × 4.22 m

crown moulding · fireplace · b/i shelves

Bedroom 3Lower5.26 × 3.96 m

b/i bookcase · closet · window

Dining RoomMain3.96 × 3.91 m

french doors · crown moulding · overlooks living

KitchenMain5.28 × 5.26 m

hardwood floor · skylight · b/i desk

LibraryMain3.86 × 3.05 m

fireplace · panelled · bay window

Primary BedroomMain5.33 × 3.99 m

4 pc ensuite · walk-in closet(s) · skylight

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (York Mills Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Comparable listingsCurrently listed nearby in Banbury-Don Mills · asking prices
$2.53Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

29 Farmcote Road$2.30M25 Harlington Road$2.25M90 Berkinshaw Crescent$2.10M2 Bond Avenue$3.20M41 Hurlingham Crescent$2.79M

The 5 closest of 8 active listings nearby.

See all comparable homes
3.99MThis home2.30M2.25M2.10M3.20M2.79MThis home vs active comparables
Live market pulseActive comparables in Banbury-Don Mills · median list $1.89M
$1,451this home / sqft
11active listings nearby
23days on market
87sold nearby · 90 days
$2.81Mmedian sold price
96%of asking, on average

This home lists 7% above the area average of $1,359/sqft.

22 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Banbury-Don Mills, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$4.46M
Willowdale East
$3.00M
East York
$925K
Willowdale West
$2.10M
Birchcliffe-Cliffside
$1.80M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Rippleton Public School
75%
Rippleton Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 75% meet the provincial standard

Affordability & Mortgage

Affordability
$18,185/mo
$737KIncome needed
5.4×Price ÷ income
$4,197Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $18,185Property tax $1,367Total carry $19,553

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$17,034per month

Mortgage amount $3,192,000 · 4.14% over 25 years

$798,000Down payment (20.0%)
$3,192,000Loan before insurance
$0CMHC premium
$18,401Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$17,034
Property tax
$1,367
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$18,401

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$86,225
Toronto municipal land transfer tax
$96,125
Estimated closing costs
$182,350

Plus your down payment of $798,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$20,689/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,918,109Total interest paid
$5,110,109Total of all payments
Principal $3,192,000 Interest $1,918,109
YearPrincipalInterestBalance
1$74,778$129,627$3,117,222
2$77,905$126,499$3,039,317
3$81,164$123,240$2,958,153
4$84,559$119,845$2,873,594
5$88,096$116,308$2,785,498
6$91,781$112,623$2,693,717
7$95,620$108,784$2,598,097
8$99,620$104,785$2,498,478
9$103,787$100,618$2,394,691
10$108,128$96,277$2,286,563
11$112,651$91,754$2,173,913
12$117,363$87,042$2,056,550
13$122,272$82,133$1,934,278
14$127,386$77,018$1,806,892
15$132,715$71,690$1,674,178
16$138,266$66,139$1,535,912
17$144,049$60,355$1,391,863
18$150,075$54,330$1,241,788
19$156,352$48,052$1,085,436
20$162,892$41,512$922,544
21$169,705$34,699$752,839
22$176,804$27,600$576,035
23$184,199$20,205$391,835
24$191,904$12,500$199,931
25$199,931$4,473$0

At the end of your 5-year term

Total paid over the term
$1,022,022
Principal paid down
$406,502
Interest paid
$615,520
Balance remaining
$2,785,498

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.0%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.6%
Gross yield
− Property tax $16,409− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $38,261

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON BARRY COHEN HOMES INC.. MLS®/PropTx.

CallRequest a showing