110 Upper Canada Drive, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13505430

$2,890,000
For Sale
Listed 17 days ago
Request a showing
◎ Directions
6Bedrooms
5Bathrooms
2Garage · 6 parking
3000-3500Sq Ft

About this home

An Incredible Opportunity In North York's Prestigious St. Andrews Enclave! This Expansive 6+1 Bedroom, 5-Bathroom Residence Offers An Exceptional Combination Of Scale, Comfort, And Functionality, Perfectly Suited For Growing Families And Effortless Entertaining. The Beautifully Updated Kitchen Overlooks The Private, Landscaped Backyard And Flows Seamlessly Into Bright Principal Living Spaces Anchored By A Warm Gas Fireplace. A Rare Main Floor In-Law Suite Adds Outstanding Versatility For Multi-Generational Living, Guests, Or A Dedicated Home Office. Upstairs, Soaring Ceilings Enhance The Spacious Second Level, While The Sun-Filled, South-Facing Primary Suite Offers A Walk-In Closet And A Well-Appointed 4-Piece Ensuite. Outside, Discover A Private Backyard Retreat Complete With Your Own Basketball Court and Plenty Of Space To Relax, Play, Or Entertain. Ideally Located In One Of North York's Most Coveted Neighbourhoods, Just Moments From Top-Ranked Schools, Parks, TTC, Fine Dining, And Everyday Amenities. A Rare Offering In One Of Toronto's Most Established And Desirable Family Communities.

Key facts

Property type
Detached, 2-Storey
MLS®
C13505430
Bedrooms
6
Bathrooms
5 (1 half)
Size
3000-3500
Lot
60 × 200 ft
Cross streets
Yonge St/401
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$12,141 / 2026
Days on market
17
Listing brokerage
RE/MAX REALTRON BARRY COHEN HOMES INC.

Rooms

Bedroom 4Second4.74 × 3.65 m

hardwood floor · large closet · hardwood floor

Family RoomMain6.29 × 3.43 m

hardwood floor · walk-out · fireplace

OfficeSecond3.74 × 3.44 m

b/i shelves · hardwood floor · closet

Primary BedroomSecond6.24 × 4.92 m

4 pc ensuite · walk-in closet(s) · hardwood floor

Bedroom 3Second3.80 × 3.56 m

hardwood floor · overlooks backyard · large closet

Living RoomMain4.97 × 3.77 m

hardwood floor · picture window · combined w/dining

Bedroom 2Second6.41 × 3.77 m

double closet · 3 pc ensuite · overlooks frontyard

Dining RoomMain4.21 × 3.77 m

combined w/living · hardwood floor · crown moulding

RecreationLower13.65 × 4.99 m

pot lights · above grade window · hardwood floor

BreakfastMain4.49 × 3.62 m

walk-out · overlooks backyard · tile floor

BedroomMain3.38 × 2.56 m

picture window · hardwood floor · crown moulding

KitchenMain3.64 × 3.44 m

stainless steel appl · tile floor · picture window

Moe’s TakeTeam Asgarian · Broker
Below comparables
$3.46Mest. value

Listed at $2,890,000, this home is about 17% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 19 similar homes nearby, adjusted for size, beds, and baths.Median of 19 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.44M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $3.00M
  • Bedrooms −$30K
  • Bathrooms +$15K
  • Adjusts to $2.98M

That comparable adjusts to $2.98M; the $3.46M estimate above is the median of all 19 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, this is a very walkable address with everyday errands close by. Upper Canada Dr at Normandale Cres (West) is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$2.89MGreat deal$3.96MOverpriced

Total price vs nearby homes. Fair value about $3.46M, median of 19 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Worth verifying
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in St. Andrew-Windfields · asking prices
$3.76Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

19 Lower Links Road$3.30M36 Medalist Road$3.00M38 Fifeshire Road$5.00M

The 3 closest active listings nearby.

See all comparable homes
2.89MThis home3.30M3.00M5.00MThis home vs active comparables
Live market pulseActive comparables in St. Andrew-Windfields · median list $4.05M
$889this home / sqft
17active listings nearby
17days on market

This home lists 12% below the area average of $1,016/sqft.

16 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

72/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Upper Canada Dr at Normandale Cres (West), about 31 m away

20+ transit stops7 grocery20+ dining20+ parks13 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M
Downsview-Roding-CFB
$1.06M
Wexford-Maryvale
$865K
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 1.1 km awayAbove the GTA average · 81% meet the provincial standard

Affordability & Mortgage

Affordability
$13,172/mo
$536KIncome needed
5.4×Price ÷ income
$3,040Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $13,172Property tax $1,012Total carry $14,183

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$12,338per month

Mortgage amount $2,312,000 · 4.14% over 25 years

$578,000Down payment (20.0%)
$2,312,000Loan before insurance
$0CMHC premium
$13,349Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$12,338
Property tax
$1,012
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$13,349

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$58,725
Toronto municipal land transfer tax
$58,725
Estimated closing costs
$117,450

Plus your down payment of $578,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$14,985/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,389,307Total interest paid
$3,701,307Total of all payments
Principal $2,312,000 Interest $1,389,307
YearPrincipalInterestBalance
1$54,162$93,890$2,257,838
2$56,428$91,625$2,201,410
3$58,788$89,264$2,142,622
4$61,247$86,805$2,081,375
5$63,809$84,243$2,017,566
6$66,478$81,574$1,951,088
7$69,259$78,794$1,881,830
8$72,156$75,897$1,809,674
9$75,174$72,879$1,734,501
10$78,318$69,734$1,656,182
11$81,594$66,458$1,574,588
12$85,007$63,045$1,489,581
13$88,563$59,490$1,401,019
14$92,267$55,785$1,308,752
15$96,127$51,926$1,212,625
16$100,147$47,905$1,112,478
17$104,336$43,716$1,008,141
18$108,701$39,352$899,441
19$113,247$34,805$786,193
20$117,984$30,068$668,209
21$122,919$25,133$545,289
22$128,061$19,991$417,228
23$133,418$14,635$283,811
24$138,998$9,054$144,812
25$144,812$3,240$0

At the end of your 5-year term

Total paid over the term
$740,261
Principal paid down
$294,434
Interest paid
$445,828
Balance remaining
$2,017,566

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
1.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.6%
Gross yield
− Property tax $12,141− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $53,743

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON BARRY COHEN HOMES INC.. MLS®/PropTx.

CallRequest a showing