44 Mitchell Avenue, Toronto, ON

Niagara, Toronto · MLS® C13507266

$999,000
For Sale
Listed 17 days ago
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2Bedrooms
1Bathrooms
0Parking
700-1100Sq Ft

About this home

Fantastic opportunity to purchase 44 Mitchell Avenue a great condo alternative wuth a large yard and so much potential in one of Toronto's most sought-after neighbourhoods. This charming south-facing, 2-bedroom semi-detached bungalow features a bright interior and a beautiful deep backyard, making it an excellent investment, rental property, or place to call home while exploring future possibilities. Ideally situated on a quiet street between the vibrant communities of Queen West and King West, you're just steps to Trinity Bellwoods Park, some of the city's best restaurants, cafés, bars, galleries, boutiques, and theatres, with easy access to transit and the downtown core. A rare opportunity for homeowners, investors, builders, and developers alike.

Key facts

Property type
Semi-Detached, Bungalow
MLS®
C13507266
Bedrooms
2
Bathrooms
1
Size
700-1100
Lot
20.57 × 90.61 ft
Cross streets
Mitchell And Niagara
Parking
0 parking
Driveway
Other
Basement
None
Heating
Baseboard
A/C
Window Unit(s)
Exterior
Brick
Foundation
Block
Roof
Shingles
Sewer
Sewer
Property tax
$6,199 / 2025
Days on market
17
Listing brokerage
ROYAL LEPAGE ESTATE REALTY

Rooms

LaundryMain1.74 × 1.67 m
KitchenMain4.61 × 2.87 m
Living RoomMain6.59 × 3.21 m
Bedroom 2Main2.84 × 2.57 m

Hardwood Floor

Primary BedroomMain3.48 × 2.57 m

Hardwood Floor

Moe’s TakeTeam Asgarian · Broker
Above the wider set
$785Kest. value

Listed at $999,000, this home is tracking about 27% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 31 similar homes nearby, adjusted for size, beds, and baths.Median of 31 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.26M, higher than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $785K
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $740K

That comparable adjusts to $740K; the $785K estimate above is the median of all 31 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Niagara Street Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Queen St West at Tecumseth St is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$586KGreat deal$999KOverpriced

Total price vs nearby homes. Fair value about $785K, median of 31 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Development potential: upside only if zoning permits, verify with the city before relying on it.
  • Value driver
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$953kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

175 Maria Street$999k98 Moberly Avenue$950k670 Rhodes Avenue$850k132 Glenvale Boulevard$1.17M739 Craven Road$798k

The 5 closest of 8 active listings nearby.

See all comparable homes
999kThis home999k950k850k1.17M798kThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $1000K
$1,110this home / sqft
31active listings nearby
17days on market

This home lists 23% above the area average of $904/sqft.

13 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Queen St West at Tecumseth St, about 171 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Palmerston-Little Italy
$1000K
Corso Italia-Davenport
$951K
South Riverdale
$1.30M
Mount Pleasant East
$1.28M
Greenwood-Coxwell
$792K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Niagara Street Junior Public School
82%
Niagara Street Junior Public SchoolPublic · Elementary · 0.1 km awayAbove the GTA average · 82% meet the provincial standard

Affordability & Mortgage

Affordability
$4,553/mo
$194KIncome needed
5.2×Price ÷ income
$1,051Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,553Property tax $517Total carry $5,070

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,265per month

Mortgage amount $799,200 · 4.14% over 25 years

$199,800Down payment (20.0%)
$799,200Loan before insurance
$0CMHC premium
$4,781Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,265
Property tax
$517
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,781

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,455
Toronto municipal land transfer tax
$16,455
Estimated closing costs
$32,910

Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,180/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$480,248Total interest paid
$1,279,448Total of all payments
Principal $799,200 Interest $480,248
YearPrincipalInterestBalance
1$18,722$32,455$780,478
2$19,506$31,672$760,972
3$20,322$30,856$740,650
4$21,172$30,006$719,479
5$22,057$29,121$697,422
6$22,980$28,198$674,442
7$23,941$27,237$650,501
8$24,942$26,236$625,559
9$25,986$25,192$599,573
10$27,073$24,105$572,500
11$28,205$22,973$544,295
12$29,385$21,793$514,911
13$30,614$20,564$484,297
14$31,894$19,284$452,402
15$33,229$17,949$419,174
16$34,618$16,560$384,555
17$36,066$15,111$348,489
18$37,575$13,603$310,914
19$39,147$12,031$271,767
20$40,784$10,394$230,983
21$42,490$8,688$188,493
22$44,267$6,910$144,225
23$46,119$5,059$98,106
24$48,048$3,130$50,058
25$50,058$1,120$0

At the end of your 5-year term

Total paid over the term
$255,890
Principal paid down
$101,778
Interest paid
$154,111
Balance remaining
$697,422

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.7%
Gross yield
− Property tax $6,199− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $7,887

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE ESTATE REALTY. MLS®/PropTx.

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